2208-33 Harbour Square, Toronto, ON
Waterfront Communities C1, Toronto · MLS® C13036956
About this home
Join one of Toronto's best condo communities at 33 Harbour Square. This thoughtfully renovated suite offers over 1,500 square feet of well-designed living space spread across two floors. The main floor includes a large living-room with floor-to-ceiling city views, and built-in entertainment area. The L shaped kitchen with center island serves a separate dining space. The upper floor offers two generously sized bedrooms, both with their own full bathroom, plus an additional flex space in the hallway, perfect for a bright home office. Incredible amenities including an indoor pool, one of the largest residential rooftop botanical gardens in Canada, a 2,000 square foot gym, access to the path which connects underground to downtown, quick access to local parks, the ferry terminal to the island and easy transit and highway access. The perfect blend of city life and lakeside tranquility. Condo fees include all utilities, plus parking and locker! Check out our virtual tour!
Key facts
- Property type
- Condo Apartment, 2-Storey
- MLS®
- C13036956
- Bedrooms
- 3 (2 + 1)
- Bathrooms
- 3 (1 half)
- Size
- 1400-1599
- Cross streets
- Queens Quay and Bay
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Concrete
- Maintenance
- $1,545/mo
- Exposure
- North West
- Property tax
- $5,609 / 2026
- Days on market
- 89
- Listing brokerage
- LANDLORD REALTY INC.
Rooms
open concept · juliette balcony · b/i bookcase
separate room · window floor to ceiling
Closet
stainless steel appl · centre island
2 Pc Bath
Closet
double closet · 4 pc ensuite
Open Concept
Listed at $1,149,000, this home is about 14% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.
In Waterfront Communities C1 lately, sellers have been getting about 97% of asking and homes sell in about 34 days.
There were not many closely comparable homes right in Waterfront Communities C1, so I widened the search to the surrounding area.
Based on 95 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 95 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.03M, lower than the comparables and worth a second look.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, sold for $820K
- Bedrooms +$30K
- Adjusts to $850K
That comparable adjusts to $850K; the $1.33M estimate above is the median of all 95 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.
The assigned public school is Island Public/Natural Science School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
On location, this is a very walkable address with everyday errands close by. Queens Quay - Island Ferry Docks is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Total price vs nearby homes. Fair value about $1.33M, median of 95 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
- Value driver
- Weigh carefully
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 25% below the area average of $1,026/sqft.
88 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Waterfront Communities C1, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Walker's ParadiseA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: Queens Quay - Island Ferry Docks, about 39 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.
Mortgage amount $919,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,905
- Property tax
- $467
- Condo / maintenance fees
- $1,545
- Heating
- $0
- Estimated monthly cost
- $6,918
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $19,455
- Toronto municipal land transfer tax
- $19,455
- Estimated closing costs
- $38,910
Plus your down payment of $229,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $294,312
- Principal paid down
- $117,060
- Interest paid
- $177,251
- Balance remaining
- $802,140
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of LANDLORD REALTY INC.. MLS®/PropTx.