140 Bedford Road, Toronto, ON

Annex, Toronto · MLS® C13047138

$6,500,000
For Sale
Listed 81 days ago
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4Bedrooms
5Bathrooms
3Parking
3500-5000Sq Ft

About this home

A rare, turn-of-the-century Victorian, reimagined for modern luxury in the heart of Annex/Yorkville corridor. Set on one of the area's most coveted streets, this one-of-a-kind detached residence seamless blends timeless old-world charm with elevated contemporary design. Completely rebuilt to the studs with exceptional craftsmanship, this 4+1 bedroom, 5 bathroom home spans over 4,500 sq.ft across three impressive levels. Soaring 10.5 ft ceilings, solid oak and stone floors and curated architectural detailing, create a sense of refined elegance. Gracious principal rooms are designed for both intimate living and sophisticated entertaining, anchored by a stunning marble wood-burning fireplace, one of four fireplaces featured. A custom chef's kitchen serves as the heart of the home, complete with a centre island, Wolf & Subzero appliances, and seamless flow into a formal 10-seat dining room. Just beyond, a private backyard oasis, ideal for hosting or unwinding in style. Natural light pours through expansive windows, enhancing the home's warm, inviting ambiance. The grand staircase leads to the second floor family/media room w/fireplace overlooking the tree-lined street and up to the third level, offering three spacious bedrooms, w/2 full baths. The primary suite is a private retreat, featuring its own fireplace, walk-in closet, secondary laundry & spa-inspired 6 piece ensuite with oversized tub, steam room, and separate shower. Lower level showcases Italian tile, exposed brick, wine room and a generous recreation space with walkout access to a beautifully landscaped backyard complete with in-ground pool & jacuzzi. Set on a 39 x 111 ft lot, the home also offers exceptional curb appeal, heated interlocking drive w/parking for 3 vehicles. Steps to Yorkville's premier shopping and dining, top-tier schools, parks, TTC, and the downtown core, this residence delivers a rare combination of heritage character, modern conformd, and prestigious location - elevated urban living.

Key facts

Property type
Detached, 3-Storey
MLS®
C13047138
Bedrooms
4
Bathrooms
5 (1 half)
Size
3500-5000
Lot
39 × 111 ft
Cross streets
Bedford Rd and Davenport
Parking
3 parking
Driveway
Private
Basement
Finished with Walk-Out, Separate Entrance
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Brick
Roof
Slate
Sewer
Sewer
Pool
Inground
Property tax
$21,243 / 2025
Days on market
81
Listing brokerage
HARVEY KALLES REAL ESTATE LTD.

Rooms

Living RoomMain6.20 × 5.11 m

hardwood floor · fireplace · crown moulding

Game RoomBasement5.33 × 4.63 m

tile floor · halogen lighting · california shutters

BathroomSecond5.00 × 3.24 m

6 pc ensuite · marble floor · double sink

Dining RoomMain5.34 × 4.63 m

coffered ceiling(s) · fireplace · hardwood floor

Bedroom 4Third5.11 × 3.70 m

vaulted ceiling(s) · hardwood floor · window

Primary BedroomSecond6.73 × 5.51 m

hardwood floor · fireplace · crown moulding

Bedroom 3Third5.98 × 3.03 m

vaulted ceiling(s) · hardwood floor · window

Family RoomSecond5.64 × 5.11 m

hardwood floor · fireplace · b/i bookcase

Bedroom 2Third5.55 × 4.08 m

vaulted ceiling(s) · hardwood floor · b/i shelves

FoyerMain2.96 × 1.99 m

tile floor · window · staircase

KitchenMain6.66 × 4.99 m

tile floor · b/i appliances · centre island

RecreationBasement5.64 × 5.11 m

tile floor · halogen lighting · window

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

This home is a bit unique, so there are not enough closely comparable homes nearby for me to trust an automatic number, and I would rather give you a real one than a wrong one. Tell me you are interested and I will pull the most comparable recent sales and send you a straight answer on price, usually the same day.

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. Bedford Rd at Bernard Ave South Side is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Value driver
  • Weigh carefully
  • Worth verifying
Comparable listingsCurrently listed nearby · asking prices
$3.70Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

11 Country Club Drive$4.85M3 Legacy Court$5.00M167 Harlandale Avenue$3.59M41 Meadowcliffe Drive$2.15M416 Patricia Avenue$2.92M

The 5 closest of 7 active listings nearby.

See all comparable homes
6.50MThis home4.85M5.00M3.59M2.15M2.92MThis home vs active comparables
Live market pulseActive comparables in Annex · median list $4.39M
$1,529this home / sqft
5active listings nearby
81days on market

This home lists 7% below the area average of $1,639/sqft.

80 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Annex, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

85/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Bedford Rd at Bernard Ave South Side, about 15 m away

20+ transit stops15 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

High Park-Swansea
$4.99M
Lawrence Park South
$2.14M
Bedford Park-Nortown
$2.90M
Downsview-Roding-CFB
$1.06M
Wexford-Maryvale
$865K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Huron Street Junior Public School
74%
Huron Street Junior Public SchoolPublic · Elementary · 0.4 km awayAround the GTA average · 74% meet the provincial standard
St. BrunoEQAO results not published

Affordability & Mortgage

Affordability
$29,625/mo
$1181KIncome needed
5.5×Price ÷ income
$6,837Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $29,625Property tax $1,770Total carry $31,395

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$27,749per month

Mortgage amount $5,200,000 · 4.14% over 25 years

$1,300,000Down payment (20.0%)
$5,200,000Loan before insurance
$0CMHC premium
$29,519Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$27,749
Property tax
$1,770
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$29,519

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$148,975
Toronto municipal land transfer tax
$223,975
Estimated closing costs
$372,950

Plus your down payment of $1,300,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$33,704/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$3,124,739Total interest paid
$8,324,739Total of all payments
Principal $5,200,000 Interest $3,124,739
YearPrincipalInterestBalance
1$121,818$211,172$5,078,182
2$126,914$206,076$4,951,268
3$132,222$200,767$4,819,046
4$137,753$195,237$4,681,294
5$143,515$189,475$4,537,779
6$149,518$183,472$4,388,261
7$155,772$177,218$4,232,489
8$162,288$170,702$4,070,202
9$169,076$163,914$3,901,126
10$176,148$156,842$3,724,978
11$183,516$149,474$3,541,462
12$191,192$141,797$3,350,270
13$199,189$133,800$3,151,080
14$207,521$125,468$2,943,559
15$216,202$116,788$2,727,357
16$225,245$107,745$2,502,112
17$234,667$98,323$2,267,446
18$244,482$88,507$2,022,963
19$254,709$78,281$1,768,254
20$265,363$67,627$1,502,892
21$276,463$56,527$1,226,429
22$288,027$44,963$938,403
23$300,074$32,915$638,328
24$312,626$20,364$325,703
25$325,703$7,287$0

At the end of your 5-year term

Total paid over the term
$1,664,948
Principal paid down
$662,221
Interest paid
$1,002,727
Balance remaining
$4,537,779

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
0.9%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.4%
Gross yield
− Property tax $21,243− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $55,855

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HARVEY KALLES REAL ESTATE LTD.. MLS®/PropTx.

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