1412-18 Holmes Avenue, Toronto, ON

Willowdale East, Toronto · MLS® C13072116

$430,000
For Sale
Listed 81 days ago
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◎ Directions
1Bedrooms
1Bathrooms
1Garage
500-599Sq Ft
14 schools20+ transit stops20+ parks20+ restaurantswithin 1.5 km

About this home

One Bedroom Located Right On Yonge And Finch! Full Sized Appliances, Hardwood Floors, And Floor To Ceiling Windows. Walking Distance To Restaurants, Parks, Ttc (Finch Station), And Retail Plazas. Efficient Floor Plan. Light Fixtures And Blinds Included! Rare Amenities That Include An Indoor Pool, Lap Pool. Hot Tubs. Gym, Party Room, Rooftop Terrace. 24Hr Concierge. Unit Comes With One Parking And Locker! Building Also Has Visitor's Parking.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13072116
Bedrooms
1
Bathrooms
1
Size
500-599
Cross streets
Yonge & Finch
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Concrete
Maintenance
$567/mo
Exposure
West
Property tax
$2,358 / 2025
Days on market
81
Listing brokerage
CENTURY 21 ATRIA REALTY INC.

Rooms

Dining Room0.00 × 0.00 m

hardwood floor · open concept · combined w/living

Kitchen0.00 × 0.00 m

tile floor · granite counters · breakfast bar

Bedroom0.00 × 0.00 m

hardwood floor · large closet

Living Room0.00 × 0.00 m

w/o to balcony · combined w/dining · hardwood floor

Moe’s TakeTeam Asgarian · Broker
In line
$398Kest. value

Listed at $430,000, this home is within the range of comparable homes, on the higher side. The number above is my independent estimate of value, not the asking price.

In Willowdale East lately, sellers have been getting about 98% of asking and homes sell in about 35 days.

Based on 69 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 69 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $436K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $425K
  • Adjusts to $425K

That comparable adjusts to $425K; the $398K estimate above is the median of all 69 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

Its public catchment (Cummer Valley Middle School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. Finch Avenue at Yonge Street East Side is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$323KGreat deal$433KOverpriced

Total price vs nearby homes. Fair value about $398K, median of 69 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Weigh carefully
  • Lifestyle
Comparable listingsCurrently listed nearby in Willowdale East · asking prices
$439kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

912-23 Sheppard Avenue$438k1109-18 Holmes Avenue$438k702-18 Holmes Avenue$420k907-55 Harrison Garden Boulevard$448k301-23 Sheppard Avenue$450k

The 5 closest of 8 active listings nearby.

See all comparable homes
430kThis home438k438k420k448k450kThis home vs active comparables
Live market pulseActive comparables in Willowdale East · median list $510K
$783this home / sqft
43active listings nearby
81days on market
100sold nearby · 90 days
$561Kmedian sold price
98%of asking, on average

This home lists 5% below the area average of $823/sqft.

80 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Willowdale East, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

100/ 100

Walker's ParadiseA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Finch Avenue at Yonge Street East Side, about 178 m away

20+ transit stops4 grocery20+ dining20+ parks11 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bayview Village
$530K
Annex
$513K
Bay Street Corridor
$525K
Woburn
$500K
Church-Yonge Corridor
$556K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Finch Public School
72%
Finch Public SchoolPublic · Elementary · 1.6 km awayAround the GTA average · 72% meet the provincial standard

Affordability & Mortgage

Affordability
$1,960/mo
$95KIncome needed
4.5×Price ÷ income
$452Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

72%mortgage
Mortgage $1,960Property tax $196Condo fee $567Total carry $2,723

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,836per month

Mortgage amount $344,000 · 4.14% over 25 years

$86,000Down payment (20.0%)
$344,000Loan before insurance
$0CMHC premium
$2,599Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,836
Property tax
$197
Condo / maintenance fees
$567
Heating
$0
Estimated monthly cost
$2,599

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$5,075
Toronto municipal land transfer tax
$5,075
Estimated closing costs
$10,150

Plus your down payment of $86,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,230/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$206,714Total interest paid
$550,714Total of all payments
Principal $344,000 Interest $206,714
YearPrincipalInterestBalance
1$8,059$13,970$335,941
2$8,396$13,633$327,545
3$8,747$13,282$318,798
4$9,113$12,916$309,686
5$9,494$12,534$300,192
6$9,891$12,137$290,300
7$10,305$11,724$279,995
8$10,736$11,293$269,259
9$11,185$10,844$258,074
10$11,653$10,376$246,422
11$12,140$9,888$234,281
12$12,648$9,380$221,633
13$13,177$8,851$208,456
14$13,728$8,300$194,728
15$14,303$7,726$180,425
16$14,901$7,128$165,524
17$15,524$6,504$150,000
18$16,173$5,855$133,827
19$16,850$5,179$116,977
20$17,555$4,474$99,422
21$18,289$3,739$81,133
22$19,054$2,974$62,079
23$19,851$2,177$42,228
24$20,681$1,347$21,546
25$21,546$482$0

At the end of your 5-year term

Total paid over the term
$110,143
Principal paid down
$43,808
Interest paid
$66,334
Balance remaining
$300,192

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,700/mo
$20,400Gross annual rent
2.0%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.7%
Gross yield
− Property tax $2,358− Condo fees $6,803− Insurance $600− Vacancy & upkeep $2,244Net operating income $8,396

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 ATRIA REALTY INC.. MLS®/PropTx.

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