3205-19 Bathurst Street, Toronto, ON

Waterfront Communities C1, Toronto · MLS® C13117934

$420,000
For Sale
Listed 71 days ago
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1Bedrooms
1Bathrooms
0Parking
0-499Sq Ft

About this home

New renovated (Paint and Flooring) Beautiful Bright, Spacious, Open Concept Northeast Facing 1 BR In The Waterfront Community. Integrated With Modern Finishes Including Laminate Floors, Ensuite Laundry W High End Appliances, Quartz Countertops, Marble Backsplash, Modern Style Cabinetry With Built In Organizers And More. Steps Away To Shoppers Drug Mart, Loblaws, LCBO, TTC Transit, Restaurants, Waterfront, Bike Paths, Schools, Community Centres, Gardiner Express, Financial And Entertainment District, Parks And More.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13117934
Bedrooms
1
Bathrooms
1
Size
0-499
Cross streets
Lakeshore Blvd / Bathurst St
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$385/mo
Exposure
North East
Property tax
$2,255 / 2025
Days on market
71
Listing brokerage
RIGHT AT HOME REALTY
Moe’s TakeTeam Asgarian · Broker
In line
$428Kest. value

Listed at $420,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

In Waterfront Communities C1 lately, sellers have been getting about 96% of asking and homes sell in about 36 days.

Based on 7 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 7 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $396K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $370K
  • Adjusts to $370K

That comparable adjusts to $370K; the $428K estimate above is the median of all 7 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

The assigned public school is The Waterfront School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

List price
$385KGreat deal$460KOverpriced

Total price vs nearby homes. Fair value about $428K, median of 7 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Open-concept layout: modern, sought-after flow. Lifestyle
Comparable listingsCurrently listed nearby in Waterfront Communities C1 · asking prices
$462kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1216-19 Bathurst Street$449k3205-17 Bathurst Street$450k805-327 King Street$459k1603-30 Nelson Street$469k1712-10 Queens Quay$485k

The 5 closest of 8 active listings nearby.

See all comparable homes
420kThis home449k450k459k469k485kThis home vs active comparables
Live market pulseActive comparables in Waterfront Communities C1 · median list $499K
$1,683this home / sqft
12active listings nearby
71days on market
100sold nearby · 90 days
$593Kmedian sold price
96%of asking, on average

This home lists 18% below the area average of $2,045/sqft.

70 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Waterfront Communities C1, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bay Street Corridor
$471K
Waterfront Communities C8
$700K
Church-Yonge Corridor
$561K
Moss Park
$519K
Mimico
$598K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near The Waterfront School
74%
The Waterfront SchoolPublic · Elementary · 0.3 km awayAround the GTA average · 74% meet the provincial standard

Affordability & Mortgage

Affordability
$1,914/mo
$90KIncome needed
4.7×Price ÷ income
$442Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

77%mortgage
Mortgage $1,914Property tax $188Condo fee $385Total carry $2,487

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,793per month

Mortgage amount $336,000 · 4.14% over 25 years

$84,000Down payment (20.0%)
$336,000Loan before insurance
$0CMHC premium
$2,366Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,793
Property tax
$188
Condo / maintenance fees
$385
Heating
$0
Estimated monthly cost
$2,366

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$4,875
Toronto municipal land transfer tax
$4,875
Estimated closing costs
$9,750

Plus your down payment of $84,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,178/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$201,906Total interest paid
$537,906Total of all payments
Principal $336,000 Interest $201,906
YearPrincipalInterestBalance
1$7,871$13,645$328,129
2$8,201$13,316$319,928
3$8,544$12,973$311,385
4$8,901$12,615$302,484
5$9,273$12,243$293,210
6$9,661$11,855$283,549
7$10,065$11,451$273,484
8$10,486$11,030$262,998
9$10,925$10,591$252,073
10$11,382$10,134$240,691
11$11,858$9,658$228,833
12$12,354$9,162$216,479
13$12,871$8,646$203,608
14$13,409$8,107$190,199
15$13,970$7,546$176,229
16$14,554$6,962$161,675
17$15,163$6,353$146,512
18$15,797$5,719$130,715
19$16,458$5,058$114,256
20$17,147$4,370$97,110
21$17,864$3,653$79,246
22$18,611$2,905$60,635
23$19,389$2,127$41,246
24$20,200$1,316$21,045
25$21,045$471$0

At the end of your 5-year term

Total paid over the term
$107,581
Principal paid down
$42,790
Interest paid
$64,792
Balance remaining
$293,210

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
4.1%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.6%
Gross yield
− Property tax $2,255− Condo fees $4,623− Insurance $600− Vacancy & upkeep $3,036Net operating income $17,086

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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