105 Rockford Road, Toronto, ON

Westminster-Branson, Toronto · MLS® C13141896

$1,699,900
For Sale
Listed 59 days ago
5Bedrooms
3Bathrooms
2Garage · 6 parking
2500-3000Sq Ft

About this home

Large updated side-split in a prime location, offering 2,639 sq. ft. plus basement on an extra-deep 164 ft lot backing onto lush greenery, mature trees, and stunning views. Ideal for buyers who prefer fewer stairs compared to a traditional two-storey layout. This home features two-zone heating and cooling for optimal comfort, a functional layout with a proper dining room, living room, and oversized family room. Step outside to a true backyard retreat with a built-in pizza oven, perfect for family living and entertaining. Complete with a two-car garage and additional driveway parking. Located steps from schools, parks, trails, shopping, and transit, this home combines a premium lot, modern updates, and an excellent location in one of the area's most desirable neighbourhoods.

Key facts

Property type
Detached, Sidesplit 4
MLS®
C13141896
Bedrooms
5 (4 + 1)
Bathrooms
3 (1 half)
Size
2500-3000
Lot
50 × 164 ft
Cross streets
Dufferin & Steeles
Parking
2 garage · 6 parking (built-in)
Driveway
Private Double
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Unknown
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$7,624 / 2025
Days on market
59
Listing brokerage
CAPITAL NORTH REALTY CORPORATION

Rooms

KitchenMain3.66 × 3.17 m

hardwood floor · pot lights · overlooks backyard

RecreationBasement6.40 × 2.22 m

laminate · window · wet bar

Primary BedroomUpper4.88 × 4.84 m

hardwood floor · b/i closet · 4 pc ensuite

Dining RoomMain9.14 × 3.84 m

hardwood floor · crown moulding · combined w/living

Bedroom 3Upper4.27 × 2.77 m

hardwood floor · window · closet

Family RoomGround6.10 × 3.96 m

hardwood floor · pot lights · w/o to yard

BreakfastMain3.66 × 2.32 m

hardwood floor · w/o to patio

Bedroom 5Basement3.38 × 5.27 m

laminate · window · closet

Living RoomMain9.14 × 3.84 m

hardwood floor · crown moulding · combined w/dining

Bedroom 2Upper3.08 × 2.77 m

hardwood floor · window · closet

LaundryGround2.50 × 3.05 m

laminate · window

Bedroom 4Upper3.96 × 2.77 m

hardwood floor · window · closet

Moe’s TakeTeam Asgarian · Broker
Above the wider set
$1.54Mest. value

Listed at $1,699,900, this home is tracking about 10% above a wider set of listings, though close matches were thin, so treat this as a rough read until I run a precise CMA. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 6 similar homes nearby, adjusted for size, beds, and baths.Median of 6 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.34M, a bit lower.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.69M
  • Bathrooms −$15K
  • Adjusts to $1.67M

That comparable adjusts to $1.67M; the $1.54M estimate above is the median of all 6 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Rockford Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Steeles Ave West at New Westminster Dr is about a 4-minute walk away.

List price
$1.40MGreat deal$1.70MOverpriced

Total price vs nearby homes. Fair value about $1.54M, median of 6 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Value driver
Comparable listingsCurrently listed nearby in Westminster-Branson · asking prices
$1.56Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

66 Carscadden Drive$1.29M220 Torresdale Avenue$1.69M17 Denmark Crescent$1.70M

The 3 closest active listings nearby.

See all comparable homes
1.70MThis home1.29M1.69M1.70MThis home vs active comparables
Live market pulseActive comparables in Westminster-Branson · median list $1.60M
$618this home / sqft
6active listings nearby
59days on market

This home lists 14% above the area average of $544/sqft.

58 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Westminster-Branson, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

61/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Steeles Ave West at New Westminster Dr, about 336 m away

20+ transit stops3 grocery20+ dining20+ parks17 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Downsview-Roding-CFB
$1.06M
Bedford Park-Nortown
$2.90M
Lawrence Park South
$2.14M
High Park-Swansea
$4.99M
Wexford-Maryvale
$865K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Rockford Public School
54%
Rockford Public SchoolPublic · Elementary · 0.3 km awayBelow the GTA average · 54% meet the provincial standard
Fisherville Senior Public SchoolEQAO results not published
Avondale Secondary Alternative SchoolEQAO results not published

Affordability & Mortgage

Affordability
$7,748/mo
$318KIncome needed
5.3×Price ÷ income
$1,788Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $7,748Property tax $635Total carry $8,383

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,257per month

Mortgage amount $1,359,920 · 4.14% over 25 years

$339,980Down payment (20.0%)
$1,359,920Loan before insurance
$0CMHC premium
$7,892Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,257
Property tax
$635
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,892

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$30,473
Toronto municipal land transfer tax
$30,473
Estimated closing costs
$60,946

Plus your down payment of $339,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$8,814/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$817,191Total interest paid
$2,177,111Total of all payments
Principal $1,359,920 Interest $817,191
YearPrincipalInterestBalance
1$31,858$55,226$1,328,062
2$33,191$53,894$1,294,871
3$34,579$52,505$1,260,292
4$36,026$51,059$1,224,266
5$37,532$49,552$1,186,734
6$39,102$47,982$1,147,632
7$40,738$46,347$1,106,894
8$42,442$44,643$1,064,452
9$44,217$42,867$1,020,234
10$46,067$41,018$974,168
11$47,994$39,091$926,174
12$50,001$37,083$876,173
13$52,093$34,992$824,080
14$54,272$32,813$769,809
15$56,542$30,543$713,267
16$58,907$28,178$654,360
17$61,371$25,714$592,989
18$63,938$23,147$529,052
19$66,612$20,472$462,439
20$69,398$17,686$393,041
21$72,301$14,783$320,740
22$75,326$11,759$245,414
23$78,476$8,608$166,938
24$81,759$5,326$85,179
25$85,179$1,906$0

At the end of your 5-year term

Total paid over the term
$435,422
Principal paid down
$173,186
Interest paid
$262,236
Balance remaining
$1,186,734

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
2.8%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.7%
Gross yield
− Property tax $7,624− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $47,046

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CAPITAL NORTH REALTY CORPORATION. MLS®/PropTx.

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