405-55A Avenue Road, Toronto, ON

Annex, Toronto · MLS® C13061236

$1,899,000
For Sale
Listed 83 days ago
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◎ Directions
2Bedrooms
3Bathrooms
2Garage
1400-1599Sq Ft
20+ schools20+ transit stops20+ parks20+ restaurantswithin 1.5 km

About this home

Discover urban luxury in this stunning two-story condo, perfectly situated in the vibrant heart of Yorkville. Designed with a contemporary yet warm aesthetic, this home is a true gem for an upscale city lifestyle. Spanning two bright and airy floors, each thoughtfully designed to maximize space and natural light. Large windows frame the west-facing view, bathing the interior in afternoon and evening sunshine. The open-concept main floor features clean lines, built-in walnut cabinetry, a fireplace, a modern kitchen with a center island, and a generous powder room. The second floor has a perfect 'work from home' den, leading to two generous bedrooms with the primary featuring incredible built in closet space and an oversized ensuite . A standout feature is the generous terraces on both levels, facing west, and perfect for soaking up the sun, entertaining, or enjoying city sunsets. These terraces extend the interior living areas, providing seamless indoor-outdoor flow and making the condo feel even more spacious. In a dream location, this home offers unparalleled access to some of Toronto's best shopping and dining. Access to Whole Foods and Equinox and all the shops of Yorkville Village without stepping outside.

Key facts

Property type
Condo Apartment, 2-Storey
MLS®
C13061236
Bedrooms
2
Bathrooms
3 (1 half)
Size
1400-1599
Cross streets
Bloor/Avenue/Yorkville
Parking
2 garage (underground)
Basement
Other
Heating
Other
A/C
Central Air
Exterior
Brick
Maintenance
$2,610/mo
Exposure
West
Property tax
$6,515 / 2025
Days on market
83
Listing brokerage
HAZELTON REAL ESTATE INC.

Rooms

Dining RoomMain5.26 × 3.21 m

b/i shelves · walk-out · west view

FoyerMain2.33 × 2.47 m

2 pc bath · closet

Living RoomMain5.66 × 3.90 m

west view · fireplace · w/o to terrace

DenUpper3.40 × 2.59 m

4 pc bath · closet

Primary BedroomUpper4.60 × 4.00 m

w/w closet · 5 pc ensuite · w/o to terrace

KitchenMain4.00 × 3.20 m

centre island · b/i appliances · modern kitchen

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. Avenue Rd at Lowther Ave North Side is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Open-concept layout: modern, sought-after flow. Lifestyle
Comparable listingsCurrently listed nearby in Annex · asking prices
$2.13Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

412-55A Avenue Road$1.57M304-287 Davenport Road$2.50M308-88 Davenport Road$2.19M905-110 Avenue Road$2.91M606-55a Avenue Road$1.50M

The 5 closest of 8 active listings nearby.

See all comparable homes
1.90MThis home1.57M2.50M2.19M2.91M1.50MThis home vs active comparables
Live market pulseActive comparables in Annex · median list $899K
$1,266this home / sqft
93active listings nearby
83days on market
100sold nearby · 90 days
$634Kmedian sold price
96%of asking, on average

This home lists 8% below the area average of $1,379/sqft.

82 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Annex, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

100/ 100

Walker's ParadiseA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from OpenStreetMap contributors.

Most daily errands can be done on foot.

🚉 Nearest transit: Avenue Rd at Lowther Ave North Side, about 34 m away

20+ transit stops19 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bay Street Corridor
$471K
Church-Yonge Corridor
$627K
Waterfront Communities C1
$652K
Moss Park
$519K
Waterfront Communities C8
$719K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jesse Ketchum Junior and Senior Public School
87%
Jesse Ketchum Junior and Senior Public SchoolPublic · Elementary · 0.3 km awayHigher-rated than most nearby · 87% meet the provincial standard

Affordability & Mortgage

Affordability
$8,655/mo
$398KIncome needed
4.8×Price ÷ income
$1,997Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

73%mortgage
Mortgage $8,655Property tax $543Condo fee $2,610Total carry $11,808

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$8,107per month

Mortgage amount $1,519,200 · 4.14% over 25 years

$379,800Down payment (20.0%)
$1,519,200Loan before insurance
$0CMHC premium
$11,260Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$8,107
Property tax
$543
Condo / maintenance fees
$2,610
Heating
$0
Estimated monthly cost
$11,260

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$34,455
Toronto municipal land transfer tax
$34,455
Estimated closing costs
$68,910

Plus your down payment of $379,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$9,847/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$912,905Total interest paid
$2,432,105Total of all payments
Principal $1,519,200 Interest $912,905
YearPrincipalInterestBalance
1$35,590$61,695$1,483,610
2$37,078$60,206$1,446,532
3$38,629$58,655$1,407,903
4$40,245$57,039$1,367,658
5$41,928$55,356$1,325,730
6$43,682$53,602$1,282,047
7$45,509$51,775$1,236,538
8$47,413$49,871$1,189,125
9$49,396$47,888$1,139,729
10$51,462$45,822$1,088,267
11$53,615$43,669$1,034,652
12$55,858$41,427$978,794
13$58,194$39,090$920,600
14$60,628$36,656$859,972
15$63,164$34,120$796,808
16$65,806$31,478$731,002
17$68,559$28,725$662,443
18$71,426$25,858$591,016
19$74,414$22,870$516,602
20$77,527$19,757$439,076
21$80,770$16,515$358,306
22$84,148$13,136$274,158
23$87,668$9,616$186,490
24$91,335$5,949$95,155
25$95,155$2,129$0

At the end of your 5-year term

Total paid over the term
$486,421
Principal paid down
$193,470
Interest paid
$292,950
Balance remaining
$1,325,730

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,750/mo
$57,000Gross annual rent
0.6%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.0%
Gross yield
− Property tax $6,515− Condo fees $31,322− Insurance $600− Vacancy & upkeep $6,270Net operating income $12,292

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HAZELTON REAL ESTATE INC.. MLS®/PropTx.

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