301-863 St Clair Avenue, Toronto, ON

Wychwood, Toronto · MLS® C13134482

$1,030,000
For Sale
Listed 64 days ago
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3Bedrooms
2Bathrooms
1Garage
900-999Sq Ft

About this home

Luxury Redefined at Monza Condos in St. Clair WestElevate your lifestyle at Monza Condos, an exquisite residence situated in the heart of St.Clair West and Wychwood Park. This stunning 942 sq ft suite offers two split bedrooms, a spacious den, and two beautifully appointed bathrooms, creating a harmonious balance of comfort, convenience, and luxury.Expansive windows flood the interior with natural light, highlighting the modern chef's kitchen, which is equipped with premium integrated appliances, including an induction cooktop, convection oven, full-size panelled refrigerator, and panelled dishwasher-all designed with impeccable style and functionality. The flexible den serves as an ideal home office or media lounge, offering versatility for your urban lifestyle.Step onto one of your private balconies to experience peaceful views of lush greenery and the vibrant St. Clair neighbourhood. Monza's exceptional amenities include a state-of-the-art fitness centre and an elegant rooftop lounge with panoramic city views, BBQ area, and sophisticated outdoor dining spaces-perfect for hosting guests or unwinding at the end of the day. Take advantage of exclusive summer incentives, including discounted pricing and expedited closing times. This is your rare opportunity to secure your ideal home in one of Toronto's most sought-after locations. Schedule your private tour today to experience refined living at Monza Condos.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13134482
Bedrooms
3 (2 + 1)
Bathrooms
2
Size
900-999
Cross streets
Christie and St Clair
Parking
1 garage (underground)
Basement
None
Heating
Fan Coil
A/C
Central Air
Exterior
Concrete
Maintenance
$597/mo
Exposure
North
Days on market
64
Listing brokerage
SAGE REAL ESTATE LIMITED

Rooms

KitchenFlat3.66 × 2.29 m

panelled · quartz counter · vinyl floor

Bedroom 2Flat2.80 × 2.69 m

closet · large window · vinyl floor

Family RoomFlat4.27 × 1.98 m

large window · vinyl floor · combined w/den

Dining RoomFlat2.74 × 2.44 m

combined w/family · large window · vinyl floor

Primary BedroomFlat3.81 × 2.69 m

3 pc ensuite · vinyl floor · large closet

DenFlat2.84 × 1.98 m

vinyl floor · recessed lighting

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

Its public catchment (McMurrich Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
  • Value driver
Comparable listingsCurrently listed nearby · asking prices
$980kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

2703-56 Annie Craig Drive$1.04MLPH4706-50 Charles Street$1.10M4506-327 King Street$1.11M606-478 King Street$850k503-90 Queens Wharf Road$808k

The 5 closest of 8 active listings nearby.

See all comparable homes
1.03MThis home1.04M1.10M1.11M850k808kThis home vs active comparables
Live market pulseActive comparables in Toronto · median list $651K
$1,085this home / sqft
79active listings nearby
64days on market

This home lists 35% above the area average of $801/sqft.

63 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Wychwood, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

0/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Annex
$929K
Church-Yonge Corridor
$679K
Waterfront Communities C1
$794K
Mimico
$852K
Willowdale East
$466K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near McMurrich Junior Public School
81%
McMurrich Junior Public SchoolPublic · Elementary · 0.2 km awayAbove the GTA average · 81% meet the provincial standard
Winona Drive Senior Public SchoolEQAO results not published

Affordability & Mortgage

Affordability
$4,694/mo
$215KIncome needed
4.8×Price ÷ income
$1,083Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

79%mortgage
Mortgage $4,694Property tax $644Condo fee $597Total carry $5,935

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,397per month

Mortgage amount $824,000 · 4.14% over 25 years

$206,000Down payment (20.0%)
$824,000Loan before insurance
$0CMHC premium
$5,638Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,397
Property tax
$644
Condo / maintenance fees
$597
Heating
$0
Estimated monthly cost
$5,638

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$17,075
Toronto municipal land transfer tax
$17,075
Estimated closing costs
$34,150

Plus your down payment of $206,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,341/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$495,151Total interest paid
$1,319,151Total of all payments
Principal $824,000 Interest $495,151
YearPrincipalInterestBalance
1$19,303$33,463$804,697
2$20,111$32,655$784,586
3$20,952$31,814$763,633
4$21,829$30,938$741,805
5$22,742$30,024$719,063
6$23,693$29,073$695,371
7$24,684$28,082$670,687
8$25,716$27,050$644,970
9$26,792$25,974$618,178
10$27,913$24,853$590,266
11$29,080$23,686$561,185
12$30,297$22,469$530,889
13$31,564$21,202$499,325
14$32,884$19,882$466,441
15$34,260$18,506$432,181
16$35,693$17,073$396,489
17$37,186$15,580$359,303
18$38,741$14,025$320,562
19$40,362$12,405$280,200
20$42,050$10,716$238,151
21$43,809$8,957$194,342
22$45,641$7,125$148,701
23$47,550$5,216$101,151
24$49,539$3,227$51,611
25$51,611$1,155$0

At the end of your 5-year term

Total paid over the term
$263,830
Principal paid down
$104,937
Interest paid
$158,894
Balance remaining
$719,063

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,050/mo
$36,600Gross annual rent
1.7%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.6%
Gross yield
− Property tax $7,210− Condo fees $7,166− Insurance $600− Vacancy & upkeep $4,026Net operating income $17,598

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SAGE REAL ESTATE LIMITED. MLS®/PropTx.

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