405-41 Ossington Avenue, Toronto, ON

Trinity-Bellwoods, Toronto · MLS® C13089152

$1,399,000
For Sale
Listed 72 days ago
3Bedrooms
2Bathrooms
1Garage
1000-1199Sq Ft

About this home

Design-forward loft living along a quiet residential street, tucked away just off Ossington. Offered for sale for the first time by the original owner, this thoughtfully designed 2-bedroom + den "through-suite" spans from north to south in this intimate midrise building, framed by floor-to-ceiling windows which fill the space with natural light year-round. A generous floorplan with exceptional efficiency - a benchmark in urban loft design with perfect proportions, no wasted space and tremendous flow. Impeccably upgraded and customized, the loft boasts 10-foot exposed concrete ceilings, premium wide plank oak floors, a full-sized Scavolini kitchen with oversized island, Liebherr fridge, AEG gas range and abundant storage - perfect for the serious cook and entertainer. The primary bedroom features a walk-in closet, stylish ensuite and a walk-in shower. The split-bedroom plan includes a full second bedroom with large windows, double closets and a complete main bathroom with a deep soaker tub. Step out to the south-facing balcony, fitted with both a gas line for BBQ and hose bib, offering sweeping views over the neighbourhood and the city skyline. All of this in a boutique building, just steps from the strip, Trinity Bellwoods Park, great shops and Toronto's best dining. Preferred parking (closest to elevator) and a large storage locker are included. Sophisticated design and an unmatched floorplan in the city's most sought-after neighbourhood.

Key facts

Property type
Condo Apartment, Loft
MLS®
C13089152
Bedrooms
3 (2 + 1)
Bathrooms
2
Size
1000-1199
Cross streets
Queen St W & Ossington Ave
Parking
1 garage (underground)
Basement
None
Heating
Heat Pump
A/C
Central Air
Exterior
Brick
Maintenance
$1,172/mo
Exposure
North South
Property tax
$5,475 / 2025
Days on market
72
Listing brokerage
RIGHT AT HOME REALTY

Rooms

Primary BedroomMain3.94 × 3.35 m

walk-in closet(s) · 3 pc ensuite · juliette balcony

DenMain2.80 × 2.74 m

hardwood floor · open concept · north view

Bedroom 2Main4.05 × 2.87 m

large window · double closet · hardwood floor

Living RoomMain3.96 × 3.75 m

hardwood floor · w/o to balcony · ns view

KitchenMain4.85 × 2.47 m

centre island · stone counters · ns view

Dining RoomMain3.87 × 2.47 m

hardwood floor · open concept · ns view

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

This home is a bit unique, so there are not enough closely comparable homes nearby for me to trust an automatic number, and I would rather give you a real one than a wrong one. Tell me you are interested and I will pull the most comparable recent sales and send you a straight answer on price, usually the same day.

Its public catchment (Givins/Shaw Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. Ossington Ave at Queen St West North Side is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Primary suite: a key comfort and resale feature.
  • Elevator: rare and valuable for accessibility and resale.
  • Lifestyle
Comparable listingsCurrently listed nearby in Trinity-Bellwoods · asking prices
$828kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

514-183 Dovercourt Road$998k214-901 Queen Street$750k208-901 Queen Street$735k

The 3 closest active listings nearby.

See all comparable homes
1.40MThis home998k750k735kThis home vs active comparables
Live market pulseActive comparables in Trinity-Bellwoods · median list $750K
$1,272this home / sqft
5active listings nearby
72days on market

This home lists 22% above the area average of $1,039/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Trinity-Bellwoods, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

84/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Ossington Ave at Queen St West North Side, about 45 m away

20+ transit stops17 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C1
$694K
Church-Yonge Corridor
$574K
Waterfront Communities C8
$998K
Annex
$1.39M
Mimico
$800K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Givins/Shaw Junior Public School
81%
Givins/Shaw Junior Public SchoolPublic · Elementary · 0.2 km awayAbove the GTA average · 81% meet the provincial standard

Affordability & Mortgage

Affordability
$6,376/mo
$282KIncome needed
5.0×Price ÷ income
$1,471Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

80%mortgage
Mortgage $6,376Property tax $456Condo fee $1,172Total carry $8,004

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,972per month

Mortgage amount $1,119,200 · 4.14% over 25 years

$279,800Down payment (20.0%)
$1,119,200Loan before insurance
$0CMHC premium
$7,601Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,972
Property tax
$456
Condo / maintenance fees
$1,172
Heating
$0
Estimated monthly cost
$7,601

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$24,455
Toronto municipal land transfer tax
$24,455
Estimated closing costs
$48,910

Plus your down payment of $279,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$7,254/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$672,540Total interest paid
$1,791,740Total of all payments
Principal $1,119,200 Interest $672,540
YearPrincipalInterestBalance
1$26,219$45,451$1,092,981
2$27,316$44,354$1,065,665
3$28,458$43,211$1,037,207
4$29,649$42,021$1,007,558
5$30,889$40,781$976,670
6$32,181$39,489$944,489
7$33,527$38,143$910,962
8$34,929$36,740$876,033
9$36,390$35,279$839,642
10$37,912$33,757$801,730
11$39,498$32,171$762,232
12$41,150$30,519$721,081
13$42,872$28,798$678,209
14$44,665$27,005$633,544
15$46,533$25,136$587,011
16$48,480$23,190$538,532
17$50,507$21,162$488,024
18$52,620$19,049$435,404
19$54,821$16,848$380,583
20$57,114$14,555$323,469
21$59,503$12,166$263,965
22$61,992$9,677$201,973
23$64,585$7,084$137,388
24$67,287$4,383$70,101
25$70,101$1,568$0

At the end of your 5-year term

Total paid over the term
$358,348
Principal paid down
$142,530
Interest paid
$215,818
Balance remaining
$976,670

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
1.2%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.9%
Gross yield
− Property tax $5,475− Condo fees $14,060− Insurance $600− Vacancy & upkeep $4,488Net operating income $16,177

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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