4801-99 John Street, Toronto, ON
Waterfront Communities C1, Toronto · MLS® C13018950
About this home
Another spectacular penthouse offering from Pinnacle International, featuring a rare and remarkable first: a fully self-contained staff quarters. This separate one-bedroom suite, with its own entrance and deed, provides exceptional flexibility for live-in staff, extended family, returning children, or private caregiver accommodations. From the moment you enter, you are greeted by a breathtaking panoramic southwest view-truly one of the most extraordinary vistas in the city. The skyline unfolds before you, showcasing the CN Tower, Lake Ontario, and the Toronto Islands, all culminating in unforgettable sunset views that transform everyday living into something extraordinary. The suite is finished with stunning herringbone hardwood floors throughout, complemented by a chef-inspired kitchen featuring Thermador stainless steel appliances, a spacious centre island, and extensive custom cabinetry. The primary bedroom is a true showpiece, highlighted by a spectacular six-piece ensuite. Floor-to-ceiling windows frame sweeping southeast views of downtown Toronto, beautifully accented by dramatic butterfly-matched marble, creating a spa-like experience unlike any other. And just when you think it couldn't get better, step upstairs to the impressive 1,424 sq. ft. pillared terrace. With unending south and west views capturing the city skyline, the lake, and endless sunsets, this outdoor space is truly exceptional. Complete with gas, water, and hydro, it is perfectly designed for entertaining or private relaxation. This is penthouse living at its finest-luxurious, distinctive, and designed for those who expect nothing but the best. * Photos are virtually staged * .
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- C13018950
- Bedrooms
- 4
- Bathrooms
- 4
- Size
- 3250-3499
- Cross streets
- @ Adelaide St W
- Parking
- 3 garage (underground)
- Basement
- None
- Heating
- Fan Coil
- A/C
- Central Air
- Exterior
- Brick
- Maintenance
- $2,871/mo
- Exposure
- South
- Property tax
- $19,719 / 2026
- Days on market
- 88
- Listing brokerage
- HARVEY KALLES REAL ESTATE LTD.
Rooms
hardwood floor · closet
hardwood floor · open concept · sw view
hardwood floor · 3 pc ensuite · walk-in closet(s)
hardwood floor · centre island · stainless steel appl
hardwood floor · east view · walk-in closet(s)
hardwood floor · west view · double closet
hardwood floor · 6 pc ensuite · walk-in closet(s)
hardwood floor · open concept · south view
hardwood floor · east view · stainless steel appl
Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.
Ask Moe if this price is fairThe assigned public school is Ogden Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
On location, this is a very walkable address with everyday errands close by. King St West at John St is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
- Hardwood floors: quality hardwood is durable and broadly desirable.
- Value driver
- Lifestyle
On the market now.
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Waterfront Communities C1, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: King St West at John St, about 91 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $5,600,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $29,884
- Property tax
- $1,643
- Condo / maintenance fees
- $2,871
- Heating
- $0
- Estimated monthly cost
- $34,398
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $161,475
- Toronto municipal land transfer tax
- $251,475
- Estimated closing costs
- $412,950
Plus your down payment of $1,400,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $1,793,021
- Principal paid down
- $713,161
- Interest paid
- $1,079,859
- Balance remaining
- $4,886,839
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HARVEY KALLES REAL ESTATE LTD.. MLS®/PropTx.