34 Elliotwood Court, Toronto, ON

St. Andrew-Windfields, Toronto · MLS® C13056026

$2,580,000
For Sale
Listed 84 days ago
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4Bedrooms
5Bathrooms
2Garage · 6 parking
2500-3000Sq Ft

About this home

Nestled on a quiet cul-de-sac in sought-after St. Andrew-Windfields, this beautiful fully renovated home offers 4 spacious bedrooms, 5 bathrooms, and a 2-car garage, with a desirable west-facing backyard providing excellent privacy and comfort.Thoughtfully redesigned, the home features a functional layout with bright principal rooms and elegant finishes throughout. The open-concept gourmet kitchen and living area is ideal for modern living and entertaining, showcasing premium quartz countertops & backsplash, an oversized waterfall island, custom-designed cabinetry, brand-new appliances, and a skylight that brings in abundant natural light.The primary retreat boasts a 5-piece ensuite and walk-in closet. The family room offers seamless indoor-outdoor living with a walk-out to the landscaped backyard. The walk-out lower level adds versatile living space, perfect for entertaining or extended family use.Extensive upgrades include engineered hardwood flooring and smooth ceilings throughout, new pot lights, new interior doors, most windows replaced, new front door, new washer & dryer, newer furnace (2023), upgraded electrical system (ESA approved), new roof & roof vents, new attic insulation, and newly landscaped front and backyard.The finished basement features a spacious recreation area with a designer wet bar complete with quartz countertops, custom cabinetry, large center island, and mini fridge.Ideally located within top-ranked school districts-Dunlace P.S., Windfields M.S., and York Mills C.I.-and just minutes to prestigious private schools including Crescent, TFS, Havergal, and Bayview Glen. Close to parks, shops, transit, and Hwy 401.A move-in ready home offering exceptional value in one of Toronto's most prestigious neighbourhoods.

Key facts

Property type
Detached, Backsplit 4
MLS®
C13056026
Bedrooms
4
Bathrooms
5 (1 half)
Size
2500-3000
Lot
50 × 120 ft
Cross streets
York Mills & Leslie
Parking
2 garage · 6 parking (attached)
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$9,569 / 2025
Days on market
84
Listing brokerage
RE/MAX REALTRON BARRY COHEN HOMES INC.

Rooms

RecreationBasement0.00 × 0.00 m

open concept · wet bar · pot lights

Family RoomLower0.00 × 0.00 m

w/o to yard · pot lights · hardwood floor

Living RoomMain0.00 × 0.00 m

hardwood floor · pot lights · open concept

Bedroom 3Upper0.00 × 0.00 m

hardwood floor · overlooks backyard · closet

Bedroom 2Upper0.00 × 0.00 m

hardwood floor · window · closet

Primary BedroomUpper0.00 × 0.00 m

hardwood floor · 5 pc ensuite · walk-in closet(s)

Bedroom 4Lower0.00 × 0.00 m

overlooks backyard · walk-in closet(s) · 4 pc ensuite

KitchenMain0.00 × 0.00 m

hardwood floor · b/i appliances · centre island

Dining RoomMain0.00 × 0.00 m

combined w/kitchen · skylight · hardwood floor

Moe’s TakeTeam Asgarian · Broker
Above comparables
$2.17Mest. value

Listed at $2,580,000, this home is about 19% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Priced above comparable homes overall, but the price per square foot ($938/sqft) is below the area, so you are paying for extra space rather than a premium.

In St. Andrew-Windfields lately, sellers have been getting about 94% of asking and homes sell in about 43 days.

There were not many closely comparable homes right in St. Andrew-Windfields, so I widened the search to the surrounding area.

Based on 29 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 29 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.75M, a bit lower.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $2.02M
  • Bathrooms +$60K
  • Adjusts to $2.08M

That comparable adjusts to $2.08M; the $2.17M estimate above is the median of all 29 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

Its public catchment (York Mills Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

List price
$1.96MGreat deal$2.58MOverpriced

Total price vs nearby homes. Fair value about $2.17M, median of 29 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Recent major systems: lower near-term capital costs, ask for the ages and any warranties. Value driver
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
  • Primary suite: a key comfort and resale feature. Lifestyle
Comparable listingsCurrently listed nearby in St. Andrew-Windfields · asking prices
$2.71Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

20 Mossgrove Trail$2.09M349 Banbury Road$2.18M234 York Mills Road$1.80M11 Mead Court$4.18M19 Lower Links Road$3.30M

The 5 closest of 8 active listings nearby.

See all comparable homes
2.58MThis home2.09M2.18M1.80M4.18M3.30MThis home vs active comparables
Live market pulseActive comparables in St. Andrew-Windfields · median list $3.99M
$938this home / sqft
42active listings nearby
84days on market
96sold nearby · 90 days
$2.22Mmedian sold price
94%of asking, on average

This home lists 18% below the area average of $1,138/sqft.

83 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

St. Andrew-Windfields, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Willowdale East
$3.00M
Bedford Park-Nortown
$4.46M
L'Amoreaux
$1.54M
Danforth Village-East York
$1000K
Birchcliffe-Cliffside
$1.69M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Dunlace Public School
69%
Dunlace Public SchoolPublic · Elementary · 0.6 km awayAround the GTA average · 69% meet the provincial standard
Park Lane Public SchoolEQAO results not published

Affordability & Mortgage

Affordability
$11,759/mo
$475KIncome needed
5.4×Price ÷ income
$2,714Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $11,759Property tax $797Total carry $12,556

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$11,014per month

Mortgage amount $2,064,000 · 4.14% over 25 years

$516,000Down payment (20.0%)
$2,064,000Loan before insurance
$0CMHC premium
$11,812Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$11,014
Property tax
$797
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$11,812

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$50,975
Toronto municipal land transfer tax
$50,975
Estimated closing costs
$101,950

Plus your down payment of $516,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$13,378/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,240,281Total interest paid
$3,304,281Total of all payments
Principal $2,064,000 Interest $1,240,281
YearPrincipalInterestBalance
1$48,352$83,819$2,015,648
2$50,375$81,796$1,965,273
3$52,482$79,689$1,912,791
4$54,677$77,494$1,858,113
5$56,964$75,207$1,801,149
6$59,347$72,824$1,741,802
7$61,829$70,342$1,679,973
8$64,416$67,756$1,615,557
9$67,110$65,061$1,548,447
10$69,917$62,254$1,478,530
11$72,842$59,330$1,405,688
12$75,889$56,283$1,329,799
13$79,063$53,108$1,250,736
14$82,370$49,801$1,168,366
15$85,815$46,356$1,082,551
16$89,405$42,766$993,146
17$93,145$39,027$900,001
18$97,041$35,131$802,961
19$101,100$31,071$701,861
20$105,329$26,843$596,532
21$109,734$22,437$486,798
22$114,324$17,847$372,474
23$119,106$13,065$253,367
24$124,088$8,083$129,279
25$129,279$2,892$0

At the end of your 5-year term

Total paid over the term
$660,856
Principal paid down
$262,851
Interest paid
$398,005
Balance remaining
$1,801,149

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
1.7%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.4%
Gross yield
− Property tax $9,569− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $45,101

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON BARRY COHEN HOMES INC.. MLS®/PropTx.

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