2102-509 Beecroft Road, Toronto, ON

Willowdale West, Toronto · MLS® C13046654

$630,000
For Sale
Listed 81 days ago
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2Bedrooms
2Bathrooms
1Garage
800-899Sq Ft

About this home

Meticulously maintained bright & spacious 2-bedroom suite in the heart of North York. Just steps from Finch Subway Station, GO and Viva transit hub, schools, parks, restaurants, shops, and all that Yonge Street has to offer. Great location, value, and lifestyle in North York's most connected neighborhoods. Well managed building, with state of art amenities. Utilities included in condo fee. Unit features 9-foot high ceiling, large open-concept living room filled with sunlight, leading to balcony, beautiful split bedroom layout offering privacy and filled with sunlight, leading to balcony, beautiful split bedroom layout offering privacy and comfort. Primary bedroom boasts large window, closet & ensuite. The 2nd bedroom is ideal for guests, home office, or growing families. Large kitchen with dining area, brand new appliances & new laminate floor. Parking & locker included. Just move in and enjoy this wonderful home.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13046654
Bedrooms
2
Bathrooms
2
Size
800-899
Cross streets
Yonge St / Finch Ave
Parking
1 garage (none)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Foundation
Other
Roof
Other
Maintenance
$940/mo
Exposure
South East
Property tax
$3,122 / 2025
Days on market
81
Listing brokerage
SUTTON GROUP-ADMIRAL REALTY INC.

Rooms

BreakfastFlat0.00 × 0.00 m

combined w/laundry · large window · open concept

BedroomFlat3.15 × 2.72 m

laminate · large window · large closet

Primary BedroomFlat4.42 × 3.06 m

laminate · walk-in closet(s)

Living RoomFlat6.16 × 3.15 m

open concept · laminate · w/o to balcony

Dining RoomFlat0.00 × 0.00 m

combined w/dining · laminate

KitchenFlat4.75 × 2.47 m

large window · stainless steel appl · granite counters

Moe’s TakeTeam Asgarian · Broker
Below comparables
$698Kest. value

Listed at $630,000, this home is about 10% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Based on 25 similar homes nearby, adjusted for size, beds, and baths.Median of 25 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $641K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $838K
  • Adjusts to $838K

That comparable adjusts to $838K; the $698K estimate above is the median of all 25 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

Its public catchment (Willowdale Middle School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. Finch Ave West at Beecroft Rd is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$630KGreat deal$751KOverpriced

Total price vs nearby homes. Fair value about $698K, median of 25 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Primary suite: a key comfort and resale feature.
  • Open-concept layout: modern, sought-after flow.
  • Worth verifying
  • Lifestyle
Comparable listingsCurrently listed nearby in Willowdale West · asking prices
$647kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

317-509 Beecroft Road$640k1505-5180 Yonge Street$645k1202-509 Beecroft Road$649k2002-509 Beecroft Road$649k1507-30 Canterbury Place$650k

The 5 closest of 8 active listings nearby.

See all comparable homes
630kThis home640k645k649k649k650kThis home vs active comparables
Live market pulseActive comparables in Willowdale West · median list $669K
$742this home / sqft
52active listings nearby
81days on market

This home lists 11% below the area average of $833/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Willowdale West, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

86/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Finch Ave West at Beecroft Rd, about 89 m away

20+ transit stops4 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Willowdale East
$441K
Banbury-Don Mills
$500K
Annex
$1.39M
Church-Yonge Corridor
$577K
Waterfront Communities C1
$684K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Willowdale Middle School
78%
Willowdale Middle SchoolPublic · Elementary · 1.2 km awayAbove the GTA average · 78% meet the provincial standard

Affordability & Mortgage

Affordability
$2,871/mo
$139KIncome needed
4.5×Price ÷ income
$663Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

71%mortgage
Mortgage $2,871Property tax $260Condo fee $940Total carry $4,071

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,690per month

Mortgage amount $504,000 · 4.14% over 25 years

$126,000Down payment (20.0%)
$504,000Loan before insurance
$0CMHC premium
$3,890Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,690
Property tax
$260
Condo / maintenance fees
$940
Heating
$0
Estimated monthly cost
$3,890

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,075
Toronto municipal land transfer tax
$9,075
Estimated closing costs
$18,150

Plus your down payment of $126,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,267/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$302,859Total interest paid
$806,859Total of all payments
Principal $504,000 Interest $302,859
YearPrincipalInterestBalance
1$11,807$20,467$492,193
2$12,301$19,974$479,892
3$12,815$19,459$467,077
4$13,351$18,923$453,725
5$13,910$18,364$439,815
6$14,492$17,783$425,324
7$15,098$17,176$410,226
8$15,729$16,545$394,496
9$16,387$15,887$378,109
10$17,073$15,202$361,036
11$17,787$14,487$343,249
12$18,531$13,743$324,718
13$19,306$12,968$305,412
14$20,114$12,161$285,299
15$20,955$11,319$264,344
16$21,831$10,443$242,512
17$22,745$9,530$219,768
18$23,696$8,578$196,072
19$24,687$7,587$171,385
20$25,720$6,555$145,665
21$26,796$5,479$118,869
22$27,916$4,358$90,953
23$29,084$3,190$61,869
24$30,301$1,974$31,568
25$31,568$706$0

At the end of your 5-year term

Total paid over the term
$161,372
Principal paid down
$64,185
Interest paid
$97,187
Balance remaining
$439,815

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,700/mo
$32,400Gross annual rent
2.2%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.1%
Gross yield
− Property tax $3,122− Condo fees $11,276− Insurance $600− Vacancy & upkeep $3,564Net operating income $13,838

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SUTTON GROUP-ADMIRAL REALTY INC.. MLS®/PropTx.

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