675 Huron Street, Toronto, ON

Annex, Toronto · MLS® C13141592

$2,398,999
For Sale
Listed 59 days ago
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4Bedrooms
5Bathrooms
1Parking
2000-2500Sq Ft

About this home

An Exquisite Executive Retreat in the Heart of the Annex. Rarely does a home of this calibre come to market in one of Toronto's most coveted neighbourhoods. Offering over 2,800 sq ft of impeccably crafted living space, this stunning executive residence is a masterclass in refined design and thoughtful luxury - where every detail has been considered and no expense spared. Soaring 9-ft ceilings span every level, while radiant heated floors on the main and lower levels set the tone for the warmth and comfort found throughout. The European-inspired kitchen is appointed with top-of-the-line appliances, perfectly suited for the discerning home chef, and a temperature-controlled wine room with rich wood finishes offers a sophisticated retreat for the collector. The crown jewel of this exceptional home is the fully private third-level primary suite - a sanctuary unto itself, complete with a spa-inspired ensuite where a soaker tub frames breathtaking views of the iconic Casa Loma. Wake up to a postcard every morning.Additional highlights include a private backyard oasis, dedicated parking, and a backup natural gas generator for seamless, worry-free living year-round. Step outside and find yourself moments from Spadina Subway Station, with a leisurely 20-minute stroll to the boutiques and restaurants of Yorkville. Culture, convenience, and prestige - all at your doorstep. This is not just a home. It's a lifestyle. Don't miss your opportunity.

Key facts

Property type
Semi-Detached, 3-Storey
MLS®
C13141592
Bedrooms
4 (3 + 1)
Bathrooms
5 (1 half)
Size
2000-2500
Lot
16.69 × 86.44 ft
Cross streets
Spadina and Dupont
Parking
1 parking
Driveway
Private
Basement
Finished, Full
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stucco (Plaster)
Foundation
Poured Concrete, Block
Roof
Flat, Slate
Sewer
Sewer
Property tax
$12,231 / 2026
Days on market
59
Listing brokerage
RIGHT AT HOME REALTY

Rooms

Dining RoomMain3.23 × 4.62 m

2 way fireplace · heated floor · ceramic floor

LaundrySecond2.16 × 2.59 m

laundry sink · pocket doors

RecreationBasement3.96 × 5.00 m

heated floor · ceramic floor

Living RoomMain4.27 × 3.96 m

2 way fireplace · heated floor · ceramic floor

Bedroom 4Basement4.11 × 3.05 m

3 pc ensuite · heated floor · ceramic floor

Kitchen4.45 × 3.99 m

heated floor · custom backsplash · modern kitchen

Bedroom 2Second4.45 × 3.76 m

hardwood floor · large window · 3 pc ensuite

Primary BedroomThird4.27 × 4.78 m

hardwood floor · w/o to balcony · fireplace

Bedroom 3Second4.27 × 3.66 m

hardwood floor · closet organizers · 4 pc ensuite

Moe’s TakeTeam Asgarian · Broker
Below comparables
$3.66Mest. value

Listed at $2,398,999, this home is about 35% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $2.88M, a bit lower.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $3.10M
  • Bedrooms +$30K
  • Bathrooms +$15K
  • Adjusts to $3.14M

That comparable adjusts to $3.14M; the $3.66M estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. Dupont St at Huron St is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$2.40MGreat deal$4.33MOverpriced

Total price vs nearby homes. Fair value about $3.66M, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Heated floors: comfort and a premium-finish signal.
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition.
  • Lifestyle
  • Worth verifying
  • Value driver
  • Weigh carefully
Comparable listingsCurrently listed nearby in Annex · asking prices
$4.79Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

32 Bernard Avenue$3.10M28 Roxborough Street$4.50M53 Hazelton Avenue$6.78M

The 3 closest active listings nearby.

See all comparable homes
2.40MThis home3.10M4.50M6.78MThis home vs active comparables
Live market pulseActive comparables in Annex · median list $3.48M
$1,066this home / sqft
5active listings nearby
59days on market

This home lists 39% below the area average of $1,761/sqft.

55 days longer than the Toronto average (4 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Annex, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

78/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Dupont St at Huron St, about 31 m away

20+ transit stops12 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Rosedale-Moore Park
$2.40M
Palmerston-Little Italy
$1000K
Corso Italia-Davenport
$951K
Mount Pleasant East
$1.28M
South Riverdale
$1.30M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Huron Street Junior Public School
74%
Huron Street Junior Public SchoolPublic · Elementary · 0.6 km awayAround the GTA average · 74% meet the provincial standard

Affordability & Mortgage

Affordability
$10,934/mo
$452KIncome needed
5.3×Price ÷ income
$2,523Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $10,934Property tax $1,019Total carry $11,953

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$10,242per month

Mortgage amount $1,919,199 · 4.14% over 25 years

$479,800Down payment (20.0%)
$1,919,199Loan before insurance
$0CMHC premium
$11,261Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$10,242
Property tax
$1,019
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$11,261

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$46,450
Toronto municipal land transfer tax
$46,450
Estimated closing costs
$92,900

Plus your down payment of $479,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$12,439/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,153,269Total interest paid
$3,072,468Total of all payments
Principal $1,919,199 Interest $1,153,269
YearPrincipalInterestBalance
1$44,960$77,938$1,874,239
2$46,841$76,058$1,827,398
3$48,800$74,099$1,778,598
4$50,841$72,057$1,727,757
5$52,968$69,931$1,674,789
6$55,184$67,715$1,619,605
7$57,492$65,407$1,562,113
8$59,897$63,002$1,502,217
9$62,402$60,497$1,439,815
10$65,012$57,887$1,374,803
11$67,731$55,167$1,307,071
12$70,565$52,334$1,236,507
13$73,516$49,382$1,162,990
14$76,591$46,307$1,086,399
15$79,795$43,104$1,006,604
16$83,133$39,766$923,471
17$86,610$36,289$836,861
18$90,233$32,666$746,629
19$94,007$28,892$652,622
20$97,939$24,959$554,682
21$102,036$20,863$452,647
22$106,304$16,595$346,343
23$110,750$12,148$235,592
24$115,383$7,516$120,209
25$120,209$2,689$0

At the end of your 5-year term

Total paid over the term
$614,494
Principal paid down
$244,410
Interest paid
$370,083
Balance remaining
$1,674,789

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
1.3%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.1%
Gross yield
− Property tax $12,231− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $31,225

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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