802-14 York Street, Toronto, ON

Waterfront Communities C1, Toronto · MLS® C13076944

$638,900
For Sale
Listed 74 days ago
Request a showing
◎ Directions
2Bedrooms
2Bathrooms
1Garage
700-799Sq Ft

About this home

Welcome to luxury living in the heart of downtown Toronto! This beautifully designed two-bedroom, two-bathroom unit at Ice Condos boasts a functional layout with wrap-around windows, flooding the space with natural light. Enjoy new hardwood flooring throughout, a newly professional painting, and a designer kitchen featuring stainless steel appliances, granite countertops, and modern cabinetry. Convenience meets style with a brand-new washer and dryer. Perched on a high floor, this unit offers stunning lake views, an open balcony, and a Juliet balcony for the perfect blend of indoor-outdoor living. Parking and locker are owned, adding incredible value. Enjoy world-class amenities, including a 24-hour concierge, state-of-the-art fitness and weight areas, yoga studio, party & meeting rooms, business centre, and an indoor pool with a Jacuzzi and steam rooms. Located in an unbeatable location, with direct access to the P.A.T.H, steps from Union Station, the Harbour front, major attractions, shopping, dining, and easy highway access. This is downtown living at its finest Priced to sell, don't miss out!

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13076944
Bedrooms
2
Bathrooms
2
Size
700-799
Cross streets
York St / Bremner Blvd
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Concrete
Maintenance
$796/mo
Exposure
South
Property tax
$4,360 / 2025
Days on market
74
Listing brokerage
HOMELIFE GOLD PACIFIC REALTY INC.

Rooms

Living RoomFlat3.69 × 3.96 m

window floor to ceiling · hardwood floor · w/o to balcony

BedroomFlat2.86 × 3.05 m

window floor to ceiling · hardwood floor · mirrored closet

Dining RoomFlat4.48 × 3.38 m

window floor to ceiling · hardwood floor · overlooks living

KitchenFlat4.48 × 3.38 m

stainless steel appl · hardwood floor · granite counters

Bedroom 2Flat2.77 × 2.74 m

hardwood floor · glass doors

Moe’s TakeTeam Asgarian · Broker
In line
$690Kest. value

Listed at $638,900, this home is within the range of comparable homes, on the lower side. The number above is my independent estimate of value, not the asking price.

Based on 34 similar homes nearby, adjusted for size, beds, and baths.Median of 34 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $820K, a bit higher.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $819K
  • Adjusts to $819K

That comparable adjusts to $819K; the $690K estimate above is the median of all 34 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

Its public catchment (St Andrews Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. Town Centre @ Scarborough Centre Station is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$627KGreat deal$768KOverpriced

Total price vs nearby homes. Fair value about $690K, median of 34 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Value driver
  • Weigh carefully
  • Lifestyle
Comparable listingsCurrently listed nearby in Waterfront Communities C1 · asking prices
$639kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

607-126 Simcoe Street$668k812-19 Bathurst Street$700k727-10 Capreol Court$629k4506-3 Concord Cityplace Way$600k2507-38 Widmer Street$599k

The 5 closest of 8 active listings nearby.

See all comparable homes
639kThis home668k700k629k600k599kThis home vs active comparables
Live market pulseActive comparables in Waterfront Communities C1 · median list $599K
$852this home / sqft
71active listings nearby
74days on market

This home lists 9% below the area average of $938/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Waterfront Communities C1, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

86/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Town Centre @ Scarborough Centre Station, about 63 m away

20+ transit stops4 grocery20+ dining20+ parks16 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Banbury-Don Mills
$500K
Willowdale East
$441K
Willowdale West
$770K
Annex
$1.39M
Church-Yonge Corridor
$574K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near St Andrews Public School
77%
St Andrews Public SchoolPublic · Elementary · 0.8 km awayAbove the GTA average · 77% meet the provincial standard
Alternative Scarborough Education 1EQAO results not published

Affordability & Mortgage

Affordability
$2,912/mo
$141KIncome needed
4.5×Price ÷ income
$672Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

72%mortgage
Mortgage $2,912Property tax $363Condo fee $796Total carry $4,071

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,728per month

Mortgage amount $511,120 · 4.14% over 25 years

$127,780Down payment (20.0%)
$511,120Loan before insurance
$0CMHC premium
$3,887Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,728
Property tax
$363
Condo / maintenance fees
$796
Heating
$0
Estimated monthly cost
$3,887

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,253
Toronto municipal land transfer tax
$9,253
Estimated closing costs
$18,506

Plus your down payment of $127,780. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,313/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$307,138Total interest paid
$818,258Total of all payments
Principal $511,120 Interest $307,138
YearPrincipalInterestBalance
1$11,974$20,757$499,146
2$12,475$20,256$486,672
3$12,996$19,734$473,675
4$13,540$19,190$460,135
5$14,106$18,624$446,029
6$14,696$18,034$431,332
7$15,311$17,419$416,021
8$15,952$16,779$400,070
9$16,619$16,111$383,451
10$17,314$15,416$366,137
11$18,038$14,692$348,098
12$18,793$13,938$329,306
13$19,579$13,152$309,727
14$20,398$12,333$289,329
15$21,251$11,479$268,078
16$22,140$10,590$245,938
17$23,066$9,664$222,872
18$24,031$8,700$198,842
19$25,036$7,694$173,806
20$26,083$6,647$147,723
21$27,174$5,556$120,549
22$28,311$4,420$92,238
23$29,495$3,235$62,743
24$30,729$2,002$32,014
25$32,014$716$0

At the end of your 5-year term

Total paid over the term
$163,652
Principal paid down
$65,091
Interest paid
$98,560
Balance remaining
$446,029

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
1.7%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.5%
Gross yield
− Property tax $4,360− Condo fees $9,547− Insurance $600− Vacancy & upkeep $3,168Net operating income $11,125

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE GOLD PACIFIC REALTY INC.. MLS®/PropTx.

CallRequest a showing