7 Legacy Court, Toronto, ON

St. Andrew-Windfields, Toronto · MLS® C13092240

$4,990,000
For Sale
Listed 73 days ago
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5Bedrooms
7Bathrooms
2Garage · 9 parking
3500-5000Sq Ft

About this home

This spectacular, custom-crafted, architecturally designed 24-year-new residence is nestled on a quiet cul-de-sac in the prestigious St. Andrew-Windfields family-friendly neighborhood. Situated on a 270 ft wide private treed lot (15,750 sqft) with park-like yards, it offers over 6,500 square feet of luxurious living space, including a 1,670 sqft separate-entrance basement. This home features a striking four sides stone exterior and soaring ceilings. A circular iron staircase anchors the elegant interior, where every bedroom includes its own ensuite bathroom. The spacious primary suite offers a large sitting area and a 6-piece ensuite, while the second-floor laundry room adds daily convenience. The unique third-floor loft showcases a vaulted ceiling, open-concept office, bedroom with 4-piece semi-ensuite, and a huge home entertainment area, adding architectural flair. The open-concept lower level, with a separate entrance, includes a nanny room with 4-piece ensuite, an extra powder room, and plenty of storage-providing the perfect setting for family gatherings and entertainment. The circular driveway with Brussels block edging enhances curb appeal and provides ample parking. The home is impeccably maintained and in immaculate condition, features two central air conditioners, two newer furnaces, sump pumps, a double weeping tile system, and an HRV. This one-of-a-kind home is ideally located close to highways, parks, within the catchment of top schools including Owen PS, St. Andrew's MS and York Mills CI, and close to prestigious private schools such as Havergal College and Crescent School - offering the perfect blend of sophistication, comfort, and convenience.

Key facts

Property type
Detached, 3-Storey
MLS®
C13092240
Bedrooms
5 (4 + 1)
Bathrooms
7 (2 half)
Size
3500-5000
Lot
270.07 × 100 ft
Cross streets
North Of Yorkmills/West Of Bayview
Parking
2 garage · 9 parking (built-in)
Driveway
Circular Drive
Basement
Finished with Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Stone
Foundation
Concrete
Roof
Slate
Sewer
Sewer
Property tax
$24,070 / 2026
Days on market
73
Listing brokerage
FOREST HILL REAL ESTATE INC.

Rooms

KitchenMain2.42 × 2.18 m

stainless steel appl · stone floor · separate room

Living RoomMain8.42 × 4.13 m

hardwood floor · combined w/dining · w/o to patio

Bedroom 3Second5.53 × 4.40 m

4 pc ensuite · hardwood floor · walk-in closet(s)

BreakfastMain4.27 × 3.43 m

w/o to deck · open concept · stone floor

Dining RoomMain8.42 × 4.13 m

w/o to garden · combined w/living · hardwood floor

KitchenMain4.26 × 4.00 m

centre island · granite counters · pot lights

Primary BedroomSecond7.32 × 5.38 m

6 pc ensuite · walk-in closet(s) · hardwood floor

Family RoomMain7.57 × 4.33 m

gas fireplace · hardwood floor · w/o to garden

Bedroom 2Second5.80 × 4.12 m

3 pc ensuite · walk-in closet(s) · hardwood floor

Moe’s TakeTeam Asgarian · Broker
In the wider range
$4.76Mest. value

Listed at $4,990,000, this home is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 57 similar homes nearby, adjusted for size, beds, and baths.Median of 57 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $4.76M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $5.00M
  • Bathrooms +$15K
  • Adjusts to $5.01M

That comparable adjusts to $5.01M; the $4.76M estimate above is the median of all 57 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On schools, this address is zoned for York Mills Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.

List price
$4.07MGreat deal$5.24MOverpriced

Total price vs nearby homes. Fair value about $4.76M, median of 57 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
  • Recent major systems: lower near-term capital costs, ask for the ages and any warranties.
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Open-concept layout: modern, sought-after flow.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Income potential
  • Value driver
  • Worth verifying
  • Lifestyle
Comparable listingsCurrently listed nearby in St. Andrew-Windfields · asking prices
$5.26Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

47 Tournament Drive$4.79M75 Truman Road$5.48M15 Aldershot Crescent$4.75M67 Montressor Drive$5.29M106 Yorkminster Road$6.00M

The 5 closest of 8 active listings nearby.

See all comparable homes
4.99MThis home4.79M5.48M4.75M5.29M6.00MThis home vs active comparables
Live market pulseActive comparables in St. Andrew-Windfields · median list $4.39M
$1,174this home / sqft
61active listings nearby
73days on market

This home lists 2% below the area average of $1,199/sqft.

72 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

St. Andrew-Windfields, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

0/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bedford Park-Nortown
$3.02M
Newtonbrook West
$1.75M
Lawrence Park South
$2.13M
Wexford-Maryvale
$865K
Downsview-Roding-CFB
$1.06M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near St. Andrew's Middle School
81%
St. Andrew's Middle SchoolPublic · Elementary · 0.8 km awayAbove the GTA average · 81% meet the provincial standard

Affordability & Mortgage

Affordability
$22,743/mo
$932KIncome needed
5.4×Price ÷ income
$5,248Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $22,743Property tax $2,006Total carry $24,749

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$21,303per month

Mortgage amount $3,992,000 · 4.14% over 25 years

$998,000Down payment (20.0%)
$3,992,000Loan before insurance
$0CMHC premium
$23,309Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$21,303
Property tax
$2,006
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$23,309

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$111,225
Toronto municipal land transfer tax
$141,025
Estimated closing costs
$252,250

Plus your down payment of $998,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$25,874/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$2,398,838Total interest paid
$6,390,838Total of all payments
Principal $3,992,000 Interest $2,398,838
YearPrincipalInterestBalance
1$93,519$162,115$3,898,481
2$97,431$158,203$3,801,051
3$101,506$154,128$3,699,545
4$105,752$149,882$3,593,793
5$110,175$145,458$3,483,618
6$114,784$140,850$3,368,834
7$119,585$136,049$3,249,249
8$124,587$131,047$3,124,662
9$129,798$125,835$2,994,864
10$135,227$120,406$2,859,637
11$140,884$114,750$2,718,753
12$146,777$108,857$2,571,976
13$152,916$102,717$2,419,060
14$159,312$96,321$2,259,747
15$165,976$89,657$2,093,771
16$172,919$82,715$1,920,852
17$180,152$75,482$1,740,701
18$187,687$67,946$1,553,013
19$195,538$60,096$1,357,475
20$203,717$51,917$1,153,758
21$212,238$43,395$941,520
22$221,116$34,518$720,405
23$230,365$25,269$490,040
24$240,000$15,633$250,039
25$250,039$5,594$0

At the end of your 5-year term

Total paid over the term
$1,278,168
Principal paid down
$508,382
Interest paid
$769,785
Balance remaining
$3,483,618

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
1.1%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.8%
Gross yield
− Property tax $24,070− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $53,028

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FOREST HILL REAL ESTATE INC.. MLS®/PropTx.

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