4-455 Front Street, Toronto, ON

Waterfront Communities C8, Toronto · MLS® C13085450

$529,800
For Sale
Listed 78 days ago
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1Bedrooms
1Bathrooms
1Garage
500-599Sq Ft

About this home

Stylish 1+Den in the Heart of Downtown East - Parking Included Welcome to this beautifully designed 1+Den suite at 455 Front St E, offering a smart, spacious layout perfect for modern city living. The versatile den is ideal as a private home office or can easily function as a second bedroom. The suite features a sleek modern kitchen with built-in appliances, elegant hardwood flooring throughout, and an open-concept living space that maximizes both comfort and functionality. Step outside and immerse yourself in one of Toronto's most vibrant neighbourhoods - just minutes from the Distillery District, St. Lawrence Market, Riverside, and Cherry Beach. Enjoy an unbeatable lifestyle with top dining, cafés, pubs, and everyday essentials all within walking distance, including the nearby YMCA. Commuting is effortless with quick access to streetcars, the Don Valley Parkway, and the Gardiner Expressway.Residents enjoy a full suite of premium amenities including:24-hour concierge & securityFully equipped fitness centreParty & entertainment roomsGuest suitesSauna & theatre roomRooftop terrace with gardens, BBQs & lounge areas Maintenance fees include high-speed fibre optic internet, adding even more value and convenience. Parking is included, with the option to secure an additional space if needed.A perfect opportunity for professionals, investors, or anyone looking to live in one of Toronto's most connected and dynamic communities. 24 hour notice for showings

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13085450
Bedrooms
1
Bathrooms
1
Size
500-599
Cross streets
Front St & Cherry St
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Metal/Steel Siding
Maintenance
$620/mo
Exposure
East
Property tax
$3,077 / 2025
Days on market
78
Listing brokerage
DREAM MAKER REALTY INC.
Moe’s TakeTeam Asgarian · Broker
In line
$473Kest. value

Listed at $529,800, this home is within the range of comparable homes, on the higher side. The number above is my independent estimate of value, not the asking price.

In Waterfront Communities C8 lately, sellers have been getting about 97% of asking and homes sell in about 30 days.

Based on 54 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 54 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $520K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $465K
  • Bedrooms −$15K
  • Adjusts to $450K

That comparable adjusts to $450K; the $473K estimate above is the median of all 54 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

The assigned public school is Queen Alexandra Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

List price
$440KGreat deal$547KOverpriced

Total price vs nearby homes. Fair value about $473K, median of 54 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Comparable listingsCurrently listed nearby in Waterfront Communities C8 · asking prices
$541kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

2007-16 Bonnycastle Street$529k3215-138 Downes Street$548k6212-138 Downes Street$549k620-55 Merchants Wharf$500k2107-70 Distillery Lane$579k

The 5 closest of 8 active listings nearby.

See all comparable homes
530kThis home529k548k549k500k579kThis home vs active comparables
Live market pulseActive comparables in Waterfront Communities C8 · median list $579K
$964this home / sqft
36active listings nearby
78days on market
100sold nearby · 90 days
$585Kmedian sold price
97%of asking, on average

This home lists 2% above the area average of $942/sqft.

77 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Waterfront Communities C8, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Moss Park
$519K
Church-Yonge Corridor
$561K
Bay Street Corridor
$471K
Waterfront Communities C1
$567K
Mimico
$598K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Dundas Junior Public School
59%
Dundas Junior Public SchoolPublic · Elementary · 1.2 km awayBelow the GTA average · 59% meet the provincial standard

Affordability & Mortgage

Affordability
$2,415/mo
$116KIncome needed
4.6×Price ÷ income
$557Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

73%mortgage
Mortgage $2,415Property tax $256Condo fee $620Total carry $3,291

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,262per month

Mortgage amount $423,840 · 4.14% over 25 years

$105,960Down payment (20.0%)
$423,840Loan before insurance
$0CMHC premium
$3,138Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,262
Property tax
$256
Condo / maintenance fees
$620
Heating
$0
Estimated monthly cost
$3,138

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,071
Toronto municipal land transfer tax
$7,071
Estimated closing costs
$14,142

Plus your down payment of $105,960. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,747/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$254,690Total interest paid
$678,530Total of all payments
Principal $423,840 Interest $254,690
YearPrincipalInterestBalance
1$9,929$17,212$413,911
2$10,344$16,797$403,566
3$10,777$16,364$392,789
4$11,228$15,913$381,561
5$11,698$15,444$369,864
6$12,187$14,954$357,677
7$12,697$14,445$344,980
8$13,228$13,914$331,753
9$13,781$13,360$317,972
10$14,357$12,784$303,614
11$14,958$12,183$288,656
12$15,584$11,558$273,073
13$16,235$10,906$256,837
14$16,915$10,227$239,923
15$17,622$9,519$222,301
16$18,359$8,782$203,941
17$19,127$8,014$184,814
18$19,927$7,214$164,887
19$20,761$6,380$144,126
20$21,629$5,512$122,497
21$22,534$4,607$99,963
22$23,476$3,665$76,487
23$24,458$2,683$52,029
24$25,481$1,660$26,547
25$26,547$594$0

At the end of your 5-year term

Total paid over the term
$135,706
Principal paid down
$53,976
Interest paid
$81,730
Balance remaining
$369,864

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,700/mo
$20,400Gross annual rent
1.3%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.9%
Gross yield
− Property tax $3,077− Condo fees $7,440− Insurance $600− Vacancy & upkeep $2,244Net operating income $7,039

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of DREAM MAKER REALTY INC.. MLS®/PropTx.

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