6110-88 Harbour Street, Toronto, ON

Waterfront Communities C1, Toronto · MLS® C13097220

$1,358,000
For Sale
Listed 76 days ago
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3Bedrooms
2Bathrooms
1Garage
1000-1199Sq Ft

About this home

Absolutely Stunning 3-Bedroom , 2-Bath Luxury Corner Suite In The Prestigious Harbour Plaza Residences By Menkes! Rarely Offered High-Floor Unit On The 61st Floor Featuring Spectacular Unobstructed South-West Lake & City Views From Every Room. Bright And Spacious Functional Layout With Approx. 1121 Sq Ft, 9' Smooth Ceilings, Floor-To-Ceiling Windows, Hardwood Flooring Throughout, And Open Balcony To Enjoy Breathtaking Sunsets.Modern Open-Concept Kitchen With Centre Island & Breakfast Bar, Premium Built-In Appliances, Luxury Finishes And Ample Storage. Spacious Primary Bedroom Features Walk-In Closet And 4-Piece Ensuite.Direct Indoor Access To PATH, Union Station, Supermarket, Food Court, Restaurants, Financial District & TTC Subway. Exceptional Building Amenities Include 24-Hr Concierge, Full Gym Access, Indoor Pool, Lounge & More. Includes 1 Underground Parking Spot. Rare Opportunity To Own A Luxury Sky Residence In Toronto's Most Sought-After Waterfront Community!

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13097220
Bedrooms
3
Bathrooms
2
Size
1000-1199
Cross streets
Bay/Harbour St
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$1,222/mo
Exposure
South West
Property tax
$6,674 / 2026
Days on market
76
Listing brokerage
U DREAM HOME REALTY

Rooms

Living RoomGround5.82 × 4.97 m

hardwood floor · w/o to balcony · combined w/dining

Dining RoomGround5.82 × 4.97 m

hardwood floor · combined w/living

Bedroom 2Ground2.77 × 2.71 m

hardwood floor · closet · large window

KitchenGround5.48 × 3.46 m

open concept · stainless steel appl · quartz counter

LaundryGround1.55 × 1.65 m

Closet

Primary BedroomGround3.87 × 3.32 m

hardwood floor · walk-in closet(s) · 4 pc bath

Bedroom 3Ground2.81 × 2.80 m

hardwood floor · closet · large window

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

The assigned public school is Jean Lumb Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Comparable listingsCurrently listed nearby in Waterfront Communities C1 · asking prices
$1.14Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1903-480 Front Street$1.57M4506-327 King Street$1.11M309-35 Mariner Terrace$1.25M1105-361 Front Street$899k1708-3 Navy Wharf Court$885k

The 5 closest of 6 active listings nearby.

See all comparable homes
1.36MThis home1.57M1.11M1.25M899k885kThis home vs active comparables
Live market pulseActive comparables in Waterfront Communities C1 · median list $889K
$1,235this home / sqft
17active listings nearby
76days on market
100sold nearby · 90 days
$660Kmedian sold price
97%of asking, on average

This home lists 26% above the area average of $982/sqft.

75 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Waterfront Communities C1, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C8
$700K
Moss Park
$519K
Church-Yonge Corridor
$561K
Bay Street Corridor
$471K
Mimico
$598K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jean Lumb Public School
73%
Jean Lumb Public SchoolPublic · Elementary · 1.3 km awayAround the GTA average · 73% meet the provincial standard

Affordability & Mortgage

Affordability
$6,189/mo
$280KIncome needed
4.9×Price ÷ income
$1,428Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

78%mortgage
Mortgage $6,189Property tax $556Condo fee $1,222Total carry $7,968

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,797per month

Mortgage amount $1,086,400 · 4.14% over 25 years

$271,600Down payment (20.0%)
$1,086,400Loan before insurance
$0CMHC premium
$7,576Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,797
Property tax
$556
Condo / maintenance fees
$1,222
Heating
$0
Estimated monthly cost
$7,576

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$23,635
Toronto municipal land transfer tax
$23,635
Estimated closing costs
$47,270

Plus your down payment of $271,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$7,042/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$652,830Total interest paid
$1,739,230Total of all payments
Principal $1,086,400 Interest $652,830
YearPrincipalInterestBalance
1$25,451$44,119$1,060,949
2$26,515$43,054$1,034,434
3$27,624$41,945$1,006,810
4$28,780$40,789$978,030
5$29,984$39,586$948,047
6$31,238$38,331$916,809
7$32,544$37,025$884,265
8$33,906$35,664$850,359
9$35,324$34,245$815,035
10$36,801$32,768$778,234
11$38,341$31,228$739,893
12$39,944$29,625$699,949
13$41,615$27,954$658,333
14$43,356$26,213$614,977
15$45,170$24,400$569,808
16$47,059$22,510$522,749
17$49,027$20,542$473,722
18$51,078$18,491$422,644
19$53,215$16,355$369,429
20$55,440$14,129$313,989
21$57,759$11,810$256,229
22$60,175$9,394$196,054
23$62,692$6,877$133,362
24$65,315$4,254$68,047
25$68,047$1,522$0

At the end of your 5-year term

Total paid over the term
$347,846
Principal paid down
$138,353
Interest paid
$209,493
Balance remaining
$948,047

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
1.1%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.0%
Gross yield
− Property tax $6,674− Condo fees $14,665− Insurance $600− Vacancy & upkeep $4,488Net operating income $14,373

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of U DREAM HOME REALTY. MLS®/PropTx.

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