3907-101 Peter Street, Toronto, ON

Waterfront Communities C1, Toronto · MLS® C13062830

$520,000
For Sale
Listed 83 days ago
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1Bedrooms
1Bathrooms
0Parking
0-499Sq Ft

About this home

Fabulous High Floor ,1 Bedroom Beautiful Cn Tower, City & Lake View. Bright Space with Spacious 120 Sq Ft Balcony. Open Concept. 9' Floor To Ceiling Windows, Wood Floor Throughout. Steps To University Subway Line, In Heart Of Downtown's Financial District, Rogers Center, Shopping, High End Amenities: Yoga, Fitness, Media Room, Lounge W/Kit, Guest Suite + More. Unobstructed Gorgeous View Day And Night.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13062830
Bedrooms
1
Bathrooms
1
Size
0-499
Cross streets
S Of Adelaide/W.Of Ohn St.
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$363/mo
Exposure
South
Property tax
$2,526 / 2025
Days on market
83
Listing brokerage
RIGHT AT HOME REALTY

Rooms

Living RoomGround4.01 × 3.56 m

wood · w/o to balcony · south view

FoyerGround0.00 × 0.00 m
KitchenGround4.01 × 3.56 m

wood · open concept · granite counters

Dining RoomGround4.01 × 3.56 m

wood · combined w/kitchen · south view

Primary BedroomGround2.93 × 2.70 m

wood · closet · south view

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

The assigned public school is Ogden Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Comparable listingsCurrently listed nearby in Waterfront Communities C1 · asking prices
$526kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1007-55 Mercer Street$518k3210-375 King Street$529k2501-3 Concord City Place Way$535k3702-88 Harbour Street$499k4908-12 York Street$550k

The 5 closest of 8 active listings nearby.

See all comparable homes
520kThis home518k529k535k499k550kThis home vs active comparables
Live market pulseActive comparables in Waterfront Communities C1 · median list $499K
$2,084this home / sqft
11active listings nearby
83days on market
100sold nearby · 90 days
$604Kmedian sold price
96%of asking, on average

This home lists 1% above the area average of $2,066/sqft.

82 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Waterfront Communities C1, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bay Street Corridor
$471K
Niagara
$701K
Church-Yonge Corridor
$627K
Waterfront Communities C8
$719K
Moss Park
$519K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Ogden Junior Public School
69%
Ogden Junior Public SchoolPublic · Elementary · 0.3 km awayAround the GTA average · 69% meet the provincial standard

Affordability & Mortgage

Affordability
$2,370/mo
$107KIncome needed
4.8×Price ÷ income
$547Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

81%mortgage
Mortgage $2,370Property tax $211Condo fee $363Total carry $2,944

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,220per month

Mortgage amount $416,000 · 4.14% over 25 years

$104,000Down payment (20.0%)
$416,000Loan before insurance
$0CMHC premium
$2,793Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,220
Property tax
$211
Condo / maintenance fees
$363
Heating
$0
Estimated monthly cost
$2,793

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,875
Toronto municipal land transfer tax
$6,875
Estimated closing costs
$13,750

Plus your down payment of $104,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,696/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$249,979Total interest paid
$665,979Total of all payments
Principal $416,000 Interest $249,979
YearPrincipalInterestBalance
1$9,745$16,894$406,255
2$10,153$16,486$396,101
3$10,578$16,061$385,524
4$11,020$15,619$374,503
5$11,481$15,158$363,022
6$11,961$14,678$351,061
7$12,462$14,177$338,599
8$12,983$13,656$325,616
9$13,526$13,113$312,090
10$14,092$12,547$297,998
11$14,681$11,958$283,317
12$15,295$11,344$268,022
13$15,935$10,704$252,086
14$16,602$10,037$235,485
15$17,296$9,343$218,189
16$18,020$8,620$200,169
17$18,773$7,866$181,396
18$19,559$7,081$161,837
19$20,377$6,262$141,460
20$21,229$5,410$120,231
21$22,117$4,522$98,114
22$23,042$3,597$75,072
23$24,006$2,633$51,066
24$25,010$1,629$26,056
25$26,056$583$0

At the end of your 5-year term

Total paid over the term
$133,196
Principal paid down
$52,978
Interest paid
$80,218
Balance remaining
$363,022

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
3.3%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.3%
Gross yield
− Property tax $2,526− Condo fees $4,359− Insurance $600− Vacancy & upkeep $3,036Net operating income $17,078

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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