206-863 St Clair Avenue, Toronto, ON
Wychwood, Toronto · MLS® C13133456
About this home
Discover True Urban Luxury at Monza Condos in St. Clair West Monza Condos redefines boutique living in Toronto's coveted St. Clair West and Wychwood Park neighbourhoods. This beautifully appointed 719 sq ft suite offers two spacious bedrooms, two stylish bathrooms, and a dedicated study, all within an open-concept layout designed for modern living. Every detail of this suite has been meticulously crafted to combine comfort and elegance.Step inside and enjoy a chef-inspired kitchen outfitted with premium built-in appliances, including a sleek induction cooktop, convection oven, full-size panelled fridge, and an integrated panelled dishwasher-perfect for culinary enthusiasts. The private south-facing balcony offers a serene retreat with a sweeping city view, providing the ideal backdrop for relaxing or entertaining.Monza's upscale amenities elevate everyday living, with a state-of-the-art fitness centre and an expansive rooftop terrace offering panoramic city views. Relax in the elegant indoor lounge, fire up the BBQ, or dine al fresco in the sophisticated outdoor spaces-perfect for both intimate moments or grand gatherings.For a limited time, exclusive summer incentives make your transition to Monza effortless and rewarding. With up to $75,000 in buyer incentives, discounted pricing, and a seamless closing process, now is the perfect time to secure your place in one of Toronto's most desirable addresses. Book your private tour today and experience the luxurious lifestyle that awaits you.
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- C13133456
- Bedrooms
- 3 (2 + 1)
- Bathrooms
- 2 (1 half)
- Size
- 700-799
- Cross streets
- Christie and St Clair
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Fan Coil
- A/C
- Central Air
- Exterior
- Concrete
- Roof
- Green, Membrane, Tar and Gravel
- Maintenance
- $456/mo
- Exposure
- South
- Days on market
- 64
- Listing brokerage
- SAGE REAL ESTATE LIMITED
Rooms
panelled · quartz counter · vinyl floor
large window · vinyl floor · combined w/dining
3 pc ensuite · vinyl floor · large closet
vinyl floor · recessed lighting
closet · vinyl floor · large window
Listed at $775,000, this home is tracking about 27% above a wider set of listings, though close matches were thin, so treat this as a rough read until I run a precise CMA. The number above is my independent estimate of value, not the asking price.
There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.
Based on 78 similar homes nearby, adjusted for size, beds, and baths.Median of 78 comparable active listings, adjusted for size, beds, and baths. The comparable range is wide here, so treat this as a rough read until I run a full CMA.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $499K
- Bedrooms +$30K
- Adjusts to $529K
That comparable adjusts to $529K; the $613K estimate above is the median of all 78 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
Its public catchment (McMurrich Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.
Total price vs nearby homes. Fair value about $613K, median of 78 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Open-concept layout: modern, sought-after flow.
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest active listings nearby.
See all comparable homesThis home lists 29% above the area average of $801/sqft.
63 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Wychwood, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Almost all errands require a car.
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.
Mortgage amount $620,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,309
- Property tax
- $484
- Condo / maintenance fees
- $456
- Heating
- $0
- Estimated monthly cost
- $4,249
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $11,975
- Toronto municipal land transfer tax
- $11,975
- Estimated closing costs
- $23,950
Plus your down payment of $155,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $198,513
- Principal paid down
- $78,957
- Interest paid
- $119,556
- Balance remaining
- $541,043
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SAGE REAL ESTATE LIMITED. MLS®/PropTx.