231 Clinton Street, Toronto, ON

Palmerston-Little Italy, Toronto · MLS® C13107898

$1,868,000
For Sale
Listed 69 days ago
Request a showing
◎ Directions
6Bedrooms
3Bathrooms
2Garage · 3 parking
1500-2000Sq Ft

About this home

Detached Double Car Garage The Must See beauty *Absolutely Stunning *Fantastic Location *Deep and Wide Lot(25*125) *Newer Double Garage door, *Fantastic Open Concept Great For Entertaining *Smooth Ceilings *Pot Lights *Ceramic Tiles/Hardwood Through out *Gourmet Chefs Kit W/Backsplash/Stnls Stl Appl/Centre Island*California Shutters *9Ft Ceilings On Main Floor *Owned Hot water Tank, Newer Furnace, Newer Ac(2025) *Finished 3 Bedrooms Basement W/Walk-Up, the den on the First floor can be convert to 4th bed, professional front and back Yard *Steps To Kensington Market/U Of T/Bike Path/Transit*Worth Every Penny*10++*

Key facts

Property type
Detached, 2-Storey
MLS®
C13107898
Bedrooms
6 (3 + 3)
Bathrooms
3 (1 half)
Size
1500-2000
Lot
25 × 125 ft
Cross streets
College/Harbord/Grace
Parking
2 garage · 3 parking (detached)
Driveway
Private
Basement
Partially Finished, Walk-Up
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$9,280 / 2025
Days on market
69
Listing brokerage
HOMELIFE LANDMARK REALTY INC.

Rooms

Bedroom 2Second3.73 × 2.66 m

hardwood floor · skylight · large closet

Bedroom 3Second3.80 × 2.60 m

hardwood floor · skylight · large closet

Primary BedroomSecond4.10 × 3.55 m

hardwood floor · 5 pc bath · large closet

DenMain2.70 × 4.80 m

hardwood floor · separate room · combined w/br

Living RoomMain8.30 × 4.00 m

ceramic floor · open concept · pot lights

KitchenMain7.60 × 4.08 m

ceramic floor · stainless steel appl · centre island

BreakfastMain7.60 × 4.08 m

ceramic floor · backsplash · california shutters

Dining RoomMain8.30 × 4.00 m

ceramic floor · open concept · pot lights

Listing history

  1. Jul 13, 2026Listed$3,800

Price and status history from the listing board. Deemed reliable but not guaranteed.

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

This home is a bit unique, so there are not enough closely comparable homes nearby for me to trust an automatic number, and I would rather give you a real one than a wrong one. Tell me you are interested and I will pull the most comparable recent sales and send you a straight answer on price, usually the same day.

Its public catchment (Clinton Street Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. Harbord St at Clinton St is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Recent major systems: lower near-term capital costs, ask for the ages and any warranties.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Open-concept layout: modern, sought-after flow.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$1.43Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

55 Sunvale Drive$1.70M51 Sloley Road$1.25M44 Transwell Avenue$1.75M40 Ravencliff Crescent$1.26M978 Midland Avenue$1.20M

The 5 closest of 8 active listings nearby.

See all comparable homes
1.87MThis home1.70M1.25M1.75M1.26M1.20MThis home vs active comparables
Live market pulseActive comparables in Palmerston-Little Italy · median list $2.07M
$1,067this home / sqft
6active listings nearby
69days on market

This home lists 0% above the area average of $1,068/sqft.

68 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Palmerston-Little Italy, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

83/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Harbord St at Clinton St, about 40 m away

20+ transit stops17 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

High Park-Swansea
$4.99M
Lawrence Park South
$2.14M
Bedford Park-Nortown
$2.90M
Downsview-Roding-CFB
$1.06M
Alderwood
$998K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Clinton Street Junior Public School
90%
Clinton Street Junior Public SchoolPublic · Elementary · 0.3 km awayAmong the top in the GTA · 90% meet the provincial standard

Affordability & Mortgage

Affordability
$8,514/mo
$352KIncome needed
5.3×Price ÷ income
$1,965Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $8,514Property tax $773Total carry $9,287

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,975per month

Mortgage amount $1,494,400 · 4.14% over 25 years

$373,600Down payment (20.0%)
$1,494,400Loan before insurance
$0CMHC premium
$8,748Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,975
Property tax
$773
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$8,748

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$33,835
Toronto municipal land transfer tax
$33,835
Estimated closing costs
$67,670

Plus your down payment of $373,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$9,686/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$898,002Total interest paid
$2,392,402Total of all payments
Principal $1,494,400 Interest $898,002
YearPrincipalInterestBalance
1$35,009$60,687$1,459,391
2$36,473$59,223$1,422,918
3$37,999$57,697$1,384,920
4$39,588$56,108$1,345,332
5$41,244$54,452$1,304,088
6$42,969$52,727$1,261,119
7$44,766$50,930$1,216,352
8$46,639$49,057$1,169,713
9$48,590$47,106$1,121,124
10$50,622$45,074$1,070,501
11$52,740$42,956$1,017,762
12$54,946$40,750$962,816
13$57,244$38,452$905,572
14$59,638$36,058$845,934
15$62,133$33,563$783,800
16$64,732$30,964$719,069
17$67,440$28,256$651,629
18$70,260$25,436$581,369
19$73,199$22,497$508,169
20$76,261$19,435$431,908
21$79,451$16,245$352,457
22$82,774$12,922$269,682
23$86,237$9,459$183,446
24$89,844$5,852$93,602
25$93,602$2,094$0

At the end of your 5-year term

Total paid over the term
$478,480
Principal paid down
$190,312
Interest paid
$288,168
Balance remaining
$1,304,088

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
1.2%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.0%
Gross yield
− Property tax $9,280− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $22,962

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE LANDMARK REALTY INC.. MLS®/PropTx.

CallRequest a showing