1904-65 Mutual Street, Toronto, ON
Church-Yonge Corridor, Toronto · MLS® C13093814
About this home
Step into luxury living at Ivy Condos with this stunning 2-year-new 3-bedroom, 2-bathroom suite. Offering 861 sq ft of thoughtfully designed living space, this modern home perfectly blends comfort, style, and functionality. Bright and airy interiors are enhanced by sleek contemporary finishes throughout.Featuring a spacious open-concept layout with floor-to-ceiling windows, the sun-filled living and dining area flows seamlessly into a modern kitchen complete with quartz countertops and premium appliances-perfect for both everyday living and entertaining. The spacious primary bedroom features a private ensuite bathroom and generous closet space, while two additional bedrooms provide excellent flexibility for family, guests, or a home office setup. Residents enjoy access to exceptional building amenities, including 24/7 concierge service, library, pet wash station, business lounge, fully equipped fitness centre, Ivy Lounge with kitchen and bar, private dining room, billiards room, boardrooms, and an outdoor terrace with BBQ areas. Ideally located in the heart of downtown Toronto, just steps to TMU, Yonge/Dundas Subway Station, Eaton Centre, Dundas Square, restaurants, George Brown College, and public transit. Minutes to St. Michael's Hospital, and the Financial District, this vibrant location offers the perfect balance of urban convenience and modern comfort.Don't miss this exceptional opportunity to make this stylish and move-in-ready condo your next home.
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- C13093814
- Bedrooms
- 3
- Bathrooms
- 2
- Size
- 800-899
- Cross streets
- Dundas and Mutual
- Parking
- 0 parking
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Concrete
- Maintenance
- $744/mo
- Exposure
- South West
- Property tax
- $4,034 / 2025
- Days on market
- 77
- Listing brokerage
- BAY STREET GROUP INC.
Rooms
3 pc bath · closet · window floor to ceiling
closet · window floor to ceiling · laminate
stainless steel appl · window floor to ceiling · laminate
window floor to ceiling · laminate
closet · window floor to ceiling · laminate
Listed at $788,000, this home is within the range of comparable homes, on the higher side. The number above is my independent estimate of value, not the asking price.
In Church-Yonge Corridor lately, sellers have been getting about 97% of asking and homes sell in about 32 days.
Based on 79 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 79 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $693K, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, sold for $840K
- Adjusts to $840K
That comparable adjusts to $840K; the $730K estimate above is the median of all 79 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.
The assigned public school is Lord Dufferin Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
On location, this is a very walkable address with everyday errands close by. Jarvis Street is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Total price vs nearby homes. Fair value about $730K, median of 79 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Primary suite: a key comfort and resale feature. Lifestyle
- Open-concept layout: modern, sought-after flow. Lifestyle
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 4% above the area average of $891/sqft.
76 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Church-Yonge Corridor, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Walker's ParadiseA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from OpenStreetMap contributors.
Most daily errands can be done on foot.
🚉 Nearest transit: Jarvis Street, about 137 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.
Mortgage amount $630,400 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,364
- Property tax
- $336
- Condo / maintenance fees
- $744
- Heating
- $0
- Estimated monthly cost
- $4,444
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $12,235
- Toronto municipal land transfer tax
- $12,235
- Estimated closing costs
- $24,470
Plus your down payment of $157,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $201,843
- Principal paid down
- $80,282
- Interest paid
- $121,561
- Balance remaining
- $550,118
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BAY STREET GROUP INC.. MLS®/PropTx.