3902-488 University Avenue, Toronto, ON

University, Toronto · MLS® C13081344

$1,450,000
For Sale
Listed 74 days ago
3Bedrooms
2Bathrooms
1Garage
1000-1199Sq Ft

About this home

Downtown Living At Its Finest! Incredible Opportunity To Call This Gem Home! Rare-Find Executive Condo In An Award Winning Landmark Building! Premium 3-Bed 2-Bath Corner Unit Surrounded By Floor To Ceiling Windows! Very Bright & Spacious (1042 Sqft Of Interior) Open Concept Layout Plus An Oversized 180 Sqft Balcony! Unobstructed Panoramic Views Of The City, Downtown & Lake Ontario! Modern Kitchen With Luxurious Finishes: Gloss Wood Cabinets, Granite Countertop, Custom Backsplash, And High-End Integrated European Appliances! Engineered Wood Floor Throughout, Smooth 9' Ceiling, Modern Fixtures & Remote Controlled Blinds! Good-Sized Bedrooms All With Closets! Primary Bedroom Features A 5Pc Spa-Like Ensuite With Stand Alone Tub, Glass Standing Shower, Digital Kohler Spray Shower, & W/I Closet With Organizers! Comes With One Exclusive Valet Parking! World-Class 5-Star Amenities Include: Top Of The Line Fitness Centre, Spa, Indoor Pool, Sauna, Jacuzzi, Party Room, Sky Bar. Truly Spectacular!

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13081344
Bedrooms
3
Bathrooms
2
Size
1000-1199
Cross streets
University Ave & Dundas St W
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$1,040/mo
Exposure
North East
Property tax
$5,867 / 2026
Days on market
74
Listing brokerage
REALTY 7 LTD.

Rooms

Living RoomGround4.87 × 3.74 m

wood · large window · w/o to balcony

Bedroom 3Ground2.74 × 2.77 m

sliding doors · closet · wood

Dining RoomGround4.75 × 3.74 m

combined w/living · wood · open concept

KitchenGround4.75 × 3.74 m

centre island · marble counter · b/i appliances

Primary BedroomGround3.04 × 3.56 m

ensuite bath · walk-in closet(s) · wood

Bedroom 2Ground2.83 × 2.74 m

large window · closet · wood

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

The assigned public school is Orde Street Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Dundas St West at University Ave - St Patrick Station is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Primary suite: a key comfort and resale feature.
  • Open-concept layout: modern, sought-after flow.
  • Weigh carefully
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$833kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

4506-327 King Street$1.11M1502-8 The Esplanade Avenue$935k606-478 King Street$850k403-5785 Yonge Street$600k608-185 Legion Road$675k

The 5 closest of 8 active listings nearby.

See all comparable homes
1.45MThis home1.11M935k850k600k675kThis home vs active comparables
Live market pulseActive comparables in University · median list $749K
$1,319this home / sqft
6active listings nearby
74days on market

This home lists 26% above the area average of $1,047/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

University, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

85/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Dundas St West at University Ave - St Patrick Station, about 50 m away

20+ transit stops20+ grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Church-Yonge Corridor
$574K
Waterfront Communities C1
$688K
Waterfront Communities C8
$998K
Annex
$1.39M
Mimico
$800K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Orde Street Public School
76%
Orde Street Public SchoolPublic · Elementary · 0.5 km awayAbove the GTA average · 76% meet the provincial standard

Affordability & Mortgage

Affordability
$6,609/mo
$289KIncome needed
5.0×Price ÷ income
$1,525Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

81%mortgage
Mortgage $6,609Property tax $489Condo fee $1,040Total carry $8,138

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,190per month

Mortgage amount $1,160,000 · 4.14% over 25 years

$290,000Down payment (20.0%)
$1,160,000Loan before insurance
$0CMHC premium
$7,719Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,190
Property tax
$489
Condo / maintenance fees
$1,040
Heating
$0
Estimated monthly cost
$7,719

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$25,475
Toronto municipal land transfer tax
$25,475
Estimated closing costs
$50,950

Plus your down payment of $290,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$7,519/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$697,057Total interest paid
$1,857,057Total of all payments
Principal $1,160,000 Interest $697,057
YearPrincipalInterestBalance
1$27,175$47,107$1,132,825
2$28,311$45,971$1,104,514
3$29,496$44,787$1,075,018
4$30,729$43,553$1,044,289
5$32,015$42,267$1,012,274
6$33,354$40,928$978,920
7$34,749$39,533$944,171
8$36,203$38,080$907,968
9$37,717$36,565$870,251
10$39,295$34,988$830,957
11$40,938$33,344$790,018
12$42,651$31,632$747,368
13$44,435$29,848$702,933
14$46,293$27,989$656,640
15$48,230$26,053$608,410
16$50,247$24,035$558,163
17$52,349$21,934$505,815
18$54,538$19,744$451,276
19$56,820$17,463$394,457
20$59,196$15,086$335,260
21$61,672$12,610$273,588
22$64,252$10,030$209,336
23$66,940$7,343$142,396
24$69,740$4,543$72,657
25$72,657$1,626$0

At the end of your 5-year term

Total paid over the term
$371,411
Principal paid down
$147,726
Interest paid
$223,685
Balance remaining
$1,012,274

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
1.2%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.8%
Gross yield
− Property tax $5,867− Condo fees $12,480− Insurance $600− Vacancy & upkeep $4,488Net operating income $17,365

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REALTY 7 LTD.. MLS®/PropTx.

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