904-39 Brant Street, Toronto, ON

Waterfront Communities C1, Toronto · MLS® C13071398

$389,999
For Sale
Listed 77 days ago
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1Bedrooms
1Bathrooms
0Parking
0-499Sq Ft

About this home

Perfectly located between King West and Queen West, 39 Brant Street offers one of downtown Toronto's most vibrant and convenient lifestyles. St. Andrews Playground park sits directly across the street, while the iconic Ace Hotel Toronto next door features a renowned rooftop with skyline views. Just steps to The Well, grocery stores, neighbourhood clinics, restaurants, cafes, and bars along King Street West, with easy access to the 510 and 504 streetcars and a short walk to Osgoode Station and St. Andrew Station. This boutique loft-style suite in the Fashion District features exposed concrete walls, 9ft ceilings, and floor-to-ceiling north-facing windows that fill the space with natural light. The smart, open layout offers a tranquil sleeping area with two closest and a modern kitchen with quartz counters and a rare gas stove. Ensuite laundry and low maintenance fees complete this turnkey opportunity for first-time buyers, investors, or professionals seeking stylish King West living.

Key facts

Property type
Condo Apartment, Loft
MLS®
C13071398
Bedrooms
1
Bathrooms
1
Size
0-499
Cross streets
Adelaide/Spadina
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$345/mo
Exposure
North
Property tax
$1,870 / 2025
Days on market
77
Listing brokerage
RE/MAX REALTRON BARRY COHEN HOMES INC.

Rooms

KitchenFlat3.93 × 3.93 m

hardwood floor · modern kitchen · stainless steel appl

Living RoomFlat2.65 × 3.93 m

hardwood floor · open concept · combined w/dining

Primary BedroomFlat2.16 × 2.50 m

hardwood floor · large closet

Dining RoomFlat2.65 × 3.93 m

hardwood floor · open concept · combined w/living

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

The assigned public school is City School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. King St West at Spadina Ave West Side is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

Comparable listingsCurrently listed nearby in Waterfront Communities C1 · asking prices
$433kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

3501-8 Widmer Street$388k220-169 Fort York Boulevard$369k1216-19 Bathurst Street$449k1603-30 Nelson Street$469k2206-65 Bremner Boulevard$489k

The 5 closest of 8 active listings nearby.

See all comparable homes
390kThis home388k369k449k469k489kThis home vs active comparables
Live market pulseActive comparables in Waterfront Communities C1 · median list $599K
$1,563this home / sqft
85active listings nearby
77days on market

76 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Waterfront Communities C1, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

87/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: King St West at Spadina Ave West Side, about 196 m away

20+ transit stops20+ grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C8
$998K
Church-Yonge Corridor
$574K
Annex
$1.39M
Mimico
$875K
Banbury-Don Mills
$500K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Ryerson Community School
52%
Ryerson Community SchoolPublic · Elementary · 0.7 km awayBelow the GTA average · 52% meet the provincial standard
ALPHA Alternative Junior SchoolEQAO results not published

Affordability & Mortgage

Affordability
$1,777/mo
$83KIncome needed
4.7×Price ÷ income
$410Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

78%mortgage
Mortgage $1,777Property tax $156Condo fee $345Total carry $2,278

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,665per month

Mortgage amount $311,999 · 4.14% over 25 years

$78,000Down payment (20.0%)
$311,999Loan before insurance
$0CMHC premium
$2,166Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,665
Property tax
$156
Condo / maintenance fees
$345
Heating
$0
Estimated monthly cost
$2,166

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$4,325
Toronto municipal land transfer tax
$4,325
Estimated closing costs
$8,650

Plus your down payment of $78,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,022/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$187,484Total interest paid
$499,483Total of all payments
Principal $311,999 Interest $187,484
YearPrincipalInterestBalance
1$7,309$12,670$304,690
2$7,615$12,365$297,075
3$7,933$12,046$289,142
4$8,265$11,714$280,877
5$8,611$11,368$272,266
6$8,971$11,008$263,295
7$9,346$10,633$253,949
8$9,737$10,242$244,211
9$10,145$9,835$234,067
10$10,569$9,410$223,498
11$11,011$8,968$212,487
12$11,472$8,508$201,016
13$11,951$8,028$189,064
14$12,451$7,528$176,613
15$12,972$7,007$163,641
16$13,515$6,465$150,126
17$14,080$5,899$136,046
18$14,669$5,310$121,377
19$15,282$4,697$106,095
20$15,922$4,058$90,173
21$16,588$3,392$73,586
22$17,282$2,698$56,304
23$18,004$1,975$38,300
24$18,758$1,222$19,542
25$19,542$437$0

At the end of your 5-year term

Total paid over the term
$99,897
Principal paid down
$39,733
Interest paid
$60,163
Balance remaining
$272,266

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
4.6%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

7.1%
Gross yield
− Property tax $1,870− Condo fees $4,142− Insurance $600− Vacancy & upkeep $3,036Net operating income $17,952

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON BARRY COHEN HOMES INC.. MLS®/PropTx.

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