2703-200 Cumberland Street, Toronto, ON

Annex, Toronto · MLS® C13136914

$1,499,000
For Sale
Listed 63 days ago
1Bedrooms
2Bathrooms
1Garage
1000-1199Sq Ft

About this home

Prime Yorkville pied-a-terre in luxury boutique building of only 48 suites. Bright south facing one bedroom of 1000 sq ft plus balcony with CN Tower views. Well designed layout with generous room sizes features wood flooring throughout, floor-to-ceiling windows, a powder room off dining room, spa ensuite bath with in-floor heating. Expansive balcony with gas line and barbecue. Parking next to elevator, protected on both sides by pillars. Available with the option to be sold fully furnished, including all household essentials for a turnkey lifestyle. Ideal as a convenient in-city base or a comfortable residence to keep an aging parent close by, with attentive building staff and proximity to major hospitals. Perfect for those seeking refined living in a discreet, well-managed building. Yorkville Private Estates luxury condo building provides exceptional, full-service 24/7 concierge, porter services, and valet parking for you and your guests. Featuring extensive amenities including guest suites, 2 gyms, large indoor pool, sun terrace, party/meeting room & more. Steps to Yorkville's top boutiques and restaurants, Whole Foods, the ROM, University of Toronto, and the subway.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13136914
Bedrooms
1
Bathrooms
2 (1 half)
Size
1000-1199
Cross streets
North Of Bloor East Of Avenue Rd
Parking
1 garage (underground)
Basement
None
Heating
Fan Coil
A/C
Central Air
Exterior
Concrete
Maintenance
$1,914/mo
Exposure
South
Property tax
$7,781 / 2026
Days on market
63
Listing brokerage
CHESTNUT PARK REAL ESTATE LIMITED

Rooms

KitchenFlat3.42 × 2.39 m

hardwood floor · breakfast bar · stone counters

Living RoomFlat5.26 × 3.00 m

hardwood floor · sliding doors · w/o to balcony

Primary BedroomFlat5.00 × 4.30 m

south view · double closet · 5 pc ensuite

FoyerFlat2.50 × 1.35 m

double closet · hardwood floor · 2 pc bath

Dining RoomFlat4.97 × 3.41 m

hardwood floor · overlooks living

Moe’s TakeTeam Asgarian · Broker
Above comparables
$1.24Mest. value

Listed at $1,499,000, this home is about 21% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Based on 16 similar homes nearby, adjusted for size, beds, and baths.Median of 16 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.47M, a bit higher. The comparable range is wide here, so treat this as a rough read until I run a full CMA.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.20M
  • Bedrooms −$30K
  • Adjusts to $1.17M

That comparable adjusts to $1.17M; the $1.24M estimate above is the median of all 16 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. Avenue Rd at Bloor St West North Side is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$883KGreat deal$1.50MOverpriced

Total price vs nearby homes. Fair value about $1.24M, median of 16 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Elevator: rare and valuable for accessibility and resale.
  • Weigh carefully
  • Lifestyle
Comparable listingsCurrently listed nearby in Annex · asking prices
$1.35Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

304-38 Avenue Road$1.35M3506-8 Cumberland Street$1.50M202-133 Hazelton Avenue$1.40M1101-170 Avenue Road$1.20M2104-88 Cumberland Street$1.30M

The 5 closest of 8 active listings nearby.

See all comparable homes
1.50MThis home1.35M1.50M1.40M1.20M1.30MThis home vs active comparables
Live market pulseActive comparables in Annex · median list $1.09M
$1,363this home / sqft
21active listings nearby
63days on market

This home lists 15% above the area average of $1,181/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Annex, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

86/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Avenue Rd at Bloor St West North Side, about 100 m away

20+ transit stops20+ grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Church-Yonge Corridor
$574K
Waterfront Communities C1
$688K
Waterfront Communities C8
$998K
Banbury-Don Mills
$500K
Mimico
$800K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jesse Ketchum Junior and Senior Public School
87%
Jesse Ketchum Junior and Senior Public SchoolPublic · Elementary · 0.4 km awayHigher-rated than most nearby · 87% meet the provincial standard

Affordability & Mortgage

Affordability
$6,832/mo
$320KIncome needed
4.7×Price ÷ income
$1,577Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

73%mortgage
Mortgage $6,832Property tax $648Condo fee $1,914Total carry $9,394

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,399per month

Mortgage amount $1,199,200 · 4.14% over 25 years

$299,800Down payment (20.0%)
$1,199,200Loan before insurance
$0CMHC premium
$8,962Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,399
Property tax
$648
Condo / maintenance fees
$1,914
Heating
$0
Estimated monthly cost
$8,962

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$26,455
Toronto municipal land transfer tax
$26,455
Estimated closing costs
$52,910

Plus your down payment of $299,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$7,773/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$720,613Total interest paid
$1,919,813Total of all payments
Principal $1,199,200 Interest $720,613
YearPrincipalInterestBalance
1$28,093$48,699$1,171,107
2$29,268$47,524$1,141,839
3$30,492$46,300$1,111,346
4$31,768$45,025$1,079,578
5$33,097$43,696$1,046,482
6$34,481$42,311$1,012,000
7$35,923$40,869$976,077
8$37,426$39,367$938,651
9$38,991$37,801$899,660
10$40,622$36,170$859,037
11$42,322$34,471$816,716
12$44,092$32,701$772,624
13$45,936$30,856$726,688
14$47,858$28,935$678,830
15$49,859$26,933$628,971
16$51,945$24,848$577,026
17$54,118$22,675$522,908
18$56,381$20,411$466,526
19$58,740$18,053$407,787
20$61,197$15,596$346,590
21$63,757$13,036$282,833
22$66,423$10,369$216,410
23$69,202$7,591$147,208
24$72,096$4,696$75,112
25$75,112$1,680$0

At the end of your 5-year term

Total paid over the term
$383,963
Principal paid down
$152,718
Interest paid
$231,244
Balance remaining
$1,046,482

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
0.3%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.7%
Gross yield
− Property tax $7,781− Condo fees $22,964− Insurance $600− Vacancy & upkeep $4,488Net operating income $4,967

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CHESTNUT PARK REAL ESTATE LIMITED. MLS®/PropTx.

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