704-77 Carlton Street, Toronto, ON

Church-Yonge Corridor, Toronto · MLS® C13114340

$929,000
For Sale
Listed 72 days ago
Request a showing
◎ Directions
3Bedrooms
2Bathrooms
1Garage
1400-1599Sq Ft

About this home

Rarely Available Corner Suite Offering 1,466 Sq.Ft. Of Sunlit Open-Concept Living With Floor-To-Ceiling Windows And Sweeping North-East Views. Featuring 2 Spacious Bedrooms + Large Solarium/Den, 2 Baths. The Primary Retreat Boasts A 4-Piece Ensuite With A Walk-In Tub, Custom Organizers & Walk-In Closet. The 2nd Bedroom Features Its Own Walk-In Closet & Semi-Ensuite Access - Perfect For Families Or Guests. 24Hr Concierge, Gym, Squash Court, Rooftop Terrace/Garden, Visitor Parking. 1 Underground Parking + Locker Included. Steps To Yonge/College TTC, Eaton Centre, U Of T, TMU, Hospitals, Restaurants & All The Best Of Downtown Toronto.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13114340
Bedrooms
3 (2 + 1)
Bathrooms
2
Size
1400-1599
Cross streets
Church/Carlton
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$1,416/mo
Exposure
North East
Property tax
$4,178 / 2026
Days on market
72
Listing brokerage
HOMELIFE LANDMARK REALTY INC.

Rooms

FoyerGround2.93 × 2.44 m

mirrored closet · french doors

Dining RoomGround8.33 × 5.20 m

combined w/living · wood

Living RoomGround8.33 × 5.20 m

combined w/dining · wood

Bedroom 2Ground6.63 × 3.48 m

walk-in closet(s) · semi ensuite · wood

KitchenGround5.38 × 2.47 m

eat-in kitchen · stainless steel appl · window

SolariumGround2.45 × 5.20 m

picture window · wood

Primary BedroomGround6.60 × 3.53 m

4 pc ensuite · wood · walk-in closet(s)

Moe’s TakeTeam Asgarian · Broker
Below comparables
$1.15Mest. value

Listed at $929,000, this home is about 19% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

In Church-Yonge Corridor lately, sellers have been getting about 97% of asking and homes sell in about 32 days.

Based on 17 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 17 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $801K, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $1.31M
  • Bathrooms −$15K
  • Adjusts to $1.30M

That comparable adjusts to $1.30M; the $1.15M estimate above is the median of all 17 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

List price
$929KGreat deal$1.30MOverpriced

Total price vs nearby homes. Fair value about $1.15M, median of 17 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Primary suite: a key comfort and resale feature. Lifestyle
  • Open-concept layout: modern, sought-after flow. Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$811kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

101-1200 Don Mills Road$1.06M401-135 George Street$995k1511-320 Dixon Road$380k

The 3 closest active listings nearby.

See all comparable homes
929kThis home1.06M995k380kThis home vs active comparables
Live market pulseActive comparables in Church-Yonge Corridor · median list $1.15M
$620this home / sqft
6active listings nearby
72days on market
100sold nearby · 90 days
$698Kmedian sold price
97%of asking, on average

This home lists 22% below the area average of $800/sqft.

71 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Church-Yonge Corridor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bay Street Corridor
$471K
Moss Park
$519K
Waterfront Communities C8
$797K
Waterfront Communities C1
$593K
Niagara
$553K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Church Street Junior Public School
73%
Church Street Junior Public SchoolPublic · Elementary · 0.2 km awayAround the GTA average · 73% meet the provincial standard

Affordability & Mortgage

Affordability
$4,234/mo
$202KIncome needed
4.6×Price ÷ income
$977Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

71%mortgage
Mortgage $4,234Property tax $348Condo fee $1,416Total carry $5,998

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,966per month

Mortgage amount $743,200 · 4.14% over 25 years

$185,800Down payment (20.0%)
$743,200Loan before insurance
$0CMHC premium
$5,730Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,966
Property tax
$348
Condo / maintenance fees
$1,416
Heating
$0
Estimated monthly cost
$5,730

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$15,055
Toronto municipal land transfer tax
$15,055
Estimated closing costs
$30,110

Plus your down payment of $185,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,817/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$446,597Total interest paid
$1,189,797Total of all payments
Principal $743,200 Interest $446,597
YearPrincipalInterestBalance
1$17,411$30,181$725,789
2$18,139$29,453$707,651
3$18,898$28,694$688,753
4$19,688$27,904$669,065
5$20,512$27,080$648,553
6$21,370$26,222$627,184
7$22,263$25,328$604,920
8$23,195$24,397$581,726
9$24,165$23,427$557,561
10$25,176$22,416$532,385
11$26,229$21,363$506,157
12$27,326$20,266$478,831
13$28,469$19,123$450,362
14$29,660$17,932$420,702
15$30,900$16,692$389,802
16$32,193$15,399$357,610
17$33,539$14,053$324,070
18$34,942$12,650$289,128
19$36,404$11,188$252,724
20$37,926$9,665$214,798
21$39,513$8,079$175,285
22$41,166$6,426$134,119
23$42,888$4,704$91,232
24$44,681$2,910$46,550
25$46,550$1,041$0

At the end of your 5-year term

Total paid over the term
$237,959
Principal paid down
$94,647
Interest paid
$143,313
Balance remaining
$648,553

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,750/mo
$57,000Gross annual rent
3.1%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.1%
Gross yield
− Property tax $4,178− Condo fees $16,987− Insurance $600− Vacancy & upkeep $6,270Net operating income $28,965

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE LANDMARK REALTY INC.. MLS®/PropTx.

CallRequest a showing