412-18 Beverley Street, Toronto, ON

Kensington-Chinatown, Toronto · MLS® C13099988

$599,800
For Sale
Listed 71 days ago
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2Bedrooms
2Bathrooms
1Garage
700-799Sq Ft

About this home

Phoebe on Queen is a luxury boutique residence that stands apart, uniquely surrounded by gardens, lush greenery, a true sense of community in the heart of vibrant Queen West, Toronto's most sought-after neighbourhoods. This beautiful and spacious condo offers approximately 740 sq. ft. of thoughtfully designed living space, featuring a large primary bedroom and den. Designed for modern urban living, the open-concept floor plan showcases a large entertainer's kitchen, generous counter space and fabulous breakfast bar. Unlike many Toronto condominiums, this suite features an exceptionally spacious primary bedroom that comfortably accommodates a king-sized bed-a rare highly sought-after feature difficult to find in comparable condos. A bright 4-piece ensuite with a private bathtub adds comfort and functionality to the primary retreat. The versatile den is ideal as a work-from-home office, complete with custom wood built-in cabinetry, closet, and desk, or it can easily serve as a second bedroom. A stylish 3-piece bathroom with a stand-up shower is conveniently located just steps away. Built by the award-winning Diamante Development Corporation, Phoebe on Queen is an exceptionally desirable and rarely offered residence. Enjoy being just steps from art galleries, designer boutiques, cafés, fine dining, and some of Toronto's trendiest restaurants. The vibrant Kensington Market, world-renowned hospitals, theatres, the Entertainment District, and the Financial District are all within walking distance. Commuting is effortless with Osgoode Station only minutes away, providing quick access to the subway and Toronto's famous underground PATH network. Phoebe on Queen offers an exceptional opportunity to experience downtown living at its finest, combining boutique luxury, generous living space, outstanding convenience, a welcoming community, and one of Toronto's most desirable lifestyle locations.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13099988
Bedrooms
2 (1 + 1)
Bathrooms
2
Size
700-799
Cross streets
Queen St West & Beverley St
Parking
1 garage (underground)
Basement
None
Heating
Fan Coil
A/C
Central Air
Exterior
Brick, Concrete
Maintenance
$864/mo
Exposure
East
Property tax
$3,363 / 2025
Days on market
71
Listing brokerage
RE/MAX REALTY ENTERPRISES INC.

Rooms

KitchenFlat3.41 × 3.31 m

breakfast bar · open concept · combined w/dining

Living RoomFlat5.43 × 3.43 m

open concept · combined w/dining · laminate

Primary BedroomFlat3.66 × 3.01 m

4 pc ensuite · large closet · laminate

BathroomFlat2.67 × 2.31 m

3 pc bath · separate shower · tile floor

Dining RoomFlat5.43 × 3.43 m

open concept · combined w/living · laminate

BathroomFlat1.85 × 1.51 m

4 pc ensuite · combined w/br · tile floor

DenFlat2.67 × 2.31 m

separate room · b/i bookcase · laminate

Moe’s TakeTeam Asgarian · Broker
Below comparables
$807Kest. value

Listed at $599,800, this home is about 26% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Based on 19 similar homes nearby, adjusted for size, beds, and baths.Median of 19 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $624K, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $828K
  • Adjusts to $828K

That comparable adjusts to $828K; the $807K estimate above is the median of all 19 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Ogden Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Queen St West at Soho St is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$600KGreat deal$821KOverpriced

Total price vs nearby homes. Fair value about $807K, median of 19 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Open-concept layout: modern, sought-after flow.
  • Lifestyle
Comparable listingsCurrently listed nearby in Kensington-Chinatown · asking prices
$637kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

423-38 Cameron Street$598k213-80 Vanauley Street$700k2212-230 Simcoe Street$690k910-80 Vanauley Street$698k607-50 McCaul Street$500k

The 5 closest of 8 active listings nearby.

See all comparable homes
600kThis home598k700k690k698k500kThis home vs active comparables
Live market pulseActive comparables in Kensington-Chinatown · median list $690K
$800this home / sqft
47active listings nearby
71days on market

This home lists 22% below the area average of $1,030/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Kensington-Chinatown, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

88/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Queen St West at Soho St, about 108 m away

20+ transit stops20+ grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C1
$688K
Church-Yonge Corridor
$574K
Waterfront Communities C8
$998K
Annex
$1.39M
Mimico
$800K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Ogden Junior Public School
69%
Ogden Junior Public SchoolPublic · Elementary · 0.2 km awayAround the GTA average · 69% meet the provincial standard

Affordability & Mortgage

Affordability
$2,734/mo
$133KIncome needed
4.5×Price ÷ income
$631Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

70%mortgage
Mortgage $2,734Property tax $280Condo fee $864Total carry $3,878

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,561per month

Mortgage amount $479,840 · 4.14% over 25 years

$119,960Down payment (20.0%)
$479,840Loan before insurance
$0CMHC premium
$3,705Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,561
Property tax
$280
Condo / maintenance fees
$864
Heating
$0
Estimated monthly cost
$3,705

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8,471
Toronto municipal land transfer tax
$8,471
Estimated closing costs
$16,942

Plus your down payment of $119,960. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,110/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$288,341Total interest paid
$768,181Total of all payments
Principal $479,840 Interest $288,341
YearPrincipalInterestBalance
1$11,241$19,486$468,599
2$11,711$19,016$456,888
3$12,201$18,526$444,687
4$12,711$18,016$431,975
5$13,243$17,484$418,732
6$13,797$16,930$404,935
7$14,374$16,353$390,561
8$14,975$15,752$375,586
9$15,602$15,125$359,984
10$16,254$14,473$343,729
11$16,934$13,793$326,795
12$17,643$13,085$309,153
13$18,381$12,347$290,772
14$19,149$11,578$271,623
15$19,950$10,777$251,672
16$20,785$9,942$230,887
17$21,654$9,073$209,233
18$22,560$8,167$186,673
19$23,504$7,224$163,169
20$24,487$6,240$138,682
21$25,511$5,216$113,171
22$26,578$4,149$86,593
23$27,690$3,037$58,903
24$28,848$1,879$30,055
25$30,055$672$0

At the end of your 5-year term

Total paid over the term
$153,636
Principal paid down
$61,108
Interest paid
$92,529
Balance remaining
$418,732

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
1.9%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.8%
Gross yield
− Property tax $3,363− Condo fees $10,369− Insurance $600− Vacancy & upkeep $3,168Net operating income $11,299

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTY ENTERPRISES INC.. MLS®/PropTx.

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