105-20 Fashion Roseway, Toronto, ON

Willowdale East, Toronto · MLS® C13045700

$509,990
For Sale
Listed 83 days ago
2Bedrooms
1Bathrooms
1Garage
800-899Sq Ft

About this home

Rarely Offered Ground Floor 2 Bedroom Suite In Sought-After Bayview Place Condominiums. Vibrant Uptown North York Locale Steps To nearby park, TTC/Subway, Boutique Shops, and Restaurants. Quick Commute To Downtown Toronto. Laminate Floors In the living-dining room, Foyer, Hallway & Primary Bdrm. Kitchen with Glass tile back-splash. Granite counter in bathroom. In-suite Laundry and storage locker. This bright and spacious unit offers 9' ceilings, and a combined living-dining room with Walk-Out To Patio facing the courtyard. Enjoy Breakfast In The Sun On Your Own Private Patio surrounded by greenery. A truly rare find!

Key facts

Property type
Condo Apartment, 1 Storey/Apt
MLS®
C13045700
Bedrooms
2
Bathrooms
1
Size
800-899
Cross streets
Bayview & Sheppard
Parking
1 garage (underground)
Basement
None
Heating
Other
A/C
Wall Unit(s)
Exterior
Brick Veneer, Concrete
Foundation
Unknown
Roof
Unknown
Maintenance
$927/mo
Exposure
East
Property tax
$2,390 / 2025
Days on market
83
Listing brokerage
CENTURY 21 PEOPLE`S CHOICE REALTY INC.

Rooms

LaundryMain0.00 × 0.00 m
KitchenMain2.69 × 2.57 m

stainless steel appl · laminate

BathroomMain0.00 × 0.00 m

4 pc bath · granite counters

Living RoomMain6.26 × 3.71 m

combined w/dining · laminate · w/o to patio

Bedroom 2Main3.89 × 2.75 m

large window · broadloom

Dining RoomMain6.26 × 3.71 m

combined w/living · laminate

LockerMain0.00 × 0.00 m
Primary BedroomMain3.91 × 3.18 m

laminate · large window · large closet

Moe’s TakeTeam Asgarian · Broker
Below the wider set
$643Kest. value

Listed at $509,990, this home is tracking about 21% below a wider set of listings, though close matches were thin, so it is worth confirming with a precise CMA rather than reading it as a clear deal. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 98 similar homes nearby, adjusted for size, beds, and baths.Median of 98 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $470K, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $555K
  • Bathrooms −$15K
  • Adjusts to $540K

That comparable adjusts to $540K; the $643K estimate above is the median of all 98 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Orde Street Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.

List price
$510KGreat deal$695KOverpriced

Total price vs nearby homes. Fair value about $643K, median of 98 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Value driver
Comparable listingsCurrently listed nearby in Willowdale East · asking prices
$517kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

2301-18 Spring Garden Avenue$499k1211-20 Olive Avenue$525k506-35 Bales Avenue$550k609-2 Clairtrell Road$505k906-26 Norton Avenue$505k

The 5 closest of 8 active listings nearby.

See all comparable homes
510kThis home499k525k550k505k505kThis home vs active comparables
Live market pulseActive comparables in Willowdale East · median list $599K
$600this home / sqft
99active listings nearby
83days on market

This home lists 24% below the area average of $786/sqft.

82 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Willowdale East, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

0/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Church-Yonge Corridor
$672K
Waterfront Communities C1
$777K
Annex
$929K
Mimico
$852K
Bayview Village
$748K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Orde Street Public School
76%
Orde Street Public SchoolPublic · Elementary · 0.5 km awayAbove the GTA average · 76% meet the provincial standard

Affordability & Mortgage

Affordability
$2,324/mo
$116KIncome needed
4.4×Price ÷ income
$536Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

67%mortgage
Mortgage $2,324Property tax $199Condo fee $927Total carry $3,450

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,177per month

Mortgage amount $407,992 · 4.14% over 25 years

$101,998Down payment (20.0%)
$407,992Loan before insurance
$0CMHC premium
$3,303Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,177
Property tax
$199
Condo / maintenance fees
$927
Heating
$0
Estimated monthly cost
$3,303

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,675
Toronto municipal land transfer tax
$6,675
Estimated closing costs
$13,350

Plus your down payment of $101,998. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,644/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$245,167Total interest paid
$653,159Total of all payments
Principal $407,992 Interest $245,167
YearPrincipalInterestBalance
1$9,558$16,569$398,434
2$9,958$16,169$388,477
3$10,374$15,752$378,102
4$10,808$15,318$367,294
5$11,260$14,866$356,034
6$11,731$14,395$344,303
7$12,222$13,904$332,081
8$12,733$13,393$319,348
9$13,266$12,861$306,082
10$13,821$12,306$292,262
11$14,399$11,728$277,863
12$15,001$11,125$262,862
13$15,628$10,498$247,234
14$16,282$9,844$230,952
15$16,963$9,163$213,988
16$17,673$8,454$196,316
17$18,412$7,714$177,904
18$19,182$6,944$158,722
19$19,984$6,142$138,737
20$20,820$5,306$117,917
21$21,691$4,435$96,226
22$22,599$3,528$73,627
23$23,544$2,583$50,083
24$24,529$1,598$25,555
25$25,555$572$0

At the end of your 5-year term

Total paid over the term
$130,632
Principal paid down
$51,958
Interest paid
$78,674
Balance remaining
$356,034

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,700/mo
$32,400Gross annual rent
2.9%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.4%
Gross yield
− Property tax $2,390− Condo fees $11,118− Insurance $600− Vacancy & upkeep $3,564Net operating income $14,728

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 PEOPLE`S CHOICE REALTY INC.. MLS®/PropTx.

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