6 Ailsa Craig Court, Toronto, ON

Westminster-Branson, Toronto · MLS® C13062238

$890,000
For Sale
Listed 78 days ago
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5Bedrooms
3Bathrooms
4Parking
1100-1500Sq Ft

About this home

Welcome to this beautifully maintained and spacious semi-detached bungalow, tucked away on a quiet street in a highly sought-after neighbourhood. Perfect for multi-generational families, investors, or downsizers, this move-in-ready home offers comfort, versatility, and exceptional value. The bright and inviting main level features an eat-in kitchen, a large open-concept living and dining area, and four well-sized bedrooms ideal for growing families or flexible living arrangements. The fully finished lower level, complete with a separate entrance, offers incredible in-law suite potential with its large kitchen and living area, one bedroom, two bathrooms, and abundant storage space. Step outside to a fully fenced and spacious backyard perfect for entertaining, relaxing, or summer gatherings, along with a convenient storage shed. Ideally located close to transit, shopping, schools, parks, and scenic walking trails, this rare bungalow combines peaceful living with everyday convenience. Don't miss this exceptional opportunity to own a rare move-in-ready bungalow in a quiet, family-friendly community!

Key facts

Property type
Semi-Detached, Bungalow
MLS®
C13062238
Bedrooms
5 (4 + 1)
Bathrooms
3
Size
1100-1500
Lot
30.78 × 120.08 ft
Cross streets
West of Bathurst and North of Finch
Parking
4 parking
Driveway
Private
Basement
Separate Entrance, Full, Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding, Brick
Foundation
Unknown
Roof
Asphalt Rolled
Sewer
Sewer
Property tax
$4,728 / 2025
Days on market
78
Listing brokerage
ROYAL LEPAGE RCR REALTY

Rooms

Living RoomMain6.48 × 3.47 m

combined w/dining · hardwood floor · large window

Bedroom 4Main2.95 × 2.85 m

Laminate

Primary BedroomMain4.35 × 3.14 m

laminate · large closet

LaundryBasement0.00 × 0.00 m
RecreationBasement3.65 × 3.37 m

Laminate

KitchenBasement2.47 × 2.29 m
Bedroom 5Basement5.16 × 3.14 m

Laminate

KitchenMain3.80 × 2.61 m

eat-in kitchen · vinyl floor · walk-in closet(s)

Bedroom 3Main3.26 × 3.22 m

Laminate

Dining RoomMain6.48 × 3.47 m

combined w/living · hardwood floor

Bedroom 2Main3.25 × 2.90 m

Laminate

Moe’s TakeTeam Asgarian · Broker
In line
$924Kest. value

Listed at $890,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in Westminster-Branson, so I widened the search to the surrounding area.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $933K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $800K
  • Bedrooms +$30K
  • Bathrooms +$15K
  • Adjusts to $845K

That comparable adjusts to $845K; the $924K estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Northview Heights Secondary School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Finch Ave W at Virgilwood Dr (North York Branson Hospital) is about a 4-minute walk away.

List price
$845KGreat deal$985KOverpriced

Total price vs nearby homes. Fair value about $924K, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
  • Open-concept layout: modern, sought-after flow.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Income potential
  • Lifestyle
  • Value driver
Comparable listingsCurrently listed nearby · asking prices
$916kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

14 Yatescastle Drive$939k246 Verobeach Boulevard$800k33 Elise Terrace$940k21 Buckland Road$800k18 Tuna Court$1.10M

The 5 closest active listings nearby.

See all comparable homes
890kThis home939k800k940k800k1.10MThis home vs active comparables
Live market pulseActive comparables in Toronto · median list $989K
$685this home / sqft
49active listings nearby
78days on market

This home lists 8% below the area average of $746/sqft.

74 days longer than the Toronto average (4 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Westminster-Branson, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

60/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Finch Ave W at Virgilwood Dr (North York Branson Hospital), about 281 m away

20+ transit stops13 dining20+ parks6 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Newtonbrook West
$940K
York University Heights
$920K
Glenfield-Jane Heights
$879K
Pleasant View
$867K
Mount Pleasant East
$1.28M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Yorkview Public School
52%
Yorkview Public SchoolPublic · Elementary · 1.1 km awayBelow the GTA average · 52% meet the provincial standard
Fisherville Senior Public SchoolEQAO results not published

Affordability & Mortgage

Affordability
$4,056/mo
$171KIncome needed
5.2×Price ÷ income
$936Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $4,056Property tax $394Total carry $4,450

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,799per month

Mortgage amount $712,000 · 4.14% over 25 years

$178,000Down payment (20.0%)
$712,000Loan before insurance
$0CMHC premium
$4,193Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,799
Property tax
$394
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,193

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,275
Toronto municipal land transfer tax
$14,275
Estimated closing costs
$28,550

Plus your down payment of $178,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,615/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$427,849Total interest paid
$1,139,849Total of all payments
Principal $712,000 Interest $427,849
YearPrincipalInterestBalance
1$16,680$28,914$695,320
2$17,377$28,217$677,943
3$18,104$27,490$659,839
4$18,862$26,732$640,977
5$19,650$25,943$621,327
6$20,472$25,122$600,854
7$21,329$24,265$579,525
8$22,221$23,373$557,305
9$23,150$22,444$534,154
10$24,119$21,475$510,035
11$25,128$20,466$484,908
12$26,179$19,415$458,729
13$27,274$18,320$431,456
14$28,414$17,180$403,041
15$29,603$15,991$373,438
16$30,841$14,753$342,597
17$32,131$13,463$310,466
18$33,475$12,119$276,990
19$34,875$10,718$242,115
20$36,334$9,260$205,781
21$37,854$7,740$167,926
22$39,437$6,156$128,489
23$41,087$4,507$87,402
24$42,806$2,788$44,596
25$44,596$998$0

At the end of your 5-year term

Total paid over the term
$227,970
Principal paid down
$90,673
Interest paid
$137,296
Balance remaining
$621,327

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.1%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.1%
Gross yield
− Property tax $4,728− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $18,436

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE RCR REALTY. MLS®/PropTx.

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