PH-02-478 King Street, Toronto, ON

Waterfront Communities C1, Toronto · MLS® C13059542

$3,200,000
For Sale
Listed 79 days ago
4Bedrooms
3Bathrooms
2Garage
2750-2999Sq Ft

About this home

A penthouse that knows exactly who she is. A private two-storey residence in one of King West's most desirable boutique buildings, offering over 2,800 square feet inside and 2,700+ square feet of rooftop living above it all. Big scale. Real privacy. No theatrics required. The design is crisp and confident. Clean lines. Seamless indoor-outdoor flow. A soft, neutral palette that lets the architecture speak for itself. Nothing loud. Yet nothing accidental. Inside, the proportions hit immediately. Eleven-foot ceilings. Floor-to-ceiling glass. A glass-enclosed staircase. Layered textures. Spa-inspired washrooms. Custom storage everywhere you actually need it. Modern, but warm. Polished, not precious. The main living space makes its own statement. Expansive, light-filled, and anchored by a rare dual-sided fish tank with its own private caretaker (just ask!). The kitchen understands the assignment. Dark, streamlined cabinetry, easy four-person seating, and a hidden walk-in pantry with 200-bottle wine storage. Long brunches & oversized dinner parties encouraged. The primary suite is calm and considered, with integrated wardrobes and a generous ensuite featuring a glass-in shower, dual vanity, and deep soaker tub. Two additional bedrooms are quietly tucked away, along with thoughtful extras including a Carrie Bradshaw-level dressing room, a powder room, a real front hall closet, and a full-size laundry room. Thoughtful beats showy every time. We can prove it. Then there's the rooftop. And yes, it delivers. Fully private. Meaning, all yours. Sunny lounging and dining areas. City and CN Tower views. Designed for long evenings, late starts, and absolutely no reason to leave. Residents enjoy 24-hour concierge service, fitness facilities, and an elegant resident lounge. Two underground parking spaces and adjacent storage lockers complete the picture. Bring the dog (big or small) and the cat too!

Key facts

Property type
Condo Apartment, Loft
MLS®
C13059542
Bedrooms
4 (3 + 1)
Bathrooms
3 (1 half)
Size
2750-2999
Cross streets
King St W & Bathurst St
Parking
2 garage (underground)
Basement
None
Heating
Heat Pump
A/C
Central Air
Exterior
Concrete, Other
Maintenance
$2,278/mo
Exposure
North
Property tax
$14,216 / 2025
Days on market
79
Listing brokerage
FOX MARIN ASSOCIATES LTD.

Rooms

DenSecond4.34 × 1.88 m

separate room · laminate · w/o to terrace

OtherMain21.48 × 2.13 m

concrete floor · balcony · north view

Primary BedroomMain5.38 × 4.88 m

5 pc ensuite · w/o to balcony · his and hers closets

Dining RoomMain8.53 × 5.94 m

combined w/living · window floor to ceiling · closet

LaundryMain3.23 × 2.06 m

swing doors · tile floor · laundry sink

KitchenMain6.40 × 2.44 m

b/i appliances · centre island · pantry

Living RoomMain8.53 × 5.94 m

window floor to ceiling · combined w/dining · open concept

Bedroom 2Main5.03 × 3.84 m

w/o to balcony · 5 pc ensuite · window floor to ceiling

OtherSecond70.70 × 9.69 m

Balcony

Bedroom 3Main4.27 × 3.40 m

sliding doors · laminate · separate room

Moe’s TakeTeam Asgarian · Broker
Above the wider set
$2.75Mest. value

Listed at $3,200,000, this home is tracking about 16% above a wider set of listings, though close matches were thin, so treat this as a rough read until I run a precise CMA. The number above is my independent estimate of value, not the asking price.

Priced above comparable homes overall, but the price per square foot ($1,113/sqft) is in line with the area, so you are paying for extra space rather than a premium.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 18 similar homes nearby, adjusted for size, beds, and baths.Median of 18 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $3.16M, a bit higher.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $893K
  • Size difference +$1.30M
  • Bedrooms +$30K
  • Bathrooms +$15K
  • Adjusts to $2.23M

That comparable adjusts to $2.23M; the $2.75M estimate above is the median of all 18 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is City School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. King St West at Spadina Ave West Side is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$2.67MGreat deal$3.20MOverpriced

Total price vs nearby homes. Fair value about $2.75M, median of 18 comparables.

Live market pulseActive comparables in Waterfront Communities C1 · median list $893K
$1,113this home / sqft
18active listings nearby
79days on market

This home lists 3% below the area average of $1,143/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Waterfront Communities C1, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

87/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: King St West at Spadina Ave West Side, about 52 m away

20+ transit stops20+ grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C8
$998K
Church-Yonge Corridor
$574K
Annex
$1.39M
Mimico
$800K
Banbury-Don Mills
$500K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Ryerson Community School
52%
Ryerson Community SchoolPublic · Elementary · 0.8 km awayBelow the GTA average · 52% meet the provincial standard
ALPHA Alternative Junior SchoolEQAO results not published

Affordability & Mortgage

Affordability
$14,585/mo
$638KIncome needed
5.0×Price ÷ income
$3,366Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

81%mortgage
Mortgage $14,585Property tax $1,185Condo fee $2,278Total carry $18,047

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$13,661per month

Mortgage amount $2,560,000 · 4.14% over 25 years

$640,000Down payment (20.0%)
$2,560,000Loan before insurance
$0CMHC premium
$17,124Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$13,661
Property tax
$1,185
Condo / maintenance fees
$2,278
Heating
$0
Estimated monthly cost
$17,124

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$66,475
Toronto municipal land transfer tax
$68,475
Estimated closing costs
$134,950

Plus your down payment of $640,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$16,593/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,538,333Total interest paid
$4,098,333Total of all payments
Principal $2,560,000 Interest $1,538,333
YearPrincipalInterestBalance
1$59,972$103,961$2,500,028
2$62,481$101,453$2,437,548
3$65,094$98,839$2,372,454
4$67,817$96,117$2,304,637
5$70,653$93,280$2,233,983
6$73,609$90,325$2,160,375
7$76,688$87,246$2,083,687
8$79,895$84,038$2,003,792
9$83,237$80,696$1,920,554
10$86,719$77,214$1,833,835
11$90,346$73,587$1,743,489
12$94,125$69,808$1,649,363
13$98,063$65,871$1,551,301
14$102,164$61,769$1,449,137
15$106,438$57,496$1,342,699
16$110,890$53,043$1,231,809
17$115,528$48,405$1,116,281
18$120,361$43,573$995,920
19$125,395$38,538$870,525
20$130,640$33,293$739,885
21$136,105$27,829$603,781
22$141,798$22,136$461,983
23$147,729$16,204$314,254
24$153,908$10,025$160,346
25$160,346$3,587$0

At the end of your 5-year term

Total paid over the term
$819,667
Principal paid down
$326,017
Interest paid
$493,650
Balance remaining
$2,233,983

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$9,350/mo
$112,200Gross annual rent
1.8%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.5%
Gross yield
− Property tax $14,216− Condo fees $27,338− Insurance $600− Vacancy & upkeep $12,342Net operating income $57,705

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FOX MARIN ASSOCIATES LTD.. MLS®/PropTx.

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