170 Spring Garden Avenue, Toronto, ON

Willowdale East, Toronto · MLS® C13099150

$3,699,900
For Sale
Listed 76 days ago
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8Bedrooms
6Bathrooms
2Garage · 5 parking
3500-5000Sq Ft

About this home

An exceptional custom-built luxury residence in the prestigious Willowdale East community, Finished in 2022 ,an impeccably designed home . Situated on a premium 50-foot corner lot with no sidewalk, this remarkable estate offers approximately 3800 sf above grade & nearly 5000 sf of total refined living space.A grand open-concept design showcases impressive proportions & sophisticated finishes throughout, featuring soaring 12-ft ceilings on the main level & 10-ft ceilings in the primary suite. A private in-home elevator provides effortless access to all floors, while expansive floor-to-ceiling windows fill the residence w/natural light.Exquisite details include elegant coffered ceilings, rich hardwood flooring, designer lighting, & a stunning contemporary staircase crafted w/glass & hardwood accents. The gourmet chef's kitchen is beautifully appointed w/premium quartz surfaces, custom cabinetry, a statement centre island, & top-tier appliances incl a Miele gas range & built-in JennAir oven, microwave & refrigerator. 3 kitchens in total. The luxurious primary retreat offers a boutique hotel-inspired experience w/a fireplace (3 fireplaces thru-out the house) & an oversized w/i dressing room. All above-grade bedrooms feature private spa-inspired ensuites, delivering exceptional comfort & privacy.The professionally fin walk-up lower level w/sep entrance adds incredible versatility for entertaining, extended family living, or guest accommodations. Additional premium features incl 8 bedrooms, 8 bathrooms, 2 fireplaces, 2 laundry rooms, skylights, interlock driveway, dual furnaces, central vacuum, central air conditioning & a comprehensive home security sys.In floor heated in most of the house. Ideally located within the highly coveted Earl Haig Secondary School district & just steps to the subway,upscale shopping,restaurants, parks & easy access to Hwys 401 & 404, this distinguished residence offers an extraordinary blend of luxury, craftsmanship, & urban convenience

Key facts

Property type
Detached, 2-Storey
MLS®
C13099150
Bedrooms
8 (5 + 3)
Bathrooms
6 (1 half)
Size
3500-5000
Lot
50 × 120 ft
Cross streets
Sheppard / Yonge
Parking
2 garage · 5 parking (built-in)
Driveway
Private
Basement
Finished, Apartment
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Concrete Block
Roof
Shingles
Sewer
Sewer
Property tax
$19,184 / 2025
Days on market
76
Listing brokerage
HARVEY KALLES REAL ESTATE LTD.

Rooms

Bedroom 2Basement0.00 × 0.00 m

window · pot lights

Primary BedroomSecond0.00 × 0.00 m

pot lights · walk-in closet(s) · 5 pc ensuite

KitchenGround0.00 × 0.00 m

quartz counter · centre island · b/i appliances

Family RoomGround0.00 × 0.00 m

fireplace · pot lights · w/o to garden

Bedroom 3Basement0.00 × 0.00 m

window · pot lights

Bedroom 2Second0.00 × 0.00 m

pot lights · large window · 5 pc ensuite

Bedroom 5In Between0.00 × 0.00 m

3 pc ensuite · large window · hardwood floor

KitchenGround0.00 × 0.00 m

quartz counter · pot lights · window

Bedroom 3Second0.00 × 0.00 m

large window · pot lights · 4 pc ensuite

Bedroom 4Second0.00 × 0.00 m

pot lights · large window · 3 pc ensuite

Living RoomBasement0.00 × 0.00 m

sliding doors · tile floor

BedroomBasement0.00 × 0.00 m

window · pot lights

Dining RoomGround0.00 × 0.00 m

pot lights · coffered ceiling(s) · large window

KitchenBasement0.00 × 0.00 m

centre island · tile floor · stainless steel appl

Living RoomGround0.00 × 0.00 m

pot lights · coffered ceiling(s) · large window

Moe’s TakeTeam Asgarian · Broker
Above comparables
$2.87Mest. value

Listed at $3,699,900, this home is about 29% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

In Willowdale East lately, sellers have been getting about 92% of asking and homes sell in about 40 days. Prices are up 40% versus a year ago.

Based on 30 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 30 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $3.11M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $2.51M
  • Bedrooms −$60K
  • Adjusts to $2.45M

That comparable adjusts to $2.45M; the $2.87M estimate above is the median of all 30 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

On schools, this address is zoned for Hollywood Public School, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

List price
$2.44MGreat deal$3.70MOverpriced

Total price vs nearby homes. Fair value about $2.87M, median of 30 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
  • Elevator: rare and valuable for accessibility and resale. Lifestyle
Comparable listingsCurrently listed nearby in Willowdale East · asking prices
$2.92Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

183 Byng Avenue$2.86M300 Parkview Avenue$2.74M188 Alfred Avenue$3.50M330 Hillcrest Avenue$3.00M261 Mckee Avenue$2.48M

The 5 closest active listings nearby.

See all comparable homes
3.70MThis home2.86M2.74M3.50M3.00M2.48MThis home vs active comparables
Live market pulseActive comparables in Willowdale East · median list $2.79M
$871this home / sqft
7active listings nearby
76days on market
9sold nearby · 90 days
$3.40Mmedian sold price
92%of asking, on average
+40%vs a year ago

This home lists 24% above the area average of $705/sqft.

75 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Willowdale East, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bedford Park-Nortown
$2.28M
Leaside
$1.73M
L'Amoreaux
$1.54M
Danforth Village-East York
$1000K
Birchcliffe-Cliffside
$1.91M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Hollywood Public School
96%
Hollywood Public SchoolPublic · Elementary · 1.1 km awayAmong the top in the GTA · 96% meet the provincial standard
Avondale Elementary Alternative SchoolEQAO results not published

Affordability & Mortgage

Affordability
$16,863/mo
$696KIncome needed
5.3×Price ÷ income
$3,891Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $16,863Property tax $1,599Total carry $18,462

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$15,795per month

Mortgage amount $2,959,920 · 4.14% over 25 years

$739,980Down payment (20.0%)
$2,959,920Loan before insurance
$0CMHC premium
$17,394Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$15,795
Property tax
$1,599
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$17,394

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$78,973
Toronto municipal land transfer tax
$85,972
Estimated closing costs
$164,944

Plus your down payment of $739,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$19,185/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,778,650Total interest paid
$4,738,570Total of all payments
Principal $2,959,920 Interest $1,778,650
YearPrincipalInterestBalance
1$69,341$120,202$2,890,579
2$72,241$117,302$2,818,338
3$75,263$114,280$2,743,075
4$78,411$111,132$2,664,664
5$81,691$107,852$2,582,973
6$85,108$104,435$2,497,866
7$88,668$100,875$2,409,198
8$92,377$97,166$2,316,821
9$96,241$93,302$2,220,581
10$100,266$89,277$2,120,315
11$104,460$85,083$2,015,855
12$108,830$80,713$1,907,025
13$113,382$76,161$1,793,643
14$118,124$71,418$1,675,519
15$123,065$66,478$1,552,454
16$128,213$61,330$1,424,241
17$133,576$55,967$1,290,665
18$139,163$50,380$1,151,502
19$144,984$44,559$1,006,518
20$151,049$38,494$855,469
21$157,367$32,176$698,102
22$163,949$25,594$534,153
23$170,807$18,736$363,346
24$177,951$11,591$185,395
25$185,395$4,148$0

At the end of your 5-year term

Total paid over the term
$947,714
Principal paid down
$376,947
Interest paid
$570,767
Balance remaining
$2,582,973

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
1.6%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.4%
Gross yield
− Property tax $19,184− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $57,914

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HARVEY KALLES REAL ESTATE LTD.. MLS®/PropTx.

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