5003-33 Bay Street, Toronto, ON
Waterfront Communities C1, Toronto · MLS® C13124464
About this home
* Enjoy This Luxury Living In 33 Bay Residence Sky Penthouse @ Pinnacle Centre At The Waterfront. * Rear Offered 3 Bedroom, 2 Bathroom Large Suite With Magnificent Lake And City Views * 1245 Sq.Ft., 10' Feet Ceiling, Floor-To-Ceiling Windows, Perfect Space For A Family Downtown Living And Entertaining. * Brand New Engineering Hardwood Floor Through-Out * Fresh Paint * Master Bedroom With A Luxurious 5-Piece Ensuite And Large Walk-In Closet * Upgraded Modern Gourmet Kitchen * Elegantly Appointed With Newer Stainless Steel Appliances And Granite Countertops * Blending European Style And Practicality Offering Lots Of Storage Space * 199 Sf. Huge Balcony With Plank Flooring For Extra Comfort * Most Comprehensive Resort Style $$$$ Amenities Including: 24 Hrs. Concierge, A Fully Equipped Fitness And Weight Room, Gym, Indoor Pool, Hot Tub, Sauna, Squash/Racquetball Courts, Outdoor Tennis Court & Putting Green, Billiards Room, Theater Room, Business Center And Guest Suites. * Conveniently Located Just Steps From Union Station, The Path, Scotiabank Arena, St. Lawrence Market And Entertainment And Financial Districts * Minutes To Gardiner & DVP To Get Out Of Town Quick. * Easy Access To The City's Finest Attractions And Conveniences. * 2 Parking Spots And 3 Lockers Included! *
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- C13124464
- Bedrooms
- 3
- Bathrooms
- 2
- Size
- 1200-1399
- Cross streets
- Bay St/Lakeshore Blvd
- Parking
- 2 garage (underground)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Concrete
- Maintenance
- $1,222/mo
- Exposure
- North East
- Property tax
- $5,995 / 2025
- Days on market
- 71
- Listing brokerage
- TRADEWORLD REALTY INC
Rooms
hardwood floor · 5 pc ensuite · walk-in closet(s)
granite counters · ceramic floor
hardwood floor · combined w/dining · w/o to balcony
hardwood floor · east view · walk-in closet(s)
hardwood floor · combined w/living · ne view
hardwood floor · ne view · double closet
Listed at $1,459,000, and my independent estimate is about 18% above what comparable homes suggest.
In Waterfront Communities C1 lately, sellers get about 97% of asking; homes sell in ~35 days.
Total price vs nearby homes. Fair value about $1.24M, median of 6 comparables.
How this estimate is builtthe short version
I take the 6 most comparable recent listings nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single listing.
It’s grounded in comparable active listings. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $1.18M, a close match.
What the listing highlights4 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
- Primary suite: a key comfort and resale feature. Lifestyle
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Schools & getting aroundcatchment and transit
The assigned public school is Market Lane Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Based on 6 comparable homes nearby.
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 4 closest active listings nearby.
See all comparable homesThis home lists 16% above the area average of $971/sqft.
70 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Waterfront Communities C1, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.
Mortgage amount $1,167,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $6,229
- Property tax
- $500
- Condo / maintenance fees
- $1,222
- Heating
- $0
- Estimated monthly cost
- $7,950
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $25,655
- Toronto municipal land transfer tax
- $25,655
- Estimated closing costs
- $51,310
Plus your down payment of $291,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $373,717
- Principal paid down
- $148,643
- Interest paid
- $225,074
- Balance remaining
- $1,018,557
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of TRADEWORLD REALTY INC. MLS®/PropTx.