3112-210 Victoria Street, Toronto, ON

Church-Yonge Corridor, Toronto · MLS® C13106102

$495,000
For Sale
Listed 75 days ago
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1Bedrooms
1Bathrooms
0Parking
600-699Sq Ft

About this home

Welcome to Suite 3112 at 210 Victoria Street, offering an excellent opportunity for both investors and end users in a prime downtown Toronto location. This high-floor suite features a functional open-concept layout with floor-to-ceiling windows, providing abundant natural light and expansive city views. The modern kitchen is designed with sleek cabinetry and contemporary finishes, seamlessly integrated with the living area for efficient use of space. The living and dining area offers flexibility for everyday living or working from home. The sleeping area provides a comfortable retreat, while the bathroom is finished with clean, modern fixtures. The unit is currently tenanted by a long-term tenant. Tenant is willing to remain or vacate, providing flexibility for investors seeking rental continuity or purchasers intending to occupy the unit. Residents enjoy access to building amenities including concierge service, fitness centre, and shared amenity spaces. The building is professionally managed and well located in the heart of the city. Steps to Yonge-Dundas Square, Toronto Metropolitan University, Eaton Centre, major hospitals, restaurants, entertainment, and TTC transit. Exceptional walkability and convenient access to downtown core amenities. An ideal opportunity for investors or owner-occupiers seeking a centrally located urban residence with strong long- term appeal.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13106102
Bedrooms
1
Bathrooms
1
Size
600-699
Cross streets
Yonge/Dundas
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Foundation
Poured Concrete
Maintenance
$496/mo
Exposure
North West
Property tax
$2,443 / 2025
Days on market
75
Listing brokerage
HOMELIFE/MIRACLE REALTY LTD

Rooms

Living RoomMain10.80 × 17.40 m

combined w/dining · open concept

KitchenMain2.42 × 2.10 m

Breakfast Area

Dining RoomMain10.90 × 17.40 m

combined w/living · open concept

Primary BedroomMain9.10 × 16.40 m

Closet

Moe’s TakeTeam Asgarian · Broker
In line
$524Kest. value

Listed at $495,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

In Church-Yonge Corridor lately, sellers have been getting about 95% of asking and homes sell in about 35 days.

Based on 64 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 64 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $422K, a bit lower.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $531K
  • Bedrooms −$16K
  • Adjusts to $515K

That comparable adjusts to $515K; the $524K estimate above is the median of all 64 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

The assigned public school is Lord Dufferin Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

List price
$489KGreat deal$591KOverpriced

Total price vs nearby homes. Fair value about $524K, median of 64 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Currently tenanted: confirm the lease terms and vacant-possession timing before closing. Worth verifying
Comparable listingsCurrently listed nearby · asking prices
$530kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1503-2087 Lake Shore Boulevard$499k309-70 Temperance Street$530k1030-2885 Bayview Avenue$549k1806-170 Sumach Street$549k3200-38 Elm Street$525k

The 5 closest of 6 active listings nearby.

See all comparable homes
495kThis home499k530k549k549k525kThis home vs active comparables
Live market pulseActive comparables in Church-Yonge Corridor · median list $550K
$762this home / sqft
55active listings nearby
75days on market
100sold nearby · 90 days
$600Kmedian sold price
95%of asking, on average

This home lists 15% below the area average of $893/sqft.

74 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Church-Yonge Corridor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bay Street Corridor
$471K
Waterfront Communities C8
$700K
Moss Park
$519K
Waterfront Communities C1
$593K
Mimico
$598K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Lord Dufferin Junior and Senior Public School
55%
Lord Dufferin Junior and Senior Public SchoolPublic · Elementary · 1.2 km awayBelow the GTA average · 55% meet the provincial standard

Affordability & Mortgage

Affordability
$2,256/mo
$105KIncome needed
4.7×Price ÷ income
$521Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

76%mortgage
Mortgage $2,256Property tax $204Condo fee $496Total carry $2,955

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,113per month

Mortgage amount $396,000 · 4.14% over 25 years

$99,000Down payment (20.0%)
$396,000Loan before insurance
$0CMHC premium
$2,813Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,113
Property tax
$204
Condo / maintenance fees
$496
Heating
$0
Estimated monthly cost
$2,813

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,375
Toronto municipal land transfer tax
$6,375
Estimated closing costs
$12,750

Plus your down payment of $99,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,567/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$237,961Total interest paid
$633,961Total of all payments
Principal $396,000 Interest $237,961
YearPrincipalInterestBalance
1$9,277$16,082$386,723
2$9,665$15,693$377,058
3$10,069$15,289$366,989
4$10,490$14,868$356,499
5$10,929$14,429$345,569
6$11,386$13,972$334,183
7$11,863$13,496$322,320
8$12,359$13,000$309,962
9$12,876$12,483$297,086
10$13,414$11,944$283,671
11$13,975$11,383$269,696
12$14,560$10,798$255,136
13$15,169$10,189$239,967
14$15,804$9,555$224,163
15$16,465$8,894$207,699
16$17,153$8,205$190,545
17$17,871$7,488$172,675
18$18,618$6,740$154,056
19$19,397$5,961$134,659
20$20,208$5,150$114,451
21$21,054$4,305$93,397
22$21,934$3,424$71,463
23$22,852$2,507$48,611
24$23,808$1,551$24,804
25$24,804$555$0

At the end of your 5-year term

Total paid over the term
$126,792
Principal paid down
$50,431
Interest paid
$76,361
Balance remaining
$345,569

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
2.6%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.0%
Gross yield
− Property tax $2,443− Condo fees $5,949− Insurance $600− Vacancy & upkeep $2,706Net operating income $12,902

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE/MIRACLE REALTY LTD. MLS®/PropTx.

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