4-595 St Clair Avenue, Toronto, ON

Wychwood, Toronto · MLS® C13093924

$1,795/mo
For Lease
Listed 76 days ago
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1Bedrooms
1Bathrooms
0Parking
700Sq Ft

About this home

Welcome to Unit 4 - 595 St. Clair Avenue West, a beautifully renovated one-bedroom apartment in the heart of Midtown Toronto. Located in an upgraded low-rise building with an attractive grey brick exterior, this unit boasts a sleek, modern aesthetic with stylish renovated finishes and high-quality modern appliances. Enjoy living just steps away from the lively St. Clair West strip, where you'll find trendy cafes, restaurants, and boutique shopping. The Wychwood Barns & Farmers Market is just a short stroll away, offering a charming community feel. With the streetcar at your doorstep and easy access to subway stations and bus routes, commuting downtown or across the city is effortless. The surrounding area is perfect for those who love convenience, with grocery stores and essential services within minutes. Plus, if you enjoy walking or cycling, the neighborhoods walkable streets and bike-friendly routes make it easy to explore. Heat and water are included in the rent. Laundry is available in the building and street parking is also available through the City if anyone needs it. Offsite parking is also available at another building that landlord owns two blocks away. Don't miss this opportunity to secure a modern, move-in-ready apartment in a fantastic location!

Key facts

Property type
Other, Apartment
MLS®
C13093924
Bedrooms
1
Bathrooms
1
Size
700 sq ft
Lot
4792
Cross streets
St. Clair Ave W. & Bathurst St.
Parking
0 parking
Basement
None
Heating
Radiant
A/C
Wall Unit(s)
Exterior
Brick
Foundation
Unknown
Roof
Unknown
Sewer
Sewer
Days on market
76
Listing brokerage
RE/MAX HALLMARK REALTY LTD.
Moe’s TakeTeam Asgarian · Broker
Below comparables
$2,569/moest. value

Listed at $1,795/mo, this rental is about 30% below comparable rentals, worth a close look. The number above is my independent estimate of value, not the asking price.

In Wychwood lately, landlords have been getting about 99% of asking and homes lease in about 23 days.

Based on 82 similar rentals that recently leased nearby, adjusted for size, beds, and baths.Median of 82 recently leased comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The comparable range is wide here, so treat this as a rough read until I run a full CMA.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, leased for $2,699/mo
  • Bedrooms −$150/mo
  • Adjusts to $2,549/mo

That comparable adjusts to $2,549/mo; the $2,569/mo estimate above is the median of all 82 comparables, which is steadier than any single home.This estimate is grounded in actual lease prices from the last 15 months, not asking prices. Condition, finishes, and exact inclusions are still my in-person call.

The assigned public school is Oakwood Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

List price
$1,795/moBelow market$3,081/moAbove market

Total price vs nearby homes. Fair value about $2,569/mo, median of 82 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
Comparable listingsCurrently listed nearby in Wychwood · asking prices
$1,706avg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Lower-627 Christie Street$1,80030-917 St Clair Avenue$1,750Unit 4-1201 Dovercourt Road$1,70019-781 St Clair Avenue$1,575

The 4 closest active listings nearby.

See all comparable homes
1,795This home1,8001,7501,7001,575This home vs active comparables
Live market pulseActive comparables in Wychwood · median list $3K
8active listings nearby
76days on market
100leased nearby · 90 days
$2Kmedian leased price
99%of asking, on average

On the market now.

View comparable listings

Not enough sq ft data to place this home on the area price curve.

Neighbourhood & location

Wychwood, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bay Street Corridor
$2K
Mount Pleasant West
$2K
Church-Yonge Corridor
$3K
South Parkdale
$2K
Moss Park
$2K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Oakwood Collegiate Institute
66%
Oakwood Collegiate InstitutePublic · Secondary · 1.2 km awayBelow the GTA average · 66% meet the provincial standard
Hillcrest Community SchoolEQAO results not published
Winona Drive Senior Public SchoolEQAO results not published

Affordability & Mortgage

Affordability
$8/mo
$4KIncome needed
0.4×Price ÷ income
$2Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $8Property tax $1Total carry $9

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$8per month

Mortgage amount $1,436 · 4.14% over 25 years

$359Down payment (20.0%)
$1,436Loan before insurance
$0CMHC premium
$9Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$8
Property tax
$1
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$9

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9
Toronto municipal land transfer tax
$9
Estimated closing costs
$18

Plus your down payment of $359. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$9/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$863Total interest paid
$2,299Total of all payments
Principal $1,436 Interest $863
YearPrincipalInterestBalance
1$34$58$1,402
2$35$57$1,367
3$37$55$1,331
4$38$54$1,293
5$40$52$1,253
6$41$51$1,212
7$43$49$1,169
8$45$47$1,124
9$47$45$1,077
10$49$43$1,029
11$51$41$978
12$53$39$925
13$55$37$870
14$57$35$813
15$60$32$753
16$62$30$691
17$65$27$626
18$68$24$559
19$70$22$488
20$73$19$415
21$76$16$339
22$80$12$259
23$83$9$176
24$86$6$90
25$90$2$0

At the end of your 5-year term

Total paid over the term
$460
Principal paid down
$183
Interest paid
$277
Balance remaining
$1,253

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK REALTY LTD.. MLS®/PropTx.

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