299 Spring Garden Avenue, Toronto, ON

Willowdale East, Toronto · MLS® C13029736

$3,999,000
For Sale
Listed 90 days ago
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5Bedrooms
6Bathrooms
2Garage · 6 parking
3500-5000Sq Ft
12 schools20+ transit stops20+ parks20+ restaurantswithin 1.5 km

About this home

***TOP-RANKED SCHOOLS ---- HOLLYWOOD PS & EARL HAIG SS***Welcome to the Bright and Beautifully Designed 299 Spring Garden Avenue---Nestled on a South-Exposed & Best Spot of Spring Garden Ave. This beautiful residence offers an extraordinary balance of grandeur, comfort, and timeless sophistication. Thoughtfully conceived for both flow and functionality, and impeccably executed, this home presents a beautifully proportioned layout with hi ceilings where dramatic features meets warm, livable elegance. Grand foyer flows seamlessly into one another, creating an effortless rhythm between formal entertaining and intimate daily living. Expansive windows frame south garden views, inviting natural light to pour into the home. The main floor welcomes you with a grand entry, featuring marble flooring and a main-floor office with built-in bookshelves provides a work-from-home place. A refined formal living room boasts a cozy gas fireplace with marble mantle, combined with an oversized dining room, perfect for hosting your guest. At the heart of the home, the kitchen and adjoining family room are designed for both elevated entertaining and everyday enjoyment, offering an ideal setting for gatherings large and small. The primary suite is a private sanctuary, exquisitely-appointed, offering a retreat defined by comfort and calm, with spa-inspired ensuite and custom wardrobe spaces. Additional bedrooms suites are equally well-appointed, ensuring each ensuite for privacy. The impressive lower level offers endless possibilities, including an extra large recreation room, and an additional bedroom, a 3-pcs bathroom.

Key facts

Property type
Detached, 2-Storey
MLS®
C13029736
Bedrooms
5 (4 + 1)
Bathrooms
6 (1 half)
Size
3500-5000
Lot
50 × 120 ft
Cross streets
E,.Yonge St/N.Sheppard Ave E/E.Wilfred Ave
Parking
2 garage · 6 parking (built-in)
Driveway
Private
Basement
Separate Entrance, Finished with Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Other
Roof
Shingles
Sewer
Sewer
Property tax
$17,254 / 2026
Days on market
90
Listing brokerage
FOREST HILL REAL ESTATE INC.

Rooms

OfficeMain3.82 × 3.03 m

b/i bookcase · hardwood floor · pot lights

KitchenMain5.72 × 5.71 m

centre island · b/i appliances · hardwood floor

Dining RoomMain8.67 × 5.47 m

hardwood floor · pot lights · open concept

Living RoomMain8.67 × 5.47 m

gas fireplace · hardwood floor · built-in speakers

Family RoomMain5.22 × 5.03 m

gas fireplace · built-in speakers · pot lights

Bedroom 4Second3.66 × 3.39 m

4 pc ensuite · hardwood floor · closet

Primary BedroomSecond5.47 × 4.95 m

6 pc ensuite · walk-in closet(s) · juliette balcony

RecreationLower10.85 × 6.00 m

gas fireplace · w/o to yard · pot lights

Utility RoomLower3.80 × 3.20 m

Separate Room

Bedroom 2Second4.72 × 4.19 m

3 pc ensuite · hardwood floor · closet

Bedroom 3Second5.46 × 3.70 m

4 pc ensuite · pot lights · hardwood floor

LaundrySecond2.60 × 3.70 m

laundry sink · separate room

BedroomLower3.62 × 3.38 m

window · pot lights · closet

BreakfastMain5.50 × 6.50 m

combined w/kitchen · hardwood floor · south view

Moe’s TakeTeam Asgarian · Broker
Above comparables
$3.67Mest. value

Listed at $3,999,000, this home is about 9% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

In Willowdale East lately, sellers have been getting about 96% of asking and homes sell in about 42 days.

Based on 90 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 90 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $2.83M, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $2.45M
  • Bedrooms −$30K
  • Adjusts to $2.42M

That comparable adjusts to $2.42M; the $3.67M estimate above is the median of all 90 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

On schools, this address is zoned for Hollywood Public School, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

On location, this is a very walkable address with everyday errands close by. Wilfred Avenue is about a 4-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$3.19MGreat deal$4.00MOverpriced

Total price vs nearby homes. Fair value about $3.67M, median of 90 comparables.

Comparable listingsCurrently listed nearby in Willowdale East · asking prices
$3.78Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

164 Norton Avenue$4.39M209 Spring Garden Avenue$3.40M128 Anndale Drive$3.15M176 Princess Avenue$3.99M356 Hillcrest Avenue$3.99M

The 5 closest of 8 active listings nearby.

See all comparable homes
4.00MThis home4.39M3.40M3.15M3.99M3.99MThis home vs active comparables
Live market pulseActive comparables in Willowdale East · median list $3.15M
$941this home / sqft
25active listings nearby
90days on market
96sold nearby · 90 days
$2.27Mmedian sold price
96%of asking, on average

This home lists 15% above the area average of $820/sqft.

89 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Willowdale East, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

78/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Wilfred Avenue, about 283 m away

20+ transit stops8 grocery20+ dining20+ parks10 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bayview Village
$1.93M
Newtonbrook East
$1.70M
Bedford Park-Nortown
$3.76M
East York
$925K
Rockcliffe-Smythe
$1.10M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Hollywood Public School
96%
Hollywood Public SchoolPublic · Elementary · 0.6 km awayAmong the top in the GTA · 96% meet the provincial standard
Avondale Elementary Alternative SchoolEQAO results not published

Affordability & Mortgage

Affordability
$18,226/mo
$741KIncome needed
5.4×Price ÷ income
$4,206Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $18,226Property tax $1,438Total carry $19,664

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$17,072per month

Mortgage amount $3,199,200 · 4.14% over 25 years

$799,800Down payment (20.0%)
$3,199,200Loan before insurance
$0CMHC premium
$18,510Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$17,072
Property tax
$1,438
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$18,510

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$86,450
Toronto municipal land transfer tax
$96,440
Estimated closing costs
$182,890

Plus your down payment of $799,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$20,736/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,922,436Total interest paid
$5,121,636Total of all payments
Principal $3,199,200 Interest $1,922,436
YearPrincipalInterestBalance
1$74,946$129,919$3,124,254
2$78,081$126,784$3,046,173
3$81,347$123,518$2,964,826
4$84,750$120,116$2,880,076
5$88,295$116,571$2,791,781
6$91,988$112,877$2,699,793
7$95,836$109,030$2,603,958
8$99,844$105,021$2,504,113
9$104,021$100,845$2,400,093
10$108,372$96,494$2,291,721
11$112,905$91,961$2,178,816
12$117,627$87,238$2,061,189
13$122,548$82,318$1,938,641
14$127,673$77,192$1,810,968
15$133,014$71,852$1,677,954
16$138,578$66,288$1,539,376
17$144,374$60,491$1,395,002
18$150,413$54,452$1,244,589
19$156,705$48,161$1,087,885
20$163,259$41,606$924,625
21$170,088$34,777$754,537
22$177,203$27,663$577,334
23$184,615$20,251$392,719
24$192,337$12,528$200,382
25$200,382$4,483$0

At the end of your 5-year term

Total paid over the term
$1,024,327
Principal paid down
$407,419
Interest paid
$616,908
Balance remaining
$2,791,781

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
1.5%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.2%
Gross yield
− Property tax $17,254− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $59,844

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FOREST HILL REAL ESTATE INC.. MLS®/PropTx.

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