82 Munro Boulevard, Toronto, ON

St. Andrew-Windfields, Toronto · MLS® C13118484

$3,695,000
For Sale
Listed 66 days ago
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6Bedrooms
6Bathrooms
2Garage · 6 parking
3500-5000Sq Ft

About this home

Custom-built residence located in prestigious Owen School neighborhood on a quiet and highly sought-after street, this elegant home offers the perfect blend of grand entertaining spaces and comfortable family living. Grand foyer that flows into an open-concept living and dining area. 10-foot ceilings, detailed plaster crown mouldings, and rich hardwood floors, marble finishes, and a sleek modern powder room further enhance the sense of luxury, paneled library with French doors provides a refined space for a home office, study, or library/reading retreat. A mudroom/side door with direct access to an oversized double-car garage with level 2 EVC outlet. Large chef/s kitchen is a standout feature, spacious center island, granite countertops, bright breakfast area with a walk-out to a stone patio. Open to the inviting family room with custom millwork, gas fireplace overlooking the gardens. Luxurious primary suite complete with its own fireplace, six piece ensuite bathrooms, hardwood floors, massive recreation room with a wet bar, fireplace, space for games area, wall to wall windows and two walk-outs lead to a second stone patio. A teen/nanny suite with three-piece bathroom or make this your exercise room...Additional highlights: Andersen windows, a new roof (2024), hardwood on two levels, security/cameras, natural light throughout the home, extremely private landscaped gardens: extensive stone patios, exterior gas fireplace, gas BBQ, night lighting, sprinkler system. superb public (Owen St. Andrew's & York Mills CI) and private schools close by, easy walk to transit and subway. This turnkey residence offers outstanding space, exceptional flow, impeccable finishes, making it an exceptional choice for executive family living.

Key facts

Property type
Detached, 2-Storey
MLS®
C13118484
Bedrooms
6 (5 + 1)
Bathrooms
6 (1 half)
Size
3500-5000
Lot
50 × 136 ft
Cross streets
Yonge and York Mills
Parking
2 garage · 6 parking (built-in)
Driveway
Private Double
Basement
Finished with Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Unknown
Roof
Asphalt Shingle, Flat
Sewer
Sewer
Property tax
$18,701 / 2025
Days on market
66
Listing brokerage
ROYAL LEPAGE/J & D DIVISION

Rooms

FoyerMain5.02 × 2.04 m

marble floor · crown moulding · pot lights

Primary BedroomSecond5.16 × 5.00 m

5 pc ensuite · walk-in closet(s) · hardwood floor

Bedroom 5Second4.83 × 3.89 m

4 pc ensuite · double closet · hardwood floor

LibraryMain4.06 × 2.84 m

b/i bookcase · panelled · french doors

LaundrySecond2.40 × 1.73 m

b/i shelves · tile floor

KitchenMain5.94 × 4.88 m

centre island · stainless steel appl · breakfast area

RecreationLower10.67 × 8.53 m

wet bar · w/o to patio · gas fireplace

Bedroom 3Second4.52 × 4.19 m

5 pc bath · walk-in closet(s) · hardwood floor

Dining RoomMain4.70 × 4.19 m

b/i shelves · pot lights · hardwood floor

BedroomLower4.70 × 3.61 m

w/w closet · 3 pc bath

Bedroom 4Second5.41 × 3.76 m

5 pc bath · double closet · hardwood floor

Bedroom 2Second4.55 × 3.71 m

3 pc ensuite · walk-in closet(s) · w/o to deck

Family RoomMain6.10 × 5.03 m

gas fireplace · overlooks garden · hardwood floor

Living RoomMain5.87 × 3.48 m

marble fireplace · crown moulding · hardwood floor

BreakfastMain3.35 × 2.13 m

w/o to patio · overlooks garden · pot lights

Moe’s TakeTeam Asgarian · Broker
Below comparables
$4.78Mest. value

Listed at $3,695,000, this home is about 23% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $3.83M, a bit lower.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $4.79M
  • Bathrooms −$15K
  • Adjusts to $4.78M

That comparable adjusts to $4.78M; the $4.78M estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On schools, this address is zoned for York Mills Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. York Mills Rd at Cedarwood Ave East Side is about a 2-minute walk away.

List price
$3.69MGreat deal$4.85MOverpriced

Total price vs nearby homes. Fair value about $4.78M, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Recent major systems: lower near-term capital costs, ask for the ages and any warranties.
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Open-concept layout: modern, sought-after flow.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Value driver
  • Worth verifying
  • Lifestyle
Comparable listingsCurrently listed nearby in St. Andrew-Windfields · asking prices
$4.39Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

108 Yorkminster Road$4.85M26 Danville Drive$4.79M43 Beaverhall Drive$2.40M44 Cotswold Crescent$5.13M63 Gordon Road$4.80M

The 5 closest of 8 active listings nearby.

See all comparable homes
3.69MThis home4.85M4.79M2.40M5.13M4.80MThis home vs active comparables
Live market pulseActive comparables in St. Andrew-Windfields · median list $4.85M
$869this home / sqft
27active listings nearby
66days on market

This home lists 22% below the area average of $1,119/sqft.

65 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

St. Andrew-Windfields, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

62/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: York Mills Rd at Cedarwood Ave East Side, about 138 m away

20+ transit stops1 grocery15 dining19 parks2 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bedford Park-Nortown
$2.90M
Lawrence Park South
$2.14M
Wexford-Maryvale
$865K
High Park-Swansea
$4.99M
Downsview-Roding-CFB
$1.06M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near St. Andrew's Middle School
81%
St. Andrew's Middle SchoolPublic · Elementary · 0.6 km awayAbove the GTA average · 81% meet the provincial standard

Affordability & Mortgage

Affordability
$16,841/mo
$694KIncome needed
5.3×Price ÷ income
$3,886Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $16,841Property tax $1,558Total carry $18,399

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$15,774per month

Mortgage amount $2,956,000 · 4.14% over 25 years

$739,000Down payment (20.0%)
$2,956,000Loan before insurance
$0CMHC premium
$17,333Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$15,774
Property tax
$1,558
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$17,333

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$78,850
Toronto municipal land transfer tax
$85,800
Estimated closing costs
$164,650

Plus your down payment of $739,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$19,159/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,776,294Total interest paid
$4,732,294Total of all payments
Principal $2,956,000 Interest $1,776,294
YearPrincipalInterestBalance
1$69,249$120,043$2,886,751
2$72,145$117,146$2,814,606
3$75,163$114,129$2,739,442
4$78,307$110,985$2,661,135
5$81,583$107,709$2,579,553
6$84,995$104,297$2,494,558
7$88,550$100,741$2,406,007
8$92,254$97,038$2,313,753
9$96,113$93,179$2,217,640
10$100,133$89,158$2,117,507
11$104,322$84,970$2,013,185
12$108,685$80,606$1,904,499
13$113,232$76,060$1,791,268
14$117,968$71,324$1,673,300
15$122,902$66,389$1,550,398
16$128,043$61,249$1,422,355
17$133,399$55,893$1,288,956
18$138,979$50,313$1,149,977
19$144,792$44,500$1,005,185
20$150,849$38,443$854,336
21$157,158$32,133$697,178
22$163,732$25,560$533,446
23$170,581$18,711$362,865
24$177,716$11,576$185,149
25$185,149$4,142$0

At the end of your 5-year term

Total paid over the term
$946,459
Principal paid down
$376,447
Interest paid
$570,011
Balance remaining
$2,579,553

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
1.6%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.4%
Gross yield
− Property tax $18,701− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $58,397

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE/J & D DIVISION. MLS®/PropTx.

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