48 Shaftesbury Avenue, Toronto, ON

Rosedale-Moore Park, Toronto · MLS® C13064418

$2,299,000
For Sale
Listed 78 days ago
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4Bedrooms
5Bathrooms
0Parking
2000-2500Sq Ft

About this home

A rare opportunity in Toronto's established Summerhill neighbourhood, this custom-built semi-detached residence offers over 2,700 square feet of thoughtfully finished living space, defined by a clean architectural approach and a highly functional layout. Just steps to Yonge Street, boutique shopping, dining, and transit, the location supports a well-connected urban lifestyle. The home features 3+1 bedrooms, each with its own ensuite, along with 4.5 well-appointed bathrooms. The main level is designed for both everyday living and entertaining, with polished concrete floors, floor-to-ceiling windows, and a seamless open-concept layout that connects the kitchen, living, and dining areas. A direct walkout extends the interior to the rear patio, reinforcing the natural flow of the space. Upper levels are thoughtfully arranged, with two bedrooms on the second floor and a full-floor primary suite above, complete with a skylight, walk-in closet, and five-piece ensuite. The lower level adds flexibility with a fourth bedroom, full bathroom, and a media or recreation space. The exterior presents a composed brick façade with expansive glazing, while inside, Venetian plaster walls and custom millwork introduce warmth and texture, creating a cohesive and well-executed residence.

Key facts

Property type
Semi-Detached, 3-Storey
MLS®
C13064418
Bedrooms
4 (3 + 1)
Bathrooms
5 (1 half)
Size
2000-2500
Lot
18.5 × 89.99 ft
Cross streets
Yonge & Summerhill
Parking
0 parking
Driveway
None, Available
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Unknown
Roof
Metal
Sewer
Sewer
Property tax
$8,046 / 2025
Days on market
78
Listing brokerage
RE/MAX HALLMARK REALTY LTD.

Rooms

Dining RoomMain3.63 × 3.38 m

walk-out · concrete floor · walk-out

Bedroom 2Second4.09 × 3.05 m

3 pc ensuite · hardwood floor · closet

Primary BedroomThird4.72 × 3.73 m

skylight · hardwood floor · 5 pc ensuite

KitchenMain4.80 × 3.45 m

stone counters · concrete floor · b/i fridge

BedroomLower3.94 × 2.57 m

3 pc bath · concrete floor · b/i closet

Bedroom 3Second4.11 × 2.92 m

3 pc ensuite · hardwood floor · closet

Utility RoomLower2.24 × 1.91 m

b/i shelves · concrete floor

Living RoomMain3.35 × 3.35 m

pot lights · concrete floor · window floor to ceiling

Media RoomLower3.94 × 2.57 m

b/i shelves · concrete floor · pot lights

Moe’s TakeTeam Asgarian · Broker
Below the wider set
$2.76Mest. value

Listed at $2,299,000, this home is tracking about 17% below a wider set of listings, though close matches were thin, so it is worth confirming with a precise CMA rather than reading it as a clear deal. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 6 similar homes nearby, adjusted for size, beds, and baths.Median of 6 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.67M, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $2.40M
  • Bathrooms +$15K
  • Adjusts to $2.41M

That comparable adjusts to $2.41M; the $2.76M estimate above is the median of all 6 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

Its public catchment (Cottingham Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. Summerhill is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$2.30MGreat deal$3.16MOverpriced

Total price vs nearby homes. Fair value about $2.76M, median of 6 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Primary suite: a key comfort and resale feature.
  • Open-concept layout: modern, sought-after flow.
  • Lifestyle
Comparable listingsCurrently listed nearby in Rosedale-Moore Park · asking prices
$2.71Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

9 Inglewood Drive$2.40M177 Collier Street$1.95M106 Highland Avenue$3.79M

The 3 closest active listings nearby.

See all comparable homes
2.30MThis home2.40M1.95M3.79MThis home vs active comparables
Live market pulseActive comparables in Rosedale-Moore Park · median list $1.95M
$1,022this home / sqft
7active listings nearby
78days on market

This home lists 21% below the area average of $1,290/sqft.

74 days longer than the Toronto average (4 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Rosedale-Moore Park, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

83/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Summerhill, about 88 m away

20+ transit stops11 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Mount Pleasant East
$1.28M
Palmerston-Little Italy
$1000K
South Riverdale
$1.30M
Corso Italia-Davenport
$951K
Danforth
$1.10M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Cottingham Junior Public School
100%
Cottingham Junior Public SchoolPublic · Elementary · 0.5 km awayAmong the top in the GTA · 100% meet the provincial standard

Affordability & Mortgage

Affordability
$10,478/mo
$422KIncome needed
5.5×Price ÷ income
$2,418Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $10,478Property tax $671Total carry $11,149

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$9,815per month

Mortgage amount $1,839,200 · 4.14% over 25 years

$459,800Down payment (20.0%)
$1,839,200Loan before insurance
$0CMHC premium
$10,485Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$9,815
Property tax
$671
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$10,485

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$43,950
Toronto municipal land transfer tax
$43,950
Estimated closing costs
$87,900

Plus your down payment of $459,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$11,921/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,105,196Total interest paid
$2,944,396Total of all payments
Principal $1,839,200 Interest $1,105,196
YearPrincipalInterestBalance
1$43,086$74,690$1,796,114
2$44,888$72,888$1,751,226
3$46,766$71,010$1,704,460
4$48,722$69,054$1,655,738
5$50,760$67,016$1,604,977
6$52,883$64,893$1,552,094
7$55,095$62,681$1,496,999
8$57,400$60,376$1,439,599
9$59,801$57,975$1,379,798
10$62,302$55,474$1,317,496
11$64,908$52,868$1,252,588
12$67,623$50,153$1,184,965
13$70,452$47,324$1,114,513
14$73,399$44,377$1,041,114
15$76,469$41,307$964,645
16$79,667$38,108$884,978
17$83,000$34,776$801,978
18$86,472$31,304$715,507
19$90,089$27,687$625,418
20$93,857$23,919$531,561
21$97,783$19,993$433,779
22$101,873$15,903$331,906
23$106,134$11,642$225,772
24$110,573$7,202$115,198
25$115,198$2,577$0

At the end of your 5-year term

Total paid over the term
$588,879
Principal paid down
$234,223
Interest paid
$354,657
Balance remaining
$1,604,977

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
1.5%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.2%
Gross yield
− Property tax $8,046− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $35,410

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK REALTY LTD.. MLS®/PropTx.

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