73 Garnier Court, Toronto, ON

Bayview Woods-Steeles, Toronto · MLS® C13118618

$2,388,000
For Sale
Listed 66 days ago
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6Bedrooms
5Bathrooms
2Garage · 6 parking
3000-3500Sq Ft

About this home

Beautiful 2-Storey Detached Home With Walk-Out Basement On A Quiet Dead-End Street! Offering Over 4,000 Sq Ft Of Living Space, This Well-Maintained Home Is Perfect For Families. Lovingly Cared For By The Same Owner For 27 Years. Bright & Welcoming 18 Ft Foyer Creates An Impressive First Impression. 9 Ft Ceilings On Main Floor And High Ceiling Walk-Out Basement Enhance The Sense Of Space And Light. Functional Layout With Spacious Principal Rooms Throughout.Renovated Kitchen (Approx. 5 Years) With Newer Stainless Steel Appliances and one piece Kitchen counter. Enjoy A Large, Newer Deck Featuring Natural Gas BBQ Connection And Outdoor Electric Fireplace-Perfect For Entertaining. Professionally Landscaped Backyard With Lighting System And Underground Sprinkler System.Fully Renovated Walk-Out Basement With New Flooring (With Floating Underlayment), 2 Bedrooms, 4 Pc Bathroom, Kitchenette, Cider Closet & Large Bar Ideal For Entertainment or potential income basement .Roof Replaced Approx. 10 ago, Flat Roof Updated 3 Years Ago. Located Steps To Garnier Park And German Mills Ravine With Easy Access To Trails And Nature. A Rare Opportunity In A Peaceful, Family-Friendly Location! The neighbours enjoy an annual block party which brings them all together. The location is paramount - Steps from Bedford Park which includes a baseball diamond, tennis courts, a soccer field and 2 playgrounds, For the winter enthusiast a toboggan hill and ice rink.

Key facts

Property type
Detached, 2-Storey
MLS®
C13118618
Bedrooms
6 (4 + 2)
Bathrooms
5 (2 half)
Size
3000-3500
Lot
65 × 125 ft
Cross streets
Bayview & Steeles
Parking
2 garage · 6 parking (attached)
Driveway
Private Double
Basement
Finished with Walk-Out, Walk-Out, Separate Entrance, Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Unknown
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$11,720 / 2025
Days on market
66
Listing brokerage
FOREST HILL REAL ESTATE INC.
Moe’s TakeTeam Asgarian · Broker
In line
$2.25Mest. value

Listed at $2,388,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in Bayview Woods-Steeles, so I widened the search to the surrounding area.

Based on 13 similar homes nearby, adjusted for size, beds, and baths.Median of 13 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $2.56M, a bit higher. The comparable range is wide here, so treat this as a rough read until I run a full CMA.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $3.60M
  • Bedrooms +$30K
  • Bathrooms −$15K
  • Adjusts to $3.61M

That comparable adjusts to $3.61M; the $2.25M estimate above is the median of all 13 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On schools, this address is zoned for Zion Heights Middle School, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Cummer Ave at Craigmont Dr is about a 7-minute walk away.

List price
$2.10MGreat deal$3.01MOverpriced

Total price vs nearby homes. Fair value about $2.25M, median of 13 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Walk-out basement: natural light and strong in-law or income potential.
  • Ravine lot: privacy and premium value, but confirm the buildable area and any conservation limits.
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Income potential
  • Worth verifying
  • Value driver
Comparable listingsCurrently listed nearby · asking prices
$2.38Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

59 Princemere Crescent$1.74M84 Fred Young Drive$1.80M268 Brooke Avenue$3.60M

The 3 closest active listings nearby.

See all comparable homes
2.39MThis home1.74M1.80M3.60MThis home vs active comparables
Live market pulseActive comparables in Bayview Woods-Steeles · median list $1.84M
$735this home / sqft
6active listings nearby
66days on market

This home lists 7% below the area average of $787/sqft.

65 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Bayview Woods-Steeles, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

60/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Cummer Ave at Craigmont Dr, about 522 m away

20+ transit stops2 grocery20+ dining19 parks5 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bedford Park-Nortown
$2.90M
Wexford-Maryvale
$865K
Lawrence Park South
$2.14M
Downsview-Roding-CFB
$1.06M
High Park-Swansea
$4.99M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Steelesview Public School
85%
Steelesview Public SchoolPublic · Elementary · 0.3 km awayHigher-rated than most nearby · 85% meet the provincial standard

Affordability & Mortgage

Affordability
$10,884/mo
$449KIncome needed
5.3×Price ÷ income
$2,512Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $10,884Property tax $977Total carry $11,860

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$10,195per month

Mortgage amount $1,910,400 · 4.14% over 25 years

$477,600Down payment (20.0%)
$1,910,400Loan before insurance
$0CMHC premium
$11,171Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$10,195
Property tax
$977
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$11,171

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$46,175
Toronto municipal land transfer tax
$46,175
Estimated closing costs
$92,350

Plus your down payment of $477,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$12,382/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,147,981Total interest paid
$3,058,381Total of all payments
Principal $1,910,400 Interest $1,147,981
YearPrincipalInterestBalance
1$44,754$77,581$1,865,646
2$46,626$75,709$1,819,020
3$48,576$73,759$1,770,443
4$50,608$71,727$1,719,835
5$52,725$69,610$1,667,110
6$54,931$67,405$1,612,180
7$57,228$65,107$1,554,951
8$59,622$62,713$1,495,329
9$62,116$60,219$1,433,214
10$64,714$57,621$1,368,500
11$67,421$54,914$1,301,079
12$70,241$52,094$1,230,837
13$73,179$49,156$1,157,658
14$76,240$46,095$1,081,418
15$79,429$42,906$1,001,989
16$82,752$39,584$919,238
17$86,213$36,122$833,025
18$89,819$32,516$743,206
19$93,576$28,759$649,629
20$97,490$24,845$552,139
21$101,568$20,767$450,571
22$105,817$16,519$344,755
23$110,243$12,093$234,512
24$114,854$7,481$119,658
25$119,658$2,677$0

At the end of your 5-year term

Total paid over the term
$611,676
Principal paid down
$243,290
Interest paid
$368,386
Balance remaining
$1,667,110

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$6,300/mo
$75,600Gross annual rent
2.3%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.2%
Gross yield
− Property tax $11,720− Insurance $1,400− Vacancy & upkeep $8,316Net operating income $54,164

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FOREST HILL REAL ESTATE INC.. MLS®/PropTx.

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