527-20 O'Neill Road, Toronto, ON
Banbury-Don Mills, Toronto · MLS® C13125706
About this home
Welcome to This Modern 2+1 Bedroom 2-Bathroom Condo Unit Where Contemporary Design Meets Urban Convenience In The Heart Of Shops At Don Mills, One Of Toronto's Most Sought-After Communities. Bright, East Facing Unit With Large Windows, An Open-Concept Living & Dining Area And Modern Kitchen With A Granite Countertop And Built-In Appliances.The Primary Bedroom Is A True Retreat With A Walk-In Closet And 4Pcs Modern Bathroom Designed For Comfort And Style.The 2nd Bedroom Is Generously Sized And The Den Is Perfect For 3rd Bedroom A Home Office Or Study. Step Out Onto Your Huge (43' x 5') Private Balcony And Enjoy Stunning View. Luxury Amenities Include:State-Of-The-Art Fitness Centre , Outdoor Terrace With BBQ Stations For Summer Gatherings, Indoor & Outdoor Pools, Elegant Party Room & Social Lounge For Entertaining, 24-Hour Concierge & Security For Peace Of Mind.This Unbeatable Location Is In The Heart Of Shops At Don Mills A Premier Shopping & Dining Destination Featuring; Eataly, Joeys, Taylor Landing, Anejo, Scaddabush,The GoodSon, Starbucks, Cineplex VIP, Metro And More. Its Easy Access To The DVP, 401 & TTC-Be Downtown In Minutes. Surrounded By Lush Parks & Trails, Edwards Gardens & Sunnybrook Park Just Around The Corner.Top-Rated Schools, Hospitals & Community Centres Nearby. This Is The Ultimate Urban Lifestyle At Its Best, Convenient, And Packed With Amenities! Don't Miss Out.
Key facts
- Property type
- Condo Apartment, 1 Storey/Apt
- MLS®
- C13125706
- Bedrooms
- 3 (2 + 1)
- Bathrooms
- 2
- Size
- 800-899
- Cross streets
- Don Mills/Lawrence
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Heat Pump
- A/C
- Central Air
- Exterior
- Concrete
- Maintenance
- $811/mo
- Exposure
- East
- Property tax
- $3,439 / 2026
- Days on market
- 65
- Listing brokerage
- RIGHT AT HOME REALTY
Rooms
laminate · closet · large window
laminate · east view · large window
laminate · open concept · combined w/living
4 pc ensuite · walk-in closet(s) · w/o to balcony
laminate · w/o to balcony · combined w/dining
combined w/dining · b/i appliances · granite counters
Listed at $678,888, this home is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA. The number above is my independent estimate of value, not the asking price.
There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.
Based on 59 similar homes nearby, adjusted for size, beds, and baths.Median of 59 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $722K, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $670K
- Bedrooms +$30K
- Adjusts to $700K
That comparable adjusts to $700K; the $668K estimate above is the median of all 59 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
The assigned public school is Don Mills Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
On location, this is a very walkable address with everyday errands close by. The Donway West at Don Mills Rd West Side is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Total price vs nearby homes. Fair value about $668K, median of 59 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Primary suite: a key comfort and resale feature.
- Open-concept layout: modern, sought-after flow.
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 9% above the area average of $733/sqft.
On the market now.
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Banbury-Don Mills, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: The Donway West at Don Mills Rd West Side, about 149 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $543,110 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,898
- Property tax
- $287
- Condo / maintenance fees
- $811
- Heating
- $0
- Estimated monthly cost
- $3,996
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $10,053
- Toronto municipal land transfer tax
- $10,053
- Estimated closing costs
- $20,106
Plus your down payment of $135,778. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $173,894
- Principal paid down
- $69,165
- Interest paid
- $104,729
- Balance remaining
- $473,945
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.