90 Holmes Avenue, Toronto, ON

Willowdale East, Toronto · MLS® C13075572

$2,289,000
For Sale
Listed 80 days ago
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6Bedrooms
7Bathrooms
2Garage · 4 parking
2500-3000Sq Ft

About this home

50" lot double car garage detach house Fully renovated from top to bottom in 2020 with an extensive investment of approximately $500,000, this stunning residence showcases modern design, quality craftsmanship, and thoughtful upgrades throughout. Featuring updated electrical wiring, newer windows, and major mechanical improvements including roof (2020),furnace & central A/C (Nov 2023), water softener, and owned hot water tank, this home offers true peace of mind and turnkey living.The heart of the home is a designer kitchen crafted for both functionality and style, featuring a rare dual-sink layout for ultimate convenience, a massive center island with abundant storage, and premium quartz countertops. Custom designer cabinetry includes thoughtfully integrated features such as a built-in concealed garbage system, maximizing both aesthetics and efficiency. Equipped with built-in dishwasher and microwave, this kitchen is perfectly suited for modern living and entertaining.A beautifully crafted open-concept staircase with glass railings and rich wood finishes offers a designer-inspired focal point, elevating the home's interior with both style and sophistication. Hardwood floor throughout. Smooth ceiling with pot lights. The functional and spacious layout offers 4 generous bedrooms and 3 bathrooms above grade, complemented by a fully finished lower level with 2 additional bedrooms and 3 bathrooms, the huge entertainment area ideal for extended family gathring, multi-generational living, or potential in-law suite.The house Perfectly situated in the highly sought-after Yonge & Finch neighbourhood, just minutes walk to Finch Subway Station, TTC, Yonge Street shopping, restaurants, parks, and all daily amenities, with easy access to major highways.Located within a top-ranking school district, making it an exceptional choice for families prioritizing education and long-term value.

Key facts

Property type
Detached, 2-Storey
MLS®
C13075572
Bedrooms
6 (4 + 2)
Bathrooms
7 (2 half)
Size
2500-3000
Lot
50 × 109.91 ft
Cross streets
Yonge St/Finch Ave
Parking
2 garage · 4 parking (attached)
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Brick
Roof
Shingles
Sewer
Sewer
Property tax
$14,056 / 2025
Days on market
80
Listing brokerage
RE/MAX REALTRON REALTY INC.

Rooms

BathroomMain0.00 × 0.00 m
Bedroom 4Second3.38 × 6.07 m

closet · hardwood floor · north view

BathroomSecond0.00 × 0.00 m
BathroomSecond0.00 × 0.00 m
Living RoomMain5.64 × 5.76 m

combined w/dining · hardwood floor · overlooks frontyard

Family RoomMain4.11 × 7.38 m

hardwood floor · fireplace · overlooks backyard

Bedroom 3Second2.77 × 3.72 m

closet · hardwood floor · north view

Dining RoomMain3.23 × 5.03 m

combined w/living · hardwood floor · window

BathroomSecond0.00 × 0.00 m
KitchenMain3.54 × 6.13 m

ceramic floor · modern kitchen

BathroomBasement0.00 × 0.00 m
Primary BedroomSecond3.81 × 3.08 m

4 pc ensuite · hardwood floor · window

DenMain3.81 × 3.08 m

east view · hardwood floor · window

Bedroom 2Second3.84 × 2.77 m

3 pc ensuite · hardwood floor · south view

BathroomSecond0.00 × 0.00 m
BathroomBasement0.00 × 0.00 m
BathroomBasement0.00 × 0.00 m
Moe’s TakeTeam Asgarian · Broker
In line
$2.07Mest. value

Listed at $2,289,000, this home is within the range of comparable homes, on the higher side. The number above is my independent estimate of value, not the asking price.

In Willowdale East lately, sellers have been getting about 96% of asking and homes sell in about 34 days.

There were not many closely comparable homes right in Willowdale East, so I widened the search to the surrounding area.

Based on 42 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 42 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $2.42M, a bit higher.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $2.60M
  • Bathrooms +$60K
  • Adjusts to $2.66M

That comparable adjusts to $2.66M; the $2.07M estimate above is the median of all 42 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

Its public catchment (Earl Haig Secondary School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

List price
$1.80MGreat deal$2.51MOverpriced

Total price vs nearby homes. Fair value about $2.07M, median of 42 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Recent major systems: lower near-term capital costs, ask for the ages and any warranties. Value driver
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Comparable listingsCurrently listed nearby in Willowdale East · asking prices
$2.68Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

173 Holmes Avenue$2.50M122 Holmes Avenue$2.75M116 Church Avenue$2.80M

The 3 closest active listings nearby.

See all comparable homes
2.29MThis home2.50M2.75M2.80MThis home vs active comparables
Live market pulseActive comparables in Willowdale East · median list $2.90M
$832this home / sqft
41active listings nearby
80days on market
98sold nearby · 90 days
$2.27Mmedian sold price
96%of asking, on average

This home lists 0% above the area average of $834/sqft.

79 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Willowdale East, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bedford Park-Nortown
$2.28M
L'Amoreaux
$1.54M
Leaside
$1.73M
Danforth Village-East York
$1000K
Birchcliffe-Cliffside
$1.91M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Finch Public School
72%
Finch Public SchoolPublic · Elementary · 1.2 km awayAround the GTA average · 72% meet the provincial standard

Affordability & Mortgage

Affordability
$10,432/mo
$439KIncome needed
5.2×Price ÷ income
$2,407Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $10,432Property tax $1,171Total carry $11,604

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$9,772per month

Mortgage amount $1,831,200 · 4.14% over 25 years

$457,800Down payment (20.0%)
$1,831,200Loan before insurance
$0CMHC premium
$10,943Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$9,772
Property tax
$1,171
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$10,943

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$43,700
Toronto municipal land transfer tax
$43,700
Estimated closing costs
$87,400

Plus your down payment of $457,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$11,869/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,100,389Total interest paid
$2,931,589Total of all payments
Principal $1,831,200 Interest $1,100,389
YearPrincipalInterestBalance
1$42,899$74,365$1,788,301
2$44,693$72,570$1,743,608
3$46,563$70,701$1,697,046
4$48,510$68,753$1,648,536
5$50,539$66,724$1,597,996
6$52,653$64,610$1,545,343
7$54,856$62,408$1,490,487
8$57,150$60,113$1,433,337
9$59,541$57,723$1,373,796
10$62,031$55,232$1,311,765
11$64,626$52,638$1,247,139
12$67,329$49,934$1,179,810
13$70,145$47,118$1,109,665
14$73,079$44,184$1,036,586
15$76,136$41,127$960,449
16$79,321$37,943$881,128
17$82,639$34,625$798,490
18$86,095$31,168$712,394
19$89,697$27,567$622,698
20$93,449$23,815$529,249
21$97,357$19,906$431,892
22$101,430$15,834$330,462
23$105,672$11,591$224,790
24$110,092$7,171$114,697
25$114,697$2,566$0

At the end of your 5-year term

Total paid over the term
$586,318
Principal paid down
$233,204
Interest paid
$353,114
Balance remaining
$1,597,996

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
1.8%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.8%
Gross yield
− Property tax $14,056− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $40,614

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.

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