149 Farnham Avenue, Toronto, ON

Yonge-St. Clair, Toronto · MLS® C13105402

$6,785,000
For Sale
Listed 70 days ago
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4Bedrooms
5Bathrooms
1Garage · 3 parking
3500-5000Sq Ft

About this home

New Summerhill Upscale Detached Home To Be Built. Ready For Summer Of 2027. Lands Can Be Purchased With 147 Farnham Ave If One Wishes To Enjoy The Current Livable Residence. One Of Toronto's Most Prestigious Neighborhoods. Home Features A Limestone Facade, Heated Driveway And Pathways, Rare For The Area - Three-Car Parking, Oversized Single Car Garage. 4,300 Square Feet Of Living Area, The Finest Luxury Appointments, Bespoke Features Such As Elevator To All Levels, White Oak Hardwood Flooring Throughout, Heated Flooring On The Lower Level And All Tiled Areas, Three Fireplaces, Pet Spa, Lower Level With Walkout. The Primary Retreat Occupies The Entire Third Level, Featuring A Dressing Room With A Coffee Station, A Tranquil Ensuite, And A Private Terrace With A Fire Pit. Enjoy All The Conveniences Of Being Steps To Yonge St And Easy Access To TTC, Shops, Top Schools And Eateries. This Sublime Locale Allows You To Enjoy Everything Summerhill Has To Offer, From Its Renowned Tree-Lined Streets And Boutique Shops To Easy TTC Access And Local Parks.

Key facts

Property type
Detached, 3-Storey
MLS®
C13105402
Bedrooms
4
Bathrooms
5 (1 half)
Size
3500-5000
Lot
25 × 168 ft
Cross streets
Avenue Road And St. Clair Ave
Parking
1 garage · 3 parking (attached)
Driveway
Private
Basement
Finished, Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Stone
Foundation
Concrete
Roof
Metal
Sewer
Sewer
Property tax
$20,779 / 2025
Days on market
70
Listing brokerage
RE/MAX REALTRON BARRY COHEN HOMES INC.

Rooms

KitchenMain0.00 × 0.00 m

centre island · b/i appliances · breakfast area

Mud RoomLower0.00 × 0.00 m

tile floor · b/i closet · recessed lighting

Primary BedroomThird0.00 × 0.00 m

hardwood floor · w/o to terrace · wet bar

LaundrySecond0.00 × 0.00 m

tile floor · window · recessed lighting

Bedroom 3Second0.00 × 0.00 m

double closet · large window · semi ensuite

RecreationLower0.00 × 0.00 m

wet bar · w/o to yard · hardwood floor

Exercise RoomLower0.00 × 0.00 m

glass doors · heated floor

Great RoomMain0.00 × 0.00 m

fireplace · walk-out · combined w/kitchen

Bedroom 4Second0.00 × 0.00 m

walk-in closet(s) · hardwood floor · 4 pc ensuite

Dining RoomMain0.00 × 0.00 m

hardwood floor · fireplace · 2 pc bath

Bedroom 2Second0.00 × 0.00 m

double closet · large window · semi ensuite

Moe’s TakeTeam Asgarian · Broker
In the wider range
$6.50Mest. value

Listed at $6,785,000, this home is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 7 similar homes nearby, adjusted for size, beds, and baths.Median of 7 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $4.89M, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $6.50M
  • Adjusts to $6.50M

That comparable adjusts to $6.50M; the $6.50M estimate above is the median of all 7 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

Its public catchment (Brown Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. Avenue Rd at Edmund Ave North Side is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$6.26MGreat deal$6.92MOverpriced

Total price vs nearby homes. Fair value about $6.50M, median of 7 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Heated floors: comfort and a premium-finish signal.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Elevator: rare and valuable for accessibility and resale.
  • Lifestyle
Comparable listingsCurrently listed nearby in Yonge-St. Clair · asking prices
$6.11Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

20B Woodlawn Avenue$6.50M1 Bryce Avenue$6.95M147 & 149 Farnham Avenue$4.89M

The 3 closest active listings nearby.

See all comparable homes
6.79MThis home6.50M6.95M4.89MThis home vs active comparables
Live market pulseActive comparables in Yonge-St. Clair · median list $4.00M
$1,596this home / sqft
7active listings nearby
70days on market

This home lists 7% above the area average of $1,491/sqft.

69 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Yonge-St. Clair, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

79/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Avenue Rd at Edmund Ave North Side, about 65 m away

20+ transit stops8 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

High Park-Swansea
$4.99M
Lawrence Park South
$2.14M
Bedford Park-Nortown
$2.90M
Downsview-Roding-CFB
$1.06M
Wexford-Maryvale
$865K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Brown Junior Public School
86%
Brown Junior Public SchoolPublic · Elementary · 0.2 km awayHigher-rated than most nearby · 86% meet the provincial standard

Affordability & Mortgage

Affordability
$30,924/mo
$1228KIncome needed
5.5×Price ÷ income
$7,136Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

95%mortgage
Mortgage $30,924Property tax $1,732Total carry $32,655

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$28,966per month

Mortgage amount $5,428,000 · 4.14% over 25 years

$1,357,000Down payment (20.0%)
$5,428,000Loan before insurance
$0CMHC premium
$30,697Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$28,966
Property tax
$1,732
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$30,697

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$156,100
Toronto municipal land transfer tax
$239,650
Estimated closing costs
$395,750

Plus your down payment of $1,357,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$35,182/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$3,261,747Total interest paid
$8,689,747Total of all payments
Principal $5,428,000 Interest $3,261,747
YearPrincipalInterestBalance
1$127,159$220,431$5,300,841
2$132,478$215,112$5,168,363
3$138,020$209,570$5,030,343
4$143,793$203,797$4,886,550
5$149,807$197,783$4,736,743
6$156,074$191,516$4,580,669
7$162,602$184,988$4,418,068
8$169,403$178,187$4,248,664
9$176,489$171,101$4,072,175
10$183,871$163,718$3,888,304
11$191,562$156,027$3,696,741
12$199,575$148,015$3,497,166
13$207,923$139,667$3,289,243
14$216,620$130,970$3,072,622
15$225,681$121,909$2,846,941
16$235,121$112,469$2,611,820
17$244,956$102,634$2,366,864
18$255,202$92,388$2,111,662
19$265,877$81,713$1,845,786
20$276,998$70,592$1,568,788
21$288,584$59,006$1,280,203
22$300,655$46,934$979,548
23$313,231$34,359$666,317
24$326,333$21,257$339,983
25$339,983$7,607$0

At the end of your 5-year term

Total paid over the term
$1,737,949
Principal paid down
$691,257
Interest paid
$1,046,692
Balance remaining
$4,736,743

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
0.8%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.3%
Gross yield
− Property tax $20,779− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $56,319

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON BARRY COHEN HOMES INC.. MLS®/PropTx.

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