308-1 Cardiff Road, Toronto, ON
Mount Pleasant East, Toronto · MLS® C13043772
About this home
Experience Sophisticated Urban Living In This Exceptionally Maintained, Newer One-Bedroom Residence Situated In The Highly Coveted Mount Pleasant And Eglinton Enclave At 1 Cardiff Road. This Meticulously Designed Layout Offers A Total Of 558 sq ft Of Living Space, Including A Beautiful 22 sq ft Private Balcony Boasting Serene, Unobstructed West-Facing Views Over Lush Treetops. The Sun-Drenched Suite Is Defined By Soaring 9 ft Ceilings, Floor-To-Ceiling Windows, A Contemporary Gourmet Kitchen With Integrated Appliances, Quartz Countertops, And Premium Engineered Wood Flooring Throughout.Nestled On A Quiet Residential Street Yet Steps From The Vibrant Energy Of Midtown, This Location Offers The Absolute Best Of Both Worlds With Easy Access To Parks, Diverse Dining, Boutique Shopping, And Cinemas At Yonge And Eglinton. Residents Will Enjoy Unbeatable Convenience With The TTC At Their Doorstep, Providing A Short Ride To The Subway And Seamless Transit Access Across The City. This Exceptional Property Represents A Rare Opportunity For Sophisticated, Turn-Key Living In One Of Toronto's Most Dynamic And Highly Walkable Neighborhoods.
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- C13043772
- Bedrooms
- 1
- Bathrooms
- 1
- Size
- 500-599
- Cross streets
- Eglinton/Mount Pleasant
- Parking
- 0 parking
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Concrete
- Maintenance
- $433/mo
- Exposure
- West
- Property tax
- $2,428 / 2025
- Days on market
- 85
- Listing brokerage
- RE/MAX REALTRON REALTY INC.
Rooms
stainless steel appl · quartz counter · backsplash
laminate · combined w/dining · w/o to balcony
laminate · combined w/living · window floor to ceiling
laminate · double closet · sliding doors
Listed at $395,000, this home is within the range of comparable homes, on the lower side. The number above is my independent estimate of value, not the asking price.
Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $455K, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $549K
- Adjusts to $549K
That comparable adjusts to $549K; the $461K estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On schools, this address is zoned for Northlea Elementary and Middle School, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.
On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.
Total price vs nearby homes. Fair value about $461K, median of 5 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
- Value driver
- Worth verifying
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 3 closest active listings nearby.
See all comparable homesThis home lists 19% below the area average of $883/sqft.
84 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Mount Pleasant East, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Almost all errands require a car.
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.
Mortgage amount $316,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $1,686
- Property tax
- $202
- Condo / maintenance fees
- $433
- Heating
- $0
- Estimated monthly cost
- $2,322
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $4,400
- Toronto municipal land transfer tax
- $4,400
- Estimated closing costs
- $8,800
Plus your down payment of $79,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $101,178
- Principal paid down
- $40,243
- Interest paid
- $60,935
- Balance remaining
- $275,757
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.