908-158 Front St Street, Toronto, ON

Moss Park, Toronto · MLS® C13030694

$449,900
For Sale
Listed 90 days ago
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◎ Directions
1Bedrooms
1Bathrooms
0Parking
0-499Sq Ft
16 schools20+ transit stops20+ parks20+ restaurantswithin 1.5 km

About this home

Welcome To "The St. Lawrence Condos" Located In The Heart Of Dt Toronto. Attention To All TheInvestors, First Home Buyers, Growing Family, Very Affordable, Absolutely Stunning Functional1Bed 1Bath with low Maintenance fee. Outstanding Building Amenities Include Fully Finished GymSpanning 3 Levels, A Roof Top Pool And Sun Deck, Theatre, Billiards Lounge, Games Rooms, YogaStudio, Party Room With Kitchen, Library, And Guest Suites. There's So Much To Enjoy WithoutEver Even Leaving Your Building. Walking distance to Ripley's Aquarium, TTC, Financial &Entertainment districts, Union Stn, Harbour Front, Schools, Restaurants, Groceries, Highway &Shops. This is a great opportunity to own in The Heart of Downtown Toronto! Building Is PetFriendly And Features A Convenient Pet Spa/Wash At The Entrances**! A Must See!

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13030694
Bedrooms
1
Bathrooms
1
Size
0-499
Cross streets
Front St E/Sherbourne
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$355/mo
Exposure
North
Property tax
$1,946 / 2025
Days on market
90
Listing brokerage
ROYAL HOMES AND CONDOS REALTY

Rooms

Dining RoomFlat6.17 × 3.40 m

laminate · combined w/living · open concept

Primary BedroomFlat3.45 × 2.74 m

laminate · double closet · large window

KitchenFlat3.40 × 3.00 m

b/i appliances · stone counters · modern kitchen

Living RoomFlat6.17 × 3.40 m

laminate · w/o to balcony · large window

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

The assigned public school is Ogden Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Bus stop is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Weigh carefully
Comparable listingsCurrently listed nearby in Moss Park · asking prices
$444kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

419-158 Front Street$468k2605-319 Jarvis Street$425k1005-319 Jarvis Street$420k1706-70 Princess Street$398k511-28 Eastern Avenue$509k

The 5 closest of 8 active listings nearby.

See all comparable homes
450kThis home468k425k420k398k509kThis home vs active comparables
Live market pulseActive comparables in Moss Park · median list $468K
$1,803this home / sqft
12active listings nearby
90days on market
100sold nearby · 90 days
$604Kmedian sold price
96%of asking, on average

This home lists 2% below the area average of $1,846/sqft.

89 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Moss Park, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

100/ 100

Walker's ParadiseA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Bus stop, about 107 m away

20+ transit stops20+ grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C1
$654K
Waterfront Communities C8
$892K
Bay Street Corridor
$525K
Church-Yonge Corridor
$564K
Niagara
$721K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Ogden Junior Public School
69%
Ogden Junior Public SchoolPublic · Elementary · 1.0 km awayAround the GTA average · 69% meet the provincial standard

Affordability & Mortgage

Affordability
$2,050/mo
$93KIncome needed
4.8×Price ÷ income
$473Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

80%mortgage
Mortgage $2,050Property tax $162Condo fee $355Total carry $2,567

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,921per month

Mortgage amount $359,920 · 4.14% over 25 years

$89,980Down payment (20.0%)
$359,920Loan before insurance
$0CMHC premium
$2,438Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,921
Property tax
$162
Condo / maintenance fees
$355
Heating
$0
Estimated monthly cost
$2,438

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$5,473
Toronto municipal land transfer tax
$5,473
Estimated closing costs
$10,946

Plus your down payment of $89,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,333/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$216,280Total interest paid
$576,200Total of all payments
Principal $359,920 Interest $216,280
YearPrincipalInterestBalance
1$8,432$14,616$351,488
2$8,784$14,264$342,704
3$9,152$13,896$333,552
4$9,535$13,513$324,018
5$9,933$13,115$314,084
6$10,349$12,699$303,735
7$10,782$12,266$292,953
8$11,233$11,815$281,721
9$11,703$11,345$270,018
10$12,192$10,856$257,826
11$12,702$10,346$245,124
12$13,233$9,815$231,890
13$13,787$9,261$218,103
14$14,364$8,684$203,740
15$14,964$8,084$188,775
16$15,590$7,458$173,185
17$16,243$6,805$156,942
18$16,922$6,126$140,020
19$17,630$5,418$122,390
20$18,367$4,681$104,023
21$19,135$3,913$84,888
22$19,936$3,112$64,952
23$20,770$2,278$44,182
24$21,639$1,409$22,544
25$22,544$504$0

At the end of your 5-year term

Total paid over the term
$115,240
Principal paid down
$45,836
Interest paid
$69,404
Balance remaining
$314,084

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
3.9%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.1%
Gross yield
− Property tax $1,946− Condo fees $4,255− Insurance $600− Vacancy & upkeep $3,036Net operating income $17,763

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL HOMES AND CONDOS REALTY. MLS®/PropTx.

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