1418-158 Front Street, Toronto, ON

Moss Park, Toronto · MLS® C13078636

$628,000
For Sale
Listed 79 days ago
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2Bedrooms
1Bathrooms
0Parking
700-799Sq Ft

About this home

St Lawrence condominiums. Everything near you desire; just is in walking distance! St Lawrence Market, the Distillery District, Public Library and Union station. Floor to ceiling windows brings in plenty of light. Enjoy the amazing amenities including rooftop waterfall pool with city and waterfront views, guest suites, games lounge, theatre, BBQ patio, gym and cardio facilities, yoga studio, study room and library! LARGE LOCKER!!!

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13078636
Bedrooms
2
Bathrooms
1
Size
700-799
Cross streets
Front/ Sherborne
Parking
0 parking
Basement
None, Other
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$635/mo
Exposure
North East
Property tax
$3,424 / 2025
Days on market
79
Listing brokerage
HOMELIFE/VISION REALTY INC.

Rooms

Living RoomMain5.65 × 4.65 m

large window · laminate · combined w/dining

KitchenMain5.65 × 2.00 m

b/i appliances · laminate · combined w/dining

Dining RoomMain5.65 × 4.65 m

large window · laminate · combined w/kitchen

Bedroom 2Main3.30 × 2.70 m

closet · laminate · large window

BedroomMain3.40 × 2.85 m

walk-in closet(s) · laminate · large window

Moe’s TakeTeam Asgarian · Broker
In line
$634Kest. value

Listed at $628,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

In Moss Park lately, sellers have been getting about 96% of asking and homes sell in about 32 days.

Based on 86 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 86 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $591K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $632K
  • Bathrooms −$9K
  • Adjusts to $623K

That comparable adjusts to $623K; the $634K estimate above is the median of all 86 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

The assigned public school is Market Lane Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

List price
$560KGreat deal$704KOverpriced

Total price vs nearby homes. Fair value about $634K, median of 86 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
Comparable listingsCurrently listed nearby in Moss Park · asking prices
$629kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

408-205 Frederick Street$650k214-158 Front Street$610k1402-158 Front Street$649k803-230 King Street$649k1014-158 Front Street$590k

The 5 closest of 8 active listings nearby.

See all comparable homes
628kThis home650k610k649k649k590kThis home vs active comparables
Live market pulseActive comparables in Moss Park · median list $559K
$838this home / sqft
66active listings nearby
79days on market
100sold nearby · 90 days
$620Kmedian sold price
96%of asking, on average

This home lists 8% below the area average of $909/sqft.

78 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Moss Park, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C8
$719K
Church-Yonge Corridor
$561K
Bay Street Corridor
$471K
Waterfront Communities C1
$567K
Niagara
$714K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Market Lane Junior and Senior Public School
74%
Market Lane Junior and Senior Public SchoolPublic · Elementary · 0.3 km awayAround the GTA average · 74% meet the provincial standard
Downtown Alternative SchoolEQAO results not published

Affordability & Mortgage

Affordability
$2,862/mo
$134KIncome needed
4.7×Price ÷ income
$661Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

76%mortgage
Mortgage $2,862Property tax $285Condo fee $635Total carry $3,782

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,681per month

Mortgage amount $502,400 · 4.14% over 25 years

$125,600Down payment (20.0%)
$502,400Loan before insurance
$0CMHC premium
$3,601Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,681
Property tax
$285
Condo / maintenance fees
$635
Heating
$0
Estimated monthly cost
$3,601

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,035
Toronto municipal land transfer tax
$9,035
Estimated closing costs
$18,070

Plus your down payment of $125,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,256/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$301,898Total interest paid
$804,298Total of all payments
Principal $502,400 Interest $301,898
YearPrincipalInterestBalance
1$11,769$20,402$490,631
2$12,262$19,910$478,369
3$12,775$19,397$465,594
4$13,309$18,863$452,285
5$13,866$18,306$438,419
6$14,446$17,726$423,974
7$15,050$17,122$408,924
8$15,679$16,492$393,244
9$16,335$15,837$376,909
10$17,019$15,153$359,890
11$17,730$14,441$342,160
12$18,472$13,700$323,688
13$19,245$12,927$304,443
14$20,050$12,122$284,393
15$20,888$11,284$263,505
16$21,762$10,410$241,743
17$22,672$9,500$219,070
18$23,621$8,551$195,449
19$24,609$7,563$170,841
20$25,638$6,534$145,202
21$26,711$5,461$118,492
22$27,828$4,344$90,664
23$28,992$3,180$61,672
24$30,204$1,967$31,468
25$31,468$704$0

At the end of your 5-year term

Total paid over the term
$160,860
Principal paid down
$63,981
Interest paid
$96,879
Balance remaining
$438,419

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
2.2%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.6%
Gross yield
− Property tax $3,424− Condo fees $7,616− Insurance $600− Vacancy & upkeep $3,168Net operating income $13,992

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE/VISION REALTY INC.. MLS®/PropTx.

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