508-170 Chiltern Hill Road, Toronto, ON

Humewood-Cedarvale, Toronto · MLS® C13052848

$599,000
For Sale
Listed 85 days ago
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2Bedrooms
2Bathrooms
1Garage
700-799Sq Ft

About this home

The Hill - boutique living in the heart of Forest Hill's coveted Upper Village. Perfectly positioned with direct access to the Eglinton Subway and newly completed Crosstown LRT, offering seamless travel downtown or north out of the city. This spacious and beautifully appointed suite features a bright designer kitchen with sleek modern finishes and integrated appliances, while floor-to-ceiling windows flood the living room and primary bedroom with natural light. Thoughtfully designed with approximately 741 sq ft of functional living space, curated hardwood floors, a versatile den, guest powder room, and private primary ensuite. Enjoy the comfort and exclusivity of a low-rise boutique building with premium amenities including concierge/security, rooftop terrace, party room, fitness centre, owned parking, locker, and high-speed internet included in maintenance fees. Experience an elevated pedestrian lifestyle surrounded by shops, cafés, parks, and restaurants in one of Toronto's most established and desirable neighbourhoods. Triple A tenant willing to stay or vacate, and maintains the suite impeccably.

Key facts

Property type
Condo Apartment, 1 Storey/Apt
MLS®
C13052848
Bedrooms
2 (1 + 1)
Bathrooms
2 (1 half)
Size
700-799
Cross streets
Bathurst/Eglinton
Parking
1 garage (underground)
Basement
None
Heating
Heat Pump
A/C
Central Air
Exterior
Concrete
Foundation
Concrete
Roof
Asphalt Rolled, Flat
Maintenance
$1,032/mo
Exposure
North
Property tax
$3,884 / 2025
Days on market
85
Listing brokerage
RE/MAX PROFESSIONALS INC.

Rooms

BedroomMain2.90 × 2.10 m

Hardwood Floor

Living RoomMain6.10 × 2.95 m

hardwood floor · w/o to balcony · window floor to ceiling

KitchenMain2.96 × 2.95 m

stainless steel appl · b/i shelves · corian counter

Primary BedroomMain3.23 × 2.78 m

ensuite bath · hardwood floor · window floor to ceiling

Moe’s TakeTeam Asgarian · Broker
In line
$633Kest. value

Listed at $599,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

In Humewood-Cedarvale lately, sellers have been getting about 96% of asking and homes sell in about 34 days.

There were not many closely comparable homes right in Humewood-Cedarvale, so I widened the search to the surrounding area.

Based on 92 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 92 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $680K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $852K
  • Adjusts to $852K

That comparable adjusts to $852K; the $633K estimate above is the median of all 92 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

On schools, this address is zoned for Cedarvale Community School, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

List price
$525KGreat deal$680KOverpriced

Total price vs nearby homes. Fair value about $633K, median of 92 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
  • Currently tenanted: confirm the lease terms and vacant-possession timing before closing. Worth verifying
Comparable listingsCurrently listed nearby · asking prices
$473kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

907-3 Hickory Tree Road$450k411-50 TOWN CENTRE Court$439k905-39 Annie Craig Avenue$530k

The 3 closest active listings nearby.

See all comparable homes
599kThis home450k439k530kThis home vs active comparables
Live market pulseActive comparables in Humewood-Cedarvale · median list $539K
$799this home / sqft
20active listings nearby
85days on market
100sold nearby · 90 days
$614Kmedian sold price
96%of asking, on average

This home lists 31% below the area average of $1,164/sqft.

84 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Humewood-Cedarvale, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bay Street Corridor
$465K
Church-Yonge Corridor
$669K
Waterfront Communities C1
$687K
Niagara
$703K
Moss Park
$519K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Cedarvale Community School
85%
Cedarvale Community SchoolPublic · Elementary · 0.5 km awayHigher-rated than most nearby · 85% meet the provincial standard
Forest Hill Collegiate InstituteEQAO results not published

Affordability & Mortgage

Affordability
$2,730/mo
$138KIncome needed
4.4×Price ÷ income
$630Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

67%mortgage
Mortgage $2,730Property tax $324Condo fee $1,032Total carry $4,086

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,557per month

Mortgage amount $479,200 · 4.14% over 25 years

$119,800Down payment (20.0%)
$479,200Loan before insurance
$0CMHC premium
$3,913Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,557
Property tax
$324
Condo / maintenance fees
$1,032
Heating
$0
Estimated monthly cost
$3,913

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8,455
Toronto municipal land transfer tax
$8,455
Estimated closing costs
$16,910

Plus your down payment of $119,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,106/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$287,957Total interest paid
$767,157Total of all payments
Principal $479,200 Interest $287,957
YearPrincipalInterestBalance
1$11,226$19,460$467,974
2$11,696$18,991$456,278
3$12,185$18,501$444,094
4$12,694$17,992$431,399
5$13,225$17,461$418,174
6$13,779$16,908$404,395
7$14,355$16,331$390,040
8$14,955$15,731$375,085
9$15,581$15,105$359,504
10$16,233$14,454$343,271
11$16,912$13,775$326,359
12$17,619$13,067$308,740
13$18,356$12,330$290,384
14$19,124$11,562$271,260
15$19,924$10,762$251,336
16$20,757$9,929$230,579
17$21,625$9,061$208,954
18$22,530$8,156$186,424
19$23,472$7,214$162,951
20$24,454$6,232$138,497
21$25,477$5,209$113,020
22$26,543$4,144$86,477
23$27,653$3,033$58,824
24$28,810$1,877$30,015
25$30,015$672$0

At the end of your 5-year term

Total paid over the term
$153,431
Principal paid down
$61,026
Interest paid
$92,405
Balance remaining
$418,174

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
1.5%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.8%
Gross yield
− Property tax $3,884− Condo fees $12,386− Insurance $600− Vacancy & upkeep $3,168Net operating income $8,762

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX PROFESSIONALS INC.. MLS®/PropTx.

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