512-78 Harrison Garden Boulevard, Toronto, ON

Willowdale East, Toronto · MLS® C13096876

$799,000
For Sale
Listed 76 days ago
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2Bedrooms
2Bathrooms
1Garage
1000-1199Sq Ft

About this home

Stylish and spacious 2-bedroom, 2-bathroom corner suite in the heart of North York. Offering well-designed living space, this unit features sought-after southwest exposure with abundant natural light and unobstructed views. Bright living and dining area ideal for entertaining. Functional kitchen with eat-in area and walk-out to private balcony. Generous primary bedroom with double closets and a 5-piece ensuite. Well-maintained building with exceptional amenities including indoor pool, bowling alley, and tennis court. Prime location just steps to Sheppard-Yonge Station, easy access to Highway 401, and close to shopping, restaurants, parks, and schools.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13096876
Bedrooms
2
Bathrooms
2
Size
1000-1199
Cross streets
Yonge & Sheppard
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$975/mo
Exposure
South West
Property tax
$3,182 / 2025
Days on market
76
Listing brokerage
RIGHT AT HOME REALTY
Moe’s TakeTeam Asgarian · Broker
Above comparables
$683Kest. value

Listed at $799,000, this home is about 17% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Priced above comparable homes overall, but the price per square foot ($727/sqft) is in line with the area, so you are paying for extra space rather than a premium.

In Willowdale East lately, sellers have been getting about 97% of asking and homes sell in about 35 days.

Based on 51 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 51 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $605K, a bit lower.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $668K
  • Bedrooms −$19K
  • Adjusts to $649K

That comparable adjusts to $649K; the $683K estimate above is the median of all 51 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

Its public catchment (Claude Watson School for the Arts) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

List price
$654KGreat deal$799KOverpriced

Total price vs nearby homes. Fair value about $683K, median of 51 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Comparable listingsCurrently listed nearby in Willowdale East · asking prices
$779kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

103-78 Harrison Garden Boulevard$800k602-18 Hillcrest Avenue$779k2605-10 Northtown Way$829k1902-28 Harrison Garden Boulevard$789k1009-30 Greenfield Avenue$700k

The 5 closest of 8 active listings nearby.

See all comparable homes
799kThis home800k779k829k789k700kThis home vs active comparables
Live market pulseActive comparables in Willowdale East · median list $700K
$727this home / sqft
47active listings nearby
76days on market
100sold nearby · 90 days
$580Kmedian sold price
97%of asking, on average

This home lists 3% above the area average of $705/sqft.

75 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Willowdale East, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Henry Farm
$599K
Bay Street Corridor
$471K
Church-Yonge Corridor
$561K
Moss Park
$519K
Waterfront Communities C1
$593K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Claude Watson School for the Arts
96%
Claude Watson School for the ArtsPublic · Elementary · 1.1 km awayAmong the top in the GTA · 96% meet the provincial standard

Affordability & Mortgage

Affordability
$3,642/mo
$169KIncome needed
4.7×Price ÷ income
$840Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

75%mortgage
Mortgage $3,642Property tax $265Condo fee $975Total carry $4,882

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,411per month

Mortgage amount $639,200 · 4.14% over 25 years

$159,800Down payment (20.0%)
$639,200Loan before insurance
$0CMHC premium
$4,651Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,411
Property tax
$265
Condo / maintenance fees
$975
Heating
$0
Estimated monthly cost
$4,651

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$12,455
Toronto municipal land transfer tax
$12,455
Estimated closing costs
$24,910

Plus your down payment of $159,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,143/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$384,103Total interest paid
$1,023,303Total of all payments
Principal $639,200 Interest $384,103
YearPrincipalInterestBalance
1$14,974$25,958$624,226
2$15,601$25,332$608,625
3$16,253$24,679$592,372
4$16,933$23,999$575,439
5$17,641$23,291$557,798
6$18,379$22,553$539,419
7$19,148$21,784$520,271
8$19,949$20,983$500,322
9$20,783$20,149$479,538
10$21,653$19,279$457,886
11$22,558$18,374$435,327
12$23,502$17,430$411,825
13$24,485$16,447$387,340
14$25,509$15,423$361,831
15$26,576$14,356$335,255
16$27,688$13,244$307,567
17$28,846$12,086$278,721
18$30,053$10,880$248,669
19$31,310$9,623$217,359
20$32,619$8,313$184,740
21$33,984$6,948$150,756
22$35,405$5,527$115,351
23$36,886$4,046$78,465
24$38,429$2,503$40,036
25$40,036$896$0

At the end of your 5-year term

Total paid over the term
$204,661
Principal paid down
$81,402
Interest paid
$123,258
Balance remaining
$557,798

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
2.6%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.1%
Gross yield
− Property tax $3,182− Condo fees $11,702− Insurance $600− Vacancy & upkeep $4,488Net operating income $20,828

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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