613-245 Davisville Avenue, Toronto, ON

Mount Pleasant West, Toronto · MLS® C13077470

$630,000
For Sale
Listed 79 days ago
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2Bedrooms
1Bathrooms
1Garage
700-799Sq Ft

About this home

Your opportunity is here! own this beautiful Parkside condo, located in Midtown Toronto. Complete with its own parking spot, close to shops, parks, TTC and great restaurants. Tastefully decorated, simply move in and enjoy! The functional layout offers many possibilities complete with a second bedroom that can be a home office or den.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13077470
Bedrooms
2
Bathrooms
1
Size
700-799
Cross streets
Mount Pleasant & Davisville
Parking
1 garage (underground)
Basement
None
Heating
Other
A/C
Central Air
Exterior
Brick
Maintenance
$646/mo
Exposure
East
Property tax
$3,137 / 2025
Days on market
79
Listing brokerage
OAK AND KEY REAL ESTATE BROKERAGE, INC.

Rooms

Living RoomFlat17.29 × 10.70 m

combined w/dining · vinyl floor · window floor to ceiling

Dining RoomFlat17.29 × 10.70 m

combined w/living · vinyl floor

KitchenFlat10.43 × 8.66 m

quartz counter · renovated · vinyl floor

Primary BedroomFlat11.81 × 9.19 m

vinyl floor · walk-in closet(s) · 4 pc ensuite

Bedroom 2Flat10.14 × 7.02 m

vinyl floor · closet

Moe’s TakeTeam Asgarian · Broker
In line
$625Kest. value

Listed at $630,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

In Mount Pleasant West lately, sellers have been getting about 96% of asking and homes sell in about 43 days.

Based on 76 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 76 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $545K, a bit lower.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $485K
  • Adjusts to $485K

That comparable adjusts to $485K; the $625K estimate above is the median of all 76 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

On schools, this address is zoned for North Toronto Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

List price
$561KGreat deal$717KOverpriced

Total price vs nearby homes. Fair value about $625K, median of 76 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Comparable listingsCurrently listed nearby in Mount Pleasant West · asking prices
$626kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

310-43 Eglinton Avenue$629k4310-2191 Yonge Street$639k4603-2191 Yonge Street$679k1913-98 Lillian Street$620k1411-212 Eglinton Avenue$565k

The 5 closest of 8 active listings nearby.

See all comparable homes
630kThis home629k639k679k620k565kThis home vs active comparables
Live market pulseActive comparables in Mount Pleasant West · median list $600K
$841this home / sqft
74active listings nearby
79days on market
99sold nearby · 90 days
$680Kmedian sold price
96%of asking, on average

This home lists 9% below the area average of $929/sqft.

78 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Mount Pleasant West, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bay Street Corridor
$471K
Church-Yonge Corridor
$561K
Moss Park
$519K
Waterfront Communities C8
$719K
Waterfront Communities C1
$567K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Davisville Junior Public School
86%
Davisville Junior Public SchoolPublic · Elementary · 0.6 km awayHigher-rated than most nearby · 86% meet the provincial standard

Affordability & Mortgage

Affordability
$2,871/mo
$133KIncome needed
4.7×Price ÷ income
$663Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

76%mortgage
Mortgage $2,871Property tax $261Condo fee $646Total carry $3,779

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,690per month

Mortgage amount $504,000 · 4.14% over 25 years

$126,000Down payment (20.0%)
$504,000Loan before insurance
$0CMHC premium
$3,597Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,690
Property tax
$261
Condo / maintenance fees
$646
Heating
$0
Estimated monthly cost
$3,597

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,075
Toronto municipal land transfer tax
$9,075
Estimated closing costs
$18,150

Plus your down payment of $126,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,267/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$302,859Total interest paid
$806,859Total of all payments
Principal $504,000 Interest $302,859
YearPrincipalInterestBalance
1$11,807$20,467$492,193
2$12,301$19,974$479,892
3$12,815$19,459$467,077
4$13,351$18,923$453,725
5$13,910$18,364$439,815
6$14,492$17,783$425,324
7$15,098$17,176$410,226
8$15,729$16,545$394,496
9$16,387$15,887$378,109
10$17,073$15,202$361,036
11$17,787$14,487$343,249
12$18,531$13,743$324,718
13$19,306$12,968$305,412
14$20,114$12,161$285,299
15$20,955$11,319$264,344
16$21,831$10,443$242,512
17$22,745$9,530$219,768
18$23,696$8,578$196,072
19$24,687$7,587$171,385
20$25,720$6,555$145,665
21$26,796$5,479$118,869
22$27,916$4,358$90,953
23$29,084$3,190$61,869
24$30,301$1,974$31,568
25$31,568$706$0

At the end of your 5-year term

Total paid over the term
$161,372
Principal paid down
$64,185
Interest paid
$97,187
Balance remaining
$439,815

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
2.2%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.6%
Gross yield
− Property tax $3,137− Condo fees $7,752− Insurance $600− Vacancy & upkeep $3,168Net operating income $14,143

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of OAK AND KEY REAL ESTATE BROKERAGE, INC.. MLS®/PropTx.

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