1510-55 Charles Street, Toronto, ON

Church-Yonge Corridor, Toronto · MLS® C13029398

$689,999
For Sale
Listed 92 days ago
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2Bedrooms
1Bathrooms
0Parking
500-599Sq Ft

About this home

Welcome to 55C Bloor Yorkville Residences at 55 Ontario Street East, an award-winning development by MOD Developments, designed by the renowned Architects Alliance. This luxury corner suite offers a seamless blend of modern design and urban convenience. Featuring 9-foot ceilings, pot lights throughout, and sleek contemporary finishes, the residence delivers a bright, sophisticated living environment. Floor-to-ceiling windows with motorized blinds provide abundant natural light while offering privacy at the touch of a button. The open-concept layout is thoughtfully designed for both everyday living and entertaining. Residents enjoy premium building amenities, including a fully equipped fitness centre, 24-hour concierge, and visitor parking, ensuring comfort, security, and convenience in a well-managed building. Ideally located just minutes from Yonge & Bloor, Yorkville's world-class shopping, dining, entertainment, and subway access, this address offers exceptional walkability and connectivity. An outstanding investment opportunity or end-user residence in one of Toronto's most sought-after neighbourhoods, offering strong rental demand, long-term value, and turn-key ownership.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13029398
Bedrooms
2 (1 + 1)
Bathrooms
1
Size
500-599
Cross streets
CHARLES ST EAST OF CHURCH West of YONGE ST
Parking
0 parking
Basement
None
Heating
Heat Pump
A/C
Central Air
Exterior
Concrete
Maintenance
$472/mo
Exposure
North West
Property tax
$4,095 / 2025
Days on market
92
Listing brokerage
ROYAL LEPAGE SIGNATURE REALTY

Rooms

BathroomFlat0.00 × 0.00 m

3 pc ensuite · ceramic floor · ensuite bath

Bedroom 2Flat0.00 × 0.00 m

pot lights · window floor to ceiling · laminate

KitchenFlat0.00 × 0.00 m

b/i appliances · open concept · w/o to balcony

Primary BedroomFlat0.00 × 0.00 m

pot lights · closet organizers · window floor to ceiling

Living RoomFlat0.00 × 0.00 m

juliette balcony · pot lights · combined w/kitchen

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Open-concept layout: modern, sought-after flow. Lifestyle
Comparable listingsCurrently listed nearby in Church-Yonge Corridor · asking prices
$586kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

4908-101 Charles Street$680k1805-252 Church Street$545k5905-197 Yonge Street$613k1409-18 Maitland Terrace$528k408-22 Leader Lane$565k

The 5 closest of 8 active listings nearby.

See all comparable homes
690kThis home680k545k613k528k565kThis home vs active comparables
Live market pulseActive comparables in Church-Yonge Corridor · median list $550K
$1,256this home / sqft
57active listings nearby
92days on market
100sold nearby · 90 days
$612Kmedian sold price
96%of asking, on average

This home lists 39% above the area average of $901/sqft.

91 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Church-Yonge Corridor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bay Street Corridor
$506K
Moss Park
$499K
Kensington-Chinatown
$860K
Waterfront Communities C1
$604K
Niagara
$534K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jesse Ketchum Junior and Senior Public School
87%
Jesse Ketchum Junior and Senior Public SchoolPublic · Elementary · 0.8 km awayHigher-rated than most nearby · 87% meet the provincial standard

Affordability & Mortgage

Affordability
$3,145/mo
$143KIncome needed
4.8×Price ÷ income
$726Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

79%mortgage
Mortgage $3,145Property tax $341Condo fee $472Total carry $3,958

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,946per month

Mortgage amount $551,999 · 4.14% over 25 years

$138,000Down payment (20.0%)
$551,999Loan before insurance
$0CMHC premium
$3,759Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,946
Property tax
$341
Condo / maintenance fees
$472
Heating
$0
Estimated monthly cost
$3,759

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,275
Toronto municipal land transfer tax
$10,275
Estimated closing costs
$20,550

Plus your down payment of $138,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,578/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$331,703Total interest paid
$883,702Total of all payments
Principal $551,999 Interest $331,703
YearPrincipalInterestBalance
1$12,931$22,417$539,068
2$13,472$21,876$525,595
3$14,036$21,312$511,560
4$14,623$20,725$496,937
5$15,235$20,113$481,702
6$15,872$19,476$465,830
7$16,536$18,812$449,294
8$17,227$18,121$432,067
9$17,948$17,400$414,119
10$18,699$16,649$395,420
11$19,481$15,867$375,939
12$20,296$15,052$355,643
13$21,145$14,203$334,499
14$22,029$13,319$312,470
15$22,951$12,397$289,519
16$23,911$11,437$265,608
17$24,911$10,437$240,698
18$25,953$9,395$214,745
19$27,038$8,310$187,707
20$28,169$7,179$159,538
21$29,348$6,001$130,190
22$30,575$4,773$99,615
23$31,854$3,494$67,761
24$33,186$2,162$34,575
25$34,575$774$0

At the end of your 5-year term

Total paid over the term
$176,740
Principal paid down
$70,297
Interest paid
$106,443
Balance remaining
$481,702

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,700/mo
$20,400Gross annual rent
1.1%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.0%
Gross yield
− Property tax $4,095− Condo fees $5,664− Insurance $600− Vacancy & upkeep $2,244Net operating income $7,797

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.

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