1213-150 East Liberty Street, Toronto, ON

Niagara, Toronto · MLS® C13083720

$649,999
For Sale
Listed 78 days ago
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2Bedrooms
2Bathrooms
1Garage
800-899Sq Ft

About this home

Welcome to this rare gem in the heart of Liberty Village! This stunning 830 sq. ft. renovated two-story loft with TWO storage lockers, boasts an open-concept design with breathtaking floor-to-ceiling windows, flooding the space with natural light and offering unparalleled views of the vibrant neighbourhood and beautiful sight-lines. Featuring brand new hardwood floors, a sleek kitchen with granite counters and breakfast bar, and two beautiful bathrooms, this 1 bedroom plus den offers modern luxury and comfort. The updated Laundry room features new tiles, new washer and custom sliding doors. The Primary bedroom has new pot lighting surrounding the loft, and a spacious walk-in closet with custom shelving, and custom barn doors. The spacious balcony is perfect for outdoor relaxation, and taking in the city sights. Enjoy your owned parking spot and two lockers for extra storage. Don't miss the opportunity to own this unique and stylish urban retreat!

Key facts

Property type
Condo Apartment, 2-Storey
MLS®
C13083720
Bedrooms
2 (1 + 1)
Bathrooms
2 (1 half)
Size
800-899
Cross streets
East Liberty St/Strachan Ave
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$801/mo
Exposure
South
Property tax
$3,341 / 2025
Days on market
78
Listing brokerage
MAIN STREET REALTY LTD.

Rooms

Living RoomMain4.57 × 3.99 m

combined w/dining · w/o to balcony · open concept

Dining RoomMain4.57 × 3.99 m

combined w/living · large window · open concept

BedroomSecond4.57 × 3.65 m

3 pc ensuite · walk-in closet(s) · large window

DenSecond3.81 × 1.89 m

combined w/primary · combined w/laundry · hardwood floor

KitchenMain2.98 × 2.74 m

granite counters · breakfast bar · stainless steel appl

Moe’s TakeTeam Asgarian · Broker
In line
$700Kest. value

Listed at $649,999, this home is within the range of comparable homes, on the lower side. The number above is my independent estimate of value, not the asking price.

In Niagara lately, sellers have been getting about 97% of asking and homes sell in about 40 days.

There were not many closely comparable homes right in Niagara, so I widened the search to the surrounding area.

Based on 68 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 68 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $658K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $755K
  • Adjusts to $755K

That comparable adjusts to $755K; the $700K estimate above is the median of all 68 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

Its public catchment (Parkdale Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

List price
$623KGreat deal$763KOverpriced

Total price vs nearby homes. Fair value about $700K, median of 68 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Comparable listingsCurrently listed nearby in Niagara · asking prices
$676kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1012-150 East Liberty Street$600k405-90 Niagara Street$728k118-1030 King Street$699k

The 3 closest active listings nearby.

See all comparable homes
650kThis home600k728k699kThis home vs active comparables
Live market pulseActive comparables in Niagara · median list $728K
$765this home / sqft
6active listings nearby
78days on market
100sold nearby · 90 days
$615Kmedian sold price
97%of asking, on average

This home lists 19% below the area average of $941/sqft.

77 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Niagara, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C1
$567K
Bay Street Corridor
$471K
Church-Yonge Corridor
$627K
Waterfront Communities C8
$719K
Moss Park
$519K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Parkdale Collegiate Institute
74%
Parkdale Collegiate InstitutePublic · Secondary · 1.6 km awayAround the GTA average · 74% meet the provincial standard
Dr Rita Cox - Kina Minagok Public SchoolEQAO results not published

Affordability & Mortgage

Affordability
$2,962/mo
$140KIncome needed
4.6×Price ÷ income
$684Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

73%mortgage
Mortgage $2,962Property tax $278Condo fee $801Total carry $4,042

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,775per month

Mortgage amount $519,999 · 4.14% over 25 years

$130,000Down payment (20.0%)
$519,999Loan before insurance
$0CMHC premium
$3,854Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,775
Property tax
$278
Condo / maintenance fees
$801
Heating
$0
Estimated monthly cost
$3,854

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,475
Toronto municipal land transfer tax
$9,475
Estimated closing costs
$18,950

Plus your down payment of $130,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,370/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$312,473Total interest paid
$832,473Total of all payments
Principal $519,999 Interest $312,473
YearPrincipalInterestBalance
1$12,182$21,117$507,817
2$12,691$20,608$495,126
3$13,222$20,077$481,904
4$13,775$19,524$468,129
5$14,351$18,947$453,777
6$14,952$18,347$438,825
7$15,577$17,722$423,248
8$16,229$17,070$407,020
9$16,908$16,391$390,112
10$17,615$15,684$372,497
11$18,352$14,947$354,146
12$19,119$14,180$335,026
13$19,919$13,380$315,108
14$20,752$12,547$294,355
15$21,620$11,679$272,735
16$22,524$10,774$250,211
17$23,467$9,832$226,744
18$24,448$8,851$202,296
19$25,471$7,828$176,825
20$26,536$6,763$150,289
21$27,646$5,653$122,643
22$28,803$4,496$93,840
23$30,007$3,292$63,833
24$31,263$2,036$32,570
25$32,570$729$0

At the end of your 5-year term

Total paid over the term
$166,495
Principal paid down
$66,222
Interest paid
$100,273
Balance remaining
$453,777

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,700/mo
$32,400Gross annual rent
2.4%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.0%
Gross yield
− Property tax $3,341− Condo fees $9,618− Insurance $600− Vacancy & upkeep $3,564Net operating income $15,278

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of MAIN STREET REALTY LTD.. MLS®/PropTx.

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