284 Lisgar Street, Toronto, ON
Little Portugal, Toronto · MLS® C13093808
About this home
Welcome to Dundas West! A neighbourhood filled with life and sense of community you will be proud to call home. The home features Victorian Architecture from a time when homes were built to last, with high ceilings, vaulted gables on the 3rd floor, rooftop patio on the 2nd floor, private backyard and over 2,000 sq ft above grade there is tons of space for everyone, the property has strong income as a functional Duplex for the investor in you or, the perfect victorian base to renovate your dream home. The basement is a 900 sq ft unfinished space including a separate private side entrance with potential for an additional rental unit. Brand new Tankless water heater.
Key facts
- Property type
- Other, 2 1/2 Storey
- MLS®
- C13093808
- Bedrooms
- 7
- Bathrooms
- 2
- Size
- 2000-2500
- Lot
- 18.67 × 96 ft
- Cross streets
- Dundas/Ossington
- Parking
- 0 parking
- Driveway
- Street Only
- Basement
- Separate Entrance, Unfinished
- Heating
- Radiant
- A/C
- None
- Exterior
- Stucco (Plaster)
- Foundation
- Unknown
- Roof
- Shingles, Flat
- Sewer
- Sewer
- Property tax
- $7,043 / 2025
- Days on market
- 78
- Listing brokerage
- INTRALAND REALTY LTD.
Listed at $1,160,000, and my independent estimate is about 30% below comparable homes, worth a close look.
In Little Portugal lately, sellers get about 101% of asking; homes sell in ~21 days · prices up 12% YoY.
Total price vs nearby homes. Fair value about $1.65M, median of 25 comparables.
How this estimate is builtthe short version
I take the 25 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.
It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $1.25M, lower than the comparables and worth a second look.
What the listing highlights3 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
Schools & getting aroundcatchment and transit
Its public catchment (Alexander Muir/Gladstone Ave Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
Read this with carewhy it’s an estimate, not an appraisal
There were not many closely comparable homes right in Little Portugal, so I widened the search to the surrounding area.
Based on 25 comparable homes that recently sold nearby.
On the market now.
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Little Portugal, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 24, 2026); conventional rates run a little higher.
Mortgage amount $928,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,952
- Property tax
- $587
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $5,539
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $19,675
- Toronto municipal land transfer tax
- $19,675
- Estimated closing costs
- $39,350
Plus your down payment of $232,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $297,129
- Principal paid down
- $118,181
- Interest paid
- $178,948
- Balance remaining
- $809,819
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of INTRALAND REALTY LTD.. MLS®/PropTx.