3112-8 Wellesley Street, Toronto, ON

Bay Street Corridor, Toronto · MLS® C13093680

$849,000
For Sale
Listed 77 days ago
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2Bedrooms
2Bathrooms
1Garage
700-799Sq Ft

About this home

Welcome to 8 Wellesley St W #3112, Corner Unit in the Heart of Downtown Toronto! This luxury 2 bed + 2 bath + 1 study condo offers upscale urban living with stunning south and east-facing views through large windows. Enjoy your morning coffee with serene views stretching toward Lake Ontario. The open-concept layout features a sleek modern kitchen with built-in appliances, quartz counters, and a stylish backsplash. The spacious primary bedroom includes a 4-piece ensuite and closet, while the second bedroom has its own large window, closet, and access to the second bathroom which is perfect for privacy and comfort. Enjoy top-notch building amenities including a 24-hour concierge, fitness centre, party/meeting room, and a rooftop deck with BBQs and loungers.Just steps to Wellesley subway station, U of T, Toronto Metropolitan University, shops, restaurants, and everyday conveniences.One Locker, One EV Parking($139k)!!

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13093680
Bedrooms
2
Bathrooms
2
Size
700-799
Cross streets
Yonge & Wellesley
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$701/mo
Exposure
South East
Property tax
$3,339 / 2025
Days on market
77
Listing brokerage
RIGHT AT HOME REALTY

Rooms

BathroomFlat0.00 × 0.00 m

3 Pc Bath

Primary BedroomFlat3.20 × 3.12 m

4 Pc Ensuite

BathroomFlat0.00 × 0.00 m

4 Pc Ensuite

KitchenFlat7.62 × 3.43 m

combined w/living · combined w/dining

BedroomFlat2.74 × 2.59 m
Moe’s TakeTeam Asgarian · Broker
Above comparables
$729Kest. value

Listed at $849,000, this home is about 16% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

In Bay Street Corridor lately, sellers have been getting about 96% of asking and homes sell in about 34 days.

Based on 28 similar homes nearby, adjusted for size, beds, and baths.Median of 28 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $578K, a bit lower.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $688K
  • Adjusts to $688K

That comparable adjusts to $688K; the $729K estimate above is the median of all 28 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

List price
$598KGreat deal$849KOverpriced

Total price vs nearby homes. Fair value about $729K, median of 28 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Primary suite: a key comfort and resale feature. Lifestyle
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Comparable listingsCurrently listed nearby in Bay Street Corridor · asking prices
$795kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

7401-388 Yonge Street$849k3301-38 Grenville Street$799k2609-15 Grenville Street$780k2501-21 Balmuto Street$779k1801-21 Balmuto Street$770k

The 5 closest of 8 active listings nearby.

See all comparable homes
849kThis home849k799k780k779k770kThis home vs active comparables
Live market pulseActive comparables in Bay Street Corridor · median list $598K
$1,133this home / sqft
67active listings nearby
77days on market
100sold nearby · 90 days
$630Kmedian sold price
96%of asking, on average

This home lists 18% above the area average of $960/sqft.

76 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Bay Street Corridor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Church-Yonge Corridor
$561K
Moss Park
$519K
Waterfront Communities C8
$700K
Waterfront Communities C1
$593K
Mimico
$598K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jesse Ketchum Junior and Senior Public School
87%
Jesse Ketchum Junior and Senior Public SchoolPublic · Elementary · 1.1 km awayHigher-rated than most nearby · 87% meet the provincial standard

Affordability & Mortgage

Affordability
$3,869/mo
$172KIncome needed
4.9×Price ÷ income
$893Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

80%mortgage
Mortgage $3,869Property tax $278Condo fee $701Total carry $4,848

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,624per month

Mortgage amount $679,200 · 4.14% over 25 years

$169,800Down payment (20.0%)
$679,200Loan before insurance
$0CMHC premium
$4,604Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,624
Property tax
$278
Condo / maintenance fees
$701
Heating
$0
Estimated monthly cost
$4,604

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$13,455
Toronto municipal land transfer tax
$13,455
Estimated closing costs
$26,910

Plus your down payment of $169,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,402/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$408,139Total interest paid
$1,087,339Total of all payments
Principal $679,200 Interest $408,139
YearPrincipalInterestBalance
1$15,911$27,582$663,289
2$16,577$26,917$646,712
3$17,270$26,223$629,442
4$17,993$25,501$611,449
5$18,745$24,748$592,704
6$19,529$23,964$573,174
7$20,346$23,147$552,828
8$21,197$22,296$531,631
9$22,084$21,410$509,547
10$23,008$20,486$486,539
11$23,970$19,524$462,569
12$24,973$18,521$437,597
13$26,017$17,476$411,580
14$27,105$16,388$384,474
15$28,239$15,254$356,235
16$29,420$14,073$326,814
17$30,651$12,842$296,163
18$31,933$11,560$264,230
19$33,269$10,225$230,961
20$34,660$8,833$196,301
21$36,110$7,383$160,191
22$37,621$5,873$122,570
23$39,194$4,299$83,376
24$40,834$2,660$42,542
25$42,542$952$0

At the end of your 5-year term

Total paid over the term
$217,468
Principal paid down
$86,496
Interest paid
$130,972
Balance remaining
$592,704

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
1.6%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.4%
Gross yield
− Property tax $3,339− Condo fees $8,408− Insurance $600− Vacancy & upkeep $3,168Net operating income $13,285

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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