201-405 Dundas Street, Toronto, ON
Kensington-Chinatown, Toronto · MLS® C13060834
About this home
Beautifully renovated and furnished 4-bedroom suite located at 405 Dundas St W, steps from Beverly in the heart of downtown Toronto. This spacious, move-in ready unit offers modern finishes throughout and unbeatable access to everything the city has to offer - easy TTC transit, walking distance to the University of Toronto, OCAD University, and Toronto Metropolitan University, and minutes from the CN Tower, Financial District, and Entertainment District. Surrounded by the vibrant energy of Chinatown, acclaimed restaurants, independent cafés, art galleries, and boutique shopping, this is a rare opportunity to live in one of Toronto's most dynamic and well-connected neighbourhoods
Key facts
- Property type
- Other, Apartment
- MLS®
- C13060834
- Bedrooms
- 4
- Bathrooms
- 2
- Size
- 1100-1500
- Cross streets
- Dundas & Spadina
- Parking
- 0 parking
- Driveway
- None
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Concrete, Stone
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Days on market
- 84
- Listing brokerage
- ONE HOME REALTY INC.
Rooms
w/o to patio · window · laminate
laminate · closet
3 Pc Bath
combined w/kitchen · laminate · open concept
laminate · window · closet
3 Pc Bath
combined w/living · granite counters · laminate
Listed at $4,200/mo, this rental is about 10% below comparable rentals, worth a close look. The number above is my independent estimate of value, not the asking price.
In Kensington-Chinatown lately, landlords have been getting about 99% of asking and homes lease in about 30 days.
Based on 62 similar rentals that recently leased nearby, adjusted for size, beds, and baths.Median of 62 recently leased comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, leased for $4,400/mo
- Bedrooms −$150/mo
- Bathrooms −$200/mo
- Adjusts to $4,050/mo
That comparable adjusts to $4,050/mo; the $4,657/mo estimate above is the median of all 62 comparables, which is steadier than any single home.This estimate is grounded in actual lease prices from the last 15 months, not asking prices. Condition, finishes, and exact inclusions are still my in-person call.
Total price vs nearby homes. Fair value about $4,657/mo, median of 62 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 3 closest active listings nearby.
See all comparable homesOn the market now.
View comparable listingsNot enough sq ft data to place this home on the area price curve.
Neighbourhood & location
Kensington-Chinatown, Toronto, ON
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.
Mortgage amount $3,360 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $18
- Property tax
- $3
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $21
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $21
- Toronto municipal land transfer tax
- $21
- Estimated closing costs
- $42
Plus your down payment of $840. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $1,076
- Principal paid down
- $428
- Interest paid
- $648
- Balance remaining
- $2,932
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ONE HOME REALTY INC.. MLS®/PropTx.